myghpay vs AsaanaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myghpay
This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.
- Mobile money payments
- Card payments (Visa/Mastercard)
- Bank account payments
- Biometric authorization (Face ID, biometrics, PIN)
- Receipt generation
- Payment for utilities and subscriptions
- Money transfers
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New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more
AsaanaPay
This app incentivizes digital payments with cashback rewards and personalized offers. It provides a digital record of spending that can serve as proof of income and offers offline payment options for users with limited internet access.
- Cashback rewards on digital payments
- Personalized offers and discounts
- Digital spend history
- Proof of income statements
- Offline payment via USSD
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AsaanaPay is a mobile payments powered rewards and spend history building app developed to sustainably promote the cash-lite shift. AsaanaPay rewards customers for choosing digital payments over cash. AsaanaPay uses Machine Learning (ML) and other technologies to dynamically recommend offers, deals and promotions based on customers' profiles. Cash back rewards (not points) are cumulative, can be used for future transactions and can be redeemed and/or shared with friends & family seamlessly. Benefits: - Cash back rewards - Digital spend history - History statements serve as proof of income - Special offers and discounts from channel partners & merchants. No Smartphone or No / Low Internet? Dial *2050# to pay without internet. *2050# is a text menu mini-app exclusive to MTN Ghana customers) Feedback? Fill in-app form, email feedback@asaanapay.com or DM @asaanapay Side Hustle / Business Owner? Download AsaanaPay Business now. Also request the AsaanaPay APIs to embed rewards and offers in your business site, app and channels. Email api@asaanapay.com to get started. Info: Africa - https://africa.asaanapay.com Global - https://global.asaanapay.com
Screenshots
Verdict
The clearest difference is update cadence: AsaanaPay at monthly against myghpay's every 8 months. AsaanaPay also leads on rating (5.0 vs 4.7). myghpay's advantage is ratings volume (325 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AsaanaPay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: myghpay has 325 ratings behind it against 2, so its average is the more settled of the two.
myghpay ships an update every 8 months, AsaanaPay monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | myghpay | AsaanaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (325 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 45.5% of reviews | — |
| Number of ratings | 325 — better | 2 |
| Update frequency | Every 8 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 46 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | GUARANTY TRUST BANK GHANA LTD | AsaanaPay Inc |
Customer experience
myghpay
AsaanaPay
Bugs and requests
myghpay
Reported bugs
8 issues- Transactions stuck on pending for days
- Deducted money not reflected in account
- App automatically signs out and invalidates credentials
- App crashes on opening
- Updates to wallet payment on app does not reflect on website and vice versa
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- App only works with GT bank card
- No Visa debit section for payment
- Cannot go back after clicking buy airtime
Requested features
3 requests- Allow adding back deleted saved numbers sooner than a month
- Add Visa debit card payment option
- Fix inability to go back after clicking buy airtime
AsaanaPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
myghpay
No in-app purchases
AsaanaPay
No in-app purchases
