Comparison

ChargeDesk vs PaymentWiser

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChargeDesk

Manage multiple payment gateways like Stripe, PayPal, and Shopify from your mobile device. Receive instant notifications for payments and subscription changes. Perform actions like refunds, cancellations, and customer updates on the go.

Highlights
  • Manage multiple payment gateways
  • Real-time payment notifications
  • Process refunds and cancellations
  • Create new charges and subscriptions
  • Edit customer details and payment methods
  • Integrates with existing e-commerce platforms
Features
Read full description

Manage your Stripe, PayPal, Braintree, Recurly, Chargify, NMI, Zuora, GoCardless, WooCommerce, Shopify & Square customers on the go with ChargeDesk. Our powerful notification system lets you know immediately when important actions happen in your account. Find out straight away when a new customer pays you or upgrades their subscription. - Refund charges - Cancel subscriptions - Create new charges (either by invoicing the customer or charging a card on file) - Create new subscriptions - Edit subscription plans - Authorize and capture payments - Manage coupons - Send payment reminders - Edit customer details including adding VAT numbers - Securely update a customer's credit card on file ChargeDesk works with your existing e-commerce setup - in most cases no coding or changes are needed. Just connect your gateway to ChargeDesk and you'll be managing your customers in seconds.

About

PaymentWiser

Accept credit card payments on the go and online with a simple, intuitive app. It replaces traditional terminals and card readers, offering a low additional fee on top of standard processing charges. Securely process transactions, generate payment links, and manage tips and receipts.

Highlights
  • Accept credit card payments
  • Replaces credit card terminals
  • Low additional fee (0.1%)
  • Create payment links
  • Built-in fraud detection
  • Multi-currency support
  • Tap to Pay on iPhone
Features
Read full description

PaymentWiser is a payment app that saves your money with only 0.5% additional fee. It replaces your credit card terminal and card reader with a simple, intuitive way to accept credit card payments on the go & online! If you're looking for a simple POS or point of sale, an alternative credit card reader, or for a better payment app to help with credit card processing, we've got you covered! As a no-code Stripe Terminal partner, your business can use any of the supported Stripe Terminals, in any of the supported Stripe countries to start collecting payments without a single line of code. Additionally, PaymentWiser supports Tap to Pay on iPhone; which turns an iPhone into a contactless (credit card or mobile wallet) payment terminal. - Works With Stripe If you already work with the best payments platform on the planet, sign in with your Stripe payments account, let us do some magic with Stripe Connect, and you’re up and running! - Create charges in under 30 seconds Tap out an amount, type a credit card number, and hit charge. - 0.1% additional fee, less than 100% of other apps There are no setup fees, no monthly charges, no minimums or no limits. You only pay 0.1% additional fee on top of Stripe’s standard fees. - Create a payment link and share it everywhere Share your paymentlinks in emails, text messages, or all over social media. Accept secure payments from multiple online channels and customers. Easy online sharing lets you reach lots of potential customers with a single link. - Built-in fraud detection & security Automatically evaluate charges for fraud risk and block those fraudulent. - Multi Currency Charge in over 135 currencies. Let customers pay in their native currency, you get paid in yours. - Tips & Receipts An easy interface that you can hand to your customer for them to add percentage based tips! Receipts will be sent to your customers' email address automatically. - SCA-Ready to meet Europe's PSD2 regulations With built in support for 3D Secure 2, we've got Secure Customer Authentication covered. OTP, password, or biometric, let your customers choose! - More Software, Less Hardware A simpler alternative to Square Point of Sale, Clover Go and Quickbooks GoPayment

Screenshots

ChargeDesk4 screens
PaymentWiser4 screens

Verdict

The call

The clearest difference is rating: PaymentWiser at 4.8 against ChargeDesk's 3.0. PaymentWiser also leads on update cadence (weekly vs every 33 months) and ratings volume (56 vs 2). ChargeDesk's advantage is review sentiment (67% vs 50%) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PaymentWiser holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: PaymentWiser has 56 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 67% of ChargeDesk's written reviews are positive against 50% of PaymentWiser's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

ChargeDesk ships an update every 33 months, PaymentWiser weekly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
ChargeDesk versus PaymentWiser: the parameters behind the verdict, then further details
ParameterChargeDeskPaymentWiser
PriceFreeFree
Rating3.0 (2 ratings)4.8 (56 ratings) — better
Positive reviews66.7% of reviews — better50.0% of reviews
Number of ratings256 — better
Update frequencyEvery 33 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size9 MB65 MB
Age rating4+4+
DeveloperPeter Industries Pty LtdPacket Flow Network Technology Co,.Ltd

Customer experience

ChargeDesk

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

PaymentWiser

All ratings53 ratings
Positive94.3%
Neutral0.0%
Negative5.7%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

ChargeDesk

No in-app purchases

None

PaymentWiser

No in-app purchases

Questions

Is ChargeDesk free?
ChargeDesk is free to download, with no in-app purchases.
Is PaymentWiser free?
PaymentWiser is free to download, with no in-app purchases.
Which has better reviews, ChargeDesk or PaymentWiser?
PaymentWiser is rated higher. ChargeDesk averages 3.0 out of 5 from 2 ratings, while PaymentWiser averages 4.8 from 56 ratings.
Do ChargeDesk or PaymentWiser have ads?
Neither ChargeDesk nor PaymentWiser shows ads.
Which is updated more often, ChargeDesk or PaymentWiser?
ChargeDesk ships an update every 33 months, and PaymentWiser weekly. Most recently, ChargeDesk was updated on November 2, 2026 and PaymentWiser on November 3, 2026.

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