myghpay vs KiKi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myghpay
This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.
- Mobile money payments
- Card payments (Visa/Mastercard)
- Bank account payments
- Biometric authorization (Face ID, biometrics, PIN)
- Receipt generation
- Payment for utilities and subscriptions
- Money transfers
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New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more
KiKi
Easily purchase mobile data and airtime, and manage bill payments. Offers a convenient and affordable source for essential internet data needs.
- Buy airtime
- Buy data bundles
- Pay bills
- Convenient data source
- Affordable options
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Buy Airtime, Buy Data and Pay Bills with KiKi App. Internet Data has become an integral part of our live and nothing is more exciting than having a cheap and convenient source of data. Try KiKi App now.
Screenshots
Verdict
The clearest difference is review sentiment: myghpay at 45% against KiKi's 0%. myghpay also leads on rating (4.7 vs 4.0) and ratings volume (325 vs 4). KiKi's advantage is update cadence (every 4 weeks vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myghpay holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: myghpay has 325 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 45% of myghpay's written reviews are positive against 0% of KiKi's.
myghpay ships an update every 8 months, KiKi every 4 weeks. Both last shipped on October 24, 2026.
| Parameter | myghpay | KiKi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (325 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | 45.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 325 — better | 4 |
| Update frequency | Every 8 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 46 MB | 25 MB |
| Age rating | 4+ | 17+ |
| Developer | GUARANTY TRUST BANK GHANA LTD | Doss Empire Limited |
Customer experience
myghpay
KiKi
Bugs and requests
myghpay
Reported bugs
8 issues- Transactions stuck on pending for days
- Deducted money not reflected in account
- App automatically signs out and invalidates credentials
- App crashes on opening
- Updates to wallet payment on app does not reflect on website and vice versa
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- App only works with GT bank card
- No Visa debit section for payment
- Cannot go back after clicking buy airtime
Requested features
3 requests- Allow adding back deleted saved numbers sooner than a month
- Add Visa debit card payment option
- Fix inability to go back after clicking buy airtime
KiKi
Not enough reviews yet to summarise bugs or requests.
In-app purchases
myghpay
No in-app purchases
KiKi
No in-app purchases
