Expense Manager vs PennyWise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Manager
This personal finance app helps you track and manage your expenses and income. It offers tools to understand spending habits, set budgets, and view financial progress through charts and reports. Organize transactions with folders and categories for better financial control.
- Expense and income tracking
- Monthly budget setting
- Organize expenses with folders
- Graphical spending reports
- Export to CSV and PDF
- Passcode lock for security
- Customizable themes
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Penny is a personal expense tracker app that let you track and control your money. Track your expense and income Understand where you spend your money Set and keep eye on your monthly budget Easy and Innovative Features: - Simple, attractive and easy to understand user interface - Track your spendings quickly and easily - Set budget to achieve your goal - Overview of current progress of your spendings - Create folders to organise expenses - Easy and Quick to add, edit and delete your transactions - Assign category to transactions - Sort by date, amount spent, name and category - Smart search using date range, amount range and word - Filter expenses on monthly, weekly, daily and yearly basis - Switch between budget view and available balance view Themes - Set your app theme with variety of different colours - Add different colours to folders - Graphical presentation as Donut and Bar view Settings - Set reminder to notify to add expenses so that you can not miss any transactions - Set date format to appear in app - Change app language of your choice - Passcode lock to secure your data Reports - Charts to track your spendings - Category grouping of expenses - See the percentage share of category Exports - Export reports as .csv and .pdf - Share expenses with your friends and colleagues using email, messages, notes, WhatsApp & etc - Upload to iCloud drive, Google drive, Dropbox and more Available in English, Chinese, Spanish, French, Italian, Portuguese, Dutch, Russian, German, Japanese, Korean and Turkish.
PennyWise
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PennyWise — AI Expense Tracker The simplest way to see where your money actually goes. Snap a receipt and AI extracts every item in seconds. Connect your bank and transactions land in the right category automatically. Ask your AI accountant — "how much on food this month?" — and get an instant answer. FEATURES • Smart receipt scanner — photos, PDFs, printed or digital receipts • AI Accountant — chat about your spending in natural language • Bank sync — Monobank • Telegram bot — log expenses on the chat • Statement import — CSV, XLSX, PDF, or photos • Budgets — monthly cap plus per-category limits • Recurring expenses — auto-added each month • Multi-currency with live exchange rates • Custom categories with icons and colors • Analytics — trends, breakdowns, monthly comparison • Month in Review — personalised recap on the 1st • Privacy mode — blur all amounts with one tap DESIGN Light and dark themes, six accent colors, six app icons. Offline-first — add expenses without a connection and sync later. Available in English and Ukrainian. PENNYWISE PRO Unlock unlimited receipt scans and AI messages, bank sync, Telegram bot, full analytics history, multi-currency, all app icons, and data export. • Monthly: $4.99 • Yearly: $29.99 (7-day free trial) Payment will be charged to your Apple ID at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage and cancel subscriptions in your Apple ID account settings. Terms of Use: https://pennywise.info/terms Privacy Policy: https://pennywise.info/privacy
Screenshots
Verdict
The clearest difference is update cadence: PennyWise at every 6 days against Expense Manager's fortnightly. Expense Manager's advantage is iOS requirement (9.3 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Manager sells 1 one-off in-app purchase and PennyWise sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Manager ships an update fortnightly, PennyWise every 6 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Expense Manager | PennyWise |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 9.3 — better | 17.0 |
| Further details — not scored | ||
| Size | 3 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Janhavi Wagh | Andrii Klymyshyn |
In-app purchases
Expense Manager
- Upgrade to Pro$1.99
PennyWise
- PennyWise Pro Monthly$4.991 Month
- PennyWise Pro Yearly7 Days trial$29.991 Year









