Expense Manager vs PayFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Manager
This personal finance app helps you track and manage your expenses and income. It offers tools to understand spending habits, set budgets, and view financial progress through charts and reports. Organize transactions with folders and categories for better financial control.
- Expense and income tracking
- Monthly budget setting
- Organize expenses with folders
- Graphical spending reports
- Export to CSV and PDF
- Passcode lock for security
- Customizable themes
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Penny is a personal expense tracker app that let you track and control your money. Track your expense and income Understand where you spend your money Set and keep eye on your monthly budget Easy and Innovative Features: - Simple, attractive and easy to understand user interface - Track your spendings quickly and easily - Set budget to achieve your goal - Overview of current progress of your spendings - Create folders to organise expenses - Easy and Quick to add, edit and delete your transactions - Assign category to transactions - Sort by date, amount spent, name and category - Smart search using date range, amount range and word - Filter expenses on monthly, weekly, daily and yearly basis - Switch between budget view and available balance view Themes - Set your app theme with variety of different colours - Add different colours to folders - Graphical presentation as Donut and Bar view Settings - Set reminder to notify to add expenses so that you can not miss any transactions - Set date format to appear in app - Change app language of your choice - Passcode lock to secure your data Reports - Charts to track your spendings - Category grouping of expenses - See the percentage share of category Exports - Export reports as .csv and .pdf - Share expenses with your friends and colleagues using email, messages, notes, WhatsApp & etc - Upload to iCloud drive, Google drive, Dropbox and more Available in English, Chinese, Spanish, French, Italian, Portuguese, Dutch, Russian, German, Japanese, Korean and Turkish.
PayFlow
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Кредитный калькулятор это удобное приложение для быстрого расчета кредита прямо на iPhone. С помощью приложения вы сможете: рассчитать ежемесячный платеж узнать переплату по кредиту увидеть итоговую сумму возврата быстро менять сумму, срок и процентную ставку сохранять расчеты (если есть) и сравнивать варианты Подходит для расчета: • потребительского кредита • рассрочки • автокредита • ипотеки (базовый расчет) Все расчеты выполняются прямо в приложении быстро и просто.
Screenshots
Verdict
The clearest difference is iOS requirement: Expense Manager at 9.3 against PayFlow's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Manager sells 1 one-off in-app purchase and PayFlow sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Expense Manager ships an update fortnightly, PayFlow every 3 weeks. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.
| Parameter | Expense Manager | PayFlow |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 9.3 — better | 26.2 |
| Further details — not scored | ||
| Size | 3 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Janhavi Wagh | Kirill Lysenko |
In-app purchases
Expense Manager
- Upgrade to Pro$1.99
PayFlow
- Считай выгодно$8.99
Questions
Is Expense Manager free?
Is PayFlow free?
Do Expense Manager or PayFlow have ads?
Which is updated more often, Expense Manager or PayFlow?
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