Comparison

myghpay vs Finexa Nova

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myghpay

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Highlights
  • Mobile money payments
  • Card payments (Visa/Mastercard)
  • Bank account payments
  • Biometric authorization (Face ID, biometrics, PIN)
  • Receipt generation
  • Payment for utilities and subscriptions
  • Money transfers
Features
Read full description

New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more

About

Finexa Nova

Features
Read full description

Finexa Nova: Your Comprehensive Wealth Management App Finexa Nova is your one-stop solution for managing mutual fund investments and financial goals. With advanced reporting and analytics, intuitive goal planning tools, and seamless transaction capabilities, Finexa Investor empowers you to make smarter financial decisions. Key Features: • Mutual Fund Reporting: Track portfolio performance and generate detailed reports. • Analytics & Insights: Gain actionable insights to optimize your investments. • Goal Planning: Plan for milestones like retirement, education, and more. • Easy Transactions: Invest, redeem, and switch mutual funds securely. • User-Friendly Interface: Navigate and manage investments effortlessly. Simplify wealth management with Finexa Nova - your trusted companion for financial success. Download now! * Finexa Nova is a financial product developed by Finlabs India Private Limited *

Screenshots

myghpay4 screens
Finexa Nova4 screens

Verdict

The call

The clearest difference is update cadence: Finexa Nova at every 3 weeks against myghpay's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

myghpay ships an update every 8 months, Finexa Nova every 3 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 9 level
myghpay versus Finexa Nova: the parameters behind the verdict, then further details
ParametermyghpayFinexa Nova
PriceFreeFree
Rating4.7 (325 ratings) — better—
Positive reviews45.5% of reviews—
Number of ratings325 — better—
Update frequencyEvery 8 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size46 MB37 MB
Age rating4+17+
DeveloperGUARANTY TRUST BANK GHANA LTDFinlabs India Pvt. Ltd

Bugs and requests

myghpay

Reported bugs

8 issues
  • Transactions stuck on pending for days
  • Deducted money not reflected in account
  • App automatically signs out and invalidates credentials
  • App crashes on opening
  • Updates to wallet payment on app does not reflect on website and vice versa
Show 3 more
  • App only works with GT bank card
  • No Visa debit section for payment
  • Cannot go back after clicking buy airtime

Requested features

3 requests
  • Allow adding back deleted saved numbers sooner than a month
  • Add Visa debit card payment option
  • Fix inability to go back after clicking buy airtime

Finexa Nova

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

myghpay

No in-app purchases

None

Finexa Nova

No in-app purchases

Questions

Is myghpay free?
myghpay is free to download, with no in-app purchases.
Is Finexa Nova free?
Finexa Nova is free to download, with no in-app purchases.
Do myghpay or Finexa Nova have ads?
Neither myghpay nor Finexa Nova shows ads.
Which is updated more often, myghpay or Finexa Nova?
myghpay ships an update every 8 months, and Finexa Nova every 3 weeks. Most recently, myghpay was updated on October 24, 2026 and Finexa Nova on October 12, 2026.

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