Comparison

myghpay vs Offset Technologies

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myghpay

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Highlights
  • Mobile money payments
  • Card payments (Visa/Mastercard)
  • Bank account payments
  • Biometric authorization (Face ID, biometrics, PIN)
  • Receipt generation
  • Payment for utilities and subscriptions
  • Money transfers
Features
Read full description

New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more

About

Offset Technologies

Features
Read full description

Effortless project management. Instant profit tracking. Seamless client communication. Smarter expense tracking. Offset is built for interior designers who want to work smarter, not harder. No more chasing updates, struggling with budgets, or dealing with endless back-and-forths. Just a beautifully streamlined experience that keeps your projects on track—and your clients happy. Designed for Interior Designers in Singapore Know your profits in real time: Stay on top of every dollar with instant profit tracking. No surprises, just clarity. Track expenses with ease: From materials to labor costs, Offset helps you monitor every expense effortlessly—so you always stay within budget. Run projects like clockwork: From timelines to tasks, Offset keeps everything organised, so you can focus on what you do best—designing. Clients, always in the loop: Automatic updates and seamless communication mean fewer calls, less stress, and happier customers. Stay ahead of the competition: With Offset, you’re not just managing projects—you’re elevating your business. Long-term relationships, built in: Keep clients engaged even after the job is done, turning one-time projects into repeat business. Smart. Simple. Powerful. Offset is the future of renovation management. Are you ready to build better?

Screenshots

myghpay4 screens
Offset Technologies3 screens

Verdict

The call

The clearest difference is iOS requirement: Offset Technologies at 12.0 against myghpay's 15.1. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
myghpay versus Offset Technologies: the parameters behind the verdict, then further details
ParametermyghpayOffset Technologies
PriceFreeFree
Rating4.7 (317 ratings) — better—
Positive reviews45.5% of reviews—
Number of ratings317 — better—
Update frequencyEvery 8 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.112.0 — better
Further details — not scored
Size46 MB41 MB
Age rating4+17+
DeveloperGUARANTY TRUST BANK GHANA LTDProteus Design & Tech Pte Ltd

Bugs and requests

myghpay

Reported bugs

8 issues
  • Transactions stuck on pending for days
  • Deducted money not reflected in account
  • App automatically signs out and invalidates credentials
  • App crashes on opening
  • Updates to wallet payment on app does not reflect on website and vice versa
Show 3 more
  • App only works with GT bank card
  • No Visa debit section for payment
  • Cannot go back after clicking buy airtime

Requested features

3 requests
  • Allow adding back deleted saved numbers sooner than a month
  • Add Visa debit card payment option
  • Fix inability to go back after clicking buy airtime

Offset Technologies

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

myghpay

No in-app purchases

None

Offset Technologies

No in-app purchases

Questions

Is myghpay free?
myghpay is free to download, with no in-app purchases.
Is Offset Technologies free?
Offset Technologies is free to download, with no in-app purchases.
Do myghpay or Offset Technologies have ads?
Neither myghpay nor Offset Technologies shows ads.

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