myghpay vs Finexa Nova
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myghpay
This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.
- Mobile money payments
- Card payments (Visa/Mastercard)
- Bank account payments
- Biometric authorization (Face ID, biometrics, PIN)
- Receipt generation
- Payment for utilities and subscriptions
- Money transfers
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New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more
Finexa Nova
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Finexa Nova: Your Comprehensive Wealth Management App Finexa Nova is your one-stop solution for managing mutual fund investments and financial goals. With advanced reporting and analytics, intuitive goal planning tools, and seamless transaction capabilities, Finexa Investor empowers you to make smarter financial decisions. Key Features: • Mutual Fund Reporting: Track portfolio performance and generate detailed reports. • Analytics & Insights: Gain actionable insights to optimize your investments. • Goal Planning: Plan for milestones like retirement, education, and more. • Easy Transactions: Invest, redeem, and switch mutual funds securely. • User-Friendly Interface: Navigate and manage investments effortlessly. Simplify wealth management with Finexa Nova - your trusted companion for financial success. Download now! * Finexa Nova is a financial product developed by Finlabs India Private Limited *
Screenshots
Verdict
The clearest difference is update cadence: Finexa Nova at every 3 weeks against myghpay's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myghpay ships an update every 8 months, Finexa Nova every 3 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.
| Parameter | myghpay | Finexa Nova |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (325 ratings) — better | — |
| Positive reviews | 45.5% of reviews | — |
| Number of ratings | 325 — better | — |
| Update frequency | Every 8 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 46 MB | 37 MB |
| Age rating | 4+ | 17+ |
| Developer | GUARANTY TRUST BANK GHANA LTD | Finlabs India Pvt. Ltd |
Bugs and requests
myghpay
Reported bugs
8 issues- Transactions stuck on pending for days
- Deducted money not reflected in account
- App automatically signs out and invalidates credentials
- App crashes on opening
- Updates to wallet payment on app does not reflect on website and vice versa
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- App only works with GT bank card
- No Visa debit section for payment
- Cannot go back after clicking buy airtime
Requested features
3 requests- Allow adding back deleted saved numbers sooner than a month
- Add Visa debit card payment option
- Fix inability to go back after clicking buy airtime
Finexa Nova
Not enough reviews yet to summarise bugs or requests.
In-app purchases
myghpay
No in-app purchases
Finexa Nova
No in-app purchases








