Comparison

myghpay vs LetsGo Powered by Letshego

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myghpay

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Highlights
  • Mobile money payments
  • Card payments (Visa/Mastercard)
  • Bank account payments
  • Biometric authorization (Face ID, biometrics, PIN)
  • Receipt generation
  • Payment for utilities and subscriptions
  • Money transfers
Features
Read full description

New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more

About

LetsGo Powered by Letshego

Manage your personal finances and apply for loans easily. Track existing loan repayments, utilize a loan calculator, and access customer support. Offers flexible repayment plans and transparent loan costs.

Highlights
  • Secure loan applications
  • Loan repayment tracking
  • Loan calculator
  • Personalized financial dashboard
  • Flexible repayment plans
  • Live customer support
Features
Read full description

LetsGo offers safe, secure & easy loans.Letshego, your #1 retail financial services partner now gives you an even better way to manage your finances with our new digital platform. As we continue to improve lives, LetsGo gives you personal finance enabling you to quickly apply for a loan top-up & easily track your existing loan repayment progress. New Features - Your existing Letshego account, right on your mobile device - Easy loans on your own terms with our loan calculator feature How do you benefit? Integration with your unique ID number to keep your finances secure Personalised dashboard showing your active loans & loan applications at a glance What are the terms? Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 90 days. What if I need help? Contact our customer service agents to walk you through the app using our live support features.Get answers to your questions using our detailed in-app FAQs. Chat with representatives to get immediate support to address your needs (only available in Botswana) Ready to get started? Let’s go! Install the DAS digital platform app now! Let’s Connect! We’re always happy to hear from you!If you have any feedback, questions, or concerns, message us within the app or email: BWAppSupport@letshego.com and NGAPPsupport@letshego.com or call: +267/+234-555-555. We provide world-class support for your financial needs: - Flexible repayment plan to keep your finances in check. - Full transparency into loan costs with zero hidden charges

Screenshots

myghpay4 screens
LetsGo Powered by Letshego4 screens

Verdict

The call

The clearest difference is review sentiment: LetsGo Powered by Letshego at 100% against myghpay's 45%. LetsGo Powered by Letshego also leads on update cadence (every 2 weeks vs every 8 months). myghpay's advantage is rating (4.7 vs 4.1) and ratings volume (317 vs 58). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myghpay holds the better App Store score, 4.7 against 4.1. That said, the two scores are not equally well evidenced: myghpay has 317 ratings behind it against 58, so its average is the more settled of the two. Written reviews complicate that: 45% of myghpay's written reviews are positive against 100% of LetsGo Powered by Letshego's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

myghpay ships an update every 8 months, LetsGo Powered by Letshego every 2 weeks. The most recent releases landed on October 19, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 6 level
myghpay versus LetsGo Powered by Letshego: the parameters behind the verdict, then further details
ParametermyghpayLetsGo Powered by Letshego
PriceFreeFree
Rating4.7 (317 ratings) — better4.1 (58 ratings)
Positive reviews45.5% of reviews100.0% of reviews — better
Number of ratings317 — better58
Update frequencyEvery 8 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size46 MB193 MB
Age rating4+4+
DeveloperGUARANTY TRUST BANK GHANA LTDLetshego

Customer experience

myghpay

All ratings317 ratings
Positive91.8%
Neutral4.7%
Negative3.5%
Written reviews22 reviews
Positive45.5%
Neutral13.6%
Negative40.9%

LetsGo Powered by Letshego

All ratings58 ratings
Positive75.9%
Neutral5.2%
Negative19.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

myghpay

Reported bugs

8 issues
  • Transactions stuck on pending for days
  • Deducted money not reflected in account
  • App automatically signs out and invalidates credentials
  • App crashes on opening
  • Updates to wallet payment on app does not reflect on website and vice versa
Show 3 more
  • App only works with GT bank card
  • No Visa debit section for payment
  • Cannot go back after clicking buy airtime

Requested features

3 requests
  • Allow adding back deleted saved numbers sooner than a month
  • Add Visa debit card payment option
  • Fix inability to go back after clicking buy airtime

LetsGo Powered by Letshego

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

myghpay

No in-app purchases

None

LetsGo Powered by Letshego

No in-app purchases

Questions

Is myghpay free?
myghpay is free to download, with no in-app purchases.
Is LetsGo Powered by Letshego free?
LetsGo Powered by Letshego is free to download, with no in-app purchases.
Which has better reviews, myghpay or LetsGo Powered by Letshego?
myghpay is rated higher. myghpay averages 4.7 out of 5 from 317 ratings, while LetsGo Powered by Letshego averages 4.1 from 58 ratings.
Do myghpay or LetsGo Powered by Letshego have ads?
Neither myghpay nor LetsGo Powered by Letshego shows ads.
Which is updated more often, myghpay or LetsGo Powered by Letshego?
myghpay ships an update every 8 months, and LetsGo Powered by Letshego every 2 weeks. Most recently, myghpay was updated on October 19, 2026 and LetsGo Powered by Letshego on October 2, 2026.

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