Comparison

myghpay vs Digistore

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myghpay

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Highlights
  • Mobile money payments
  • Card payments (Visa/Mastercard)
  • Bank account payments
  • Biometric authorization (Face ID, biometrics, PIN)
  • Receipt generation
  • Payment for utilities and subscriptions
  • Money transfers
Features
Read full description

New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more

About

Digistore

Features
Read full description

iPay PayPoint POS By iPay Solutions Ltd iPay’s PayPoint POS is a retail point of sale solution designed to enable businesses of all sizes; from corner shops to supermarket chains, restaurants, bars and multinational FMCG distribution companies to manage their inventory of items, make sales , accept mobile money and card payments and manage customer loyalty in a SIMPLE, DIGITAL and CASHLESS way. With the iPay’s PayPoint POS solution, there is no need for any additional hardware or software; no need to display multiple mobile money numbers or risk leaving the cash on a mobile phone with staff. You can use our simple POS solution on your device or tablet. Stay on top of your business, even when you’re on the go. Track and reconcile your sales, inventory, payments and customer loyalty from different channels all in ONE account. WHY CHOOSE IPAY POS: • Start selling as soon as you download the app and sign up for a business account. • Get ONE mobile money account with your business name without the hassle of registering with all networks. • Instant SMS/Email confirmation of payment to both business and customer. • Transfer your received payments to your bank account. • Get access to real-time statement of your payments and customer purchase trends. • No POS device required. Accept payments on any mobile phone, PC or tablet. • Attract more business and earn commissions in your pocket by offering consumer services tool, which enables you offer additional services customers love such as Airtime top-ups, utility bill payments, internet bundle purchases and many more.

Screenshots

myghpay4 screens
Digistore4 screens

Verdict

The call

The clearest difference is iOS requirement: Digistore at 12.4 against myghpay's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

myghpay ships an update every 8 months, Digistore every 7 months. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
myghpay versus Digistore: the parameters behind the verdict, then further details
ParametermyghpayDigistore
PriceFreeFree
Rating4.7 (325 ratings) — better—
Positive reviews45.5% of reviews—
Number of ratings325 — better—
Update frequencyEvery 8 monthsEvery 7 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.112.4 — better
Further details — not scored
Size46 MB20 MB
Age rating4+17+
DeveloperGUARANTY TRUST BANK GHANA LTDiPay Solutions Limited

Bugs and requests

myghpay

Reported bugs

8 issues
  • Transactions stuck on pending for days
  • Deducted money not reflected in account
  • App automatically signs out and invalidates credentials
  • App crashes on opening
  • Updates to wallet payment on app does not reflect on website and vice versa
Show 3 more
  • App only works with GT bank card
  • No Visa debit section for payment
  • Cannot go back after clicking buy airtime

Requested features

3 requests
  • Allow adding back deleted saved numbers sooner than a month
  • Add Visa debit card payment option
  • Fix inability to go back after clicking buy airtime

Digistore

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

myghpay

No in-app purchases

None

Digistore

No in-app purchases

Questions

Is myghpay free?
myghpay is free to download, with no in-app purchases.
Is Digistore free?
Digistore is free to download, with no in-app purchases.
Do myghpay or Digistore have ads?
Neither myghpay nor Digistore shows ads.
Which is updated more often, myghpay or Digistore?
myghpay ships an update every 8 months, and Digistore every 7 months. Most recently, myghpay was updated on October 29, 2026 and Digistore on October 27, 2026.

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