Comparison

myghpay vs Baccsod Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myghpay

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Highlights
  • Mobile money payments
  • Card payments (Visa/Mastercard)
  • Bank account payments
  • Biometric authorization (Face ID, biometrics, PIN)
  • Receipt generation
  • Payment for utilities and subscriptions
  • Money transfers
Features
Read full description

New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more

About

Baccsod Mobile

Features
Read full description

Baccsod Mobile gives you real time access to your accounts. Below are some of the services you can enjoy from this mobile banking application: • Account Overview • Transfers and Transaction monitoring and much more.

Screenshots

myghpay4 screens
Baccsod Mobile4 screens

Verdict

The call

The clearest difference is device support: myghpay at 3 against Baccsod Mobile's 1. myghpay also leads on iOS requirement (15.1 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
myghpay versus Baccsod Mobile: the parameters behind the verdict, then further details
ParametermyghpayBaccsod Mobile
PriceFreeFree
Rating4.7 (325 ratings) — better—
Positive reviews45.5% of reviews—
Number of ratings325 — better—
Update frequencyEvery 8 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.6
Further details — not scored
Size46 MB44 MB
Age rating4+17+
DeveloperGUARANTY TRUST BANK GHANA LTDGlydetek Group Limited

Bugs and requests

myghpay

Reported bugs

8 issues
  • Transactions stuck on pending for days
  • Deducted money not reflected in account
  • App automatically signs out and invalidates credentials
  • App crashes on opening
  • Updates to wallet payment on app does not reflect on website and vice versa
Show 3 more
  • App only works with GT bank card
  • No Visa debit section for payment
  • Cannot go back after clicking buy airtime

Requested features

3 requests
  • Allow adding back deleted saved numbers sooner than a month
  • Add Visa debit card payment option
  • Fix inability to go back after clicking buy airtime

Baccsod Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

myghpay

No in-app purchases

None

Baccsod Mobile

No in-app purchases

Questions

Is myghpay free?
myghpay is free to download, with no in-app purchases.
Is Baccsod Mobile free?
Baccsod Mobile is free to download, with no in-app purchases.
Do myghpay or Baccsod Mobile have ads?
Neither myghpay nor Baccsod Mobile shows ads.

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