MoneyStats vs Debt Payoff Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyStats
Take full control of your personal finances by tracking income and expenses, creating budgets, and managing multiple bank accounts. Analyze your spending with charts and graphs, set savings goals, and generate financial reports. Securely manage your money with features like data synchronization and access locks.
- Track income and expenses
- Create and manage budgets
- Categorize transactions
- Financial charts and graphs
- Set savings goals
- Import/export data (CSV, QIF, TXT)
- Multi-device synchronization
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Your budget, your finances, your plan! Control your income and expenses and save cash! With MoneyStats you have full control of your personal finances, your budget and your income and expenses! Create financial overviews, evaluate, track and manage your money! Keep an eye on your budget, manage your money and various bank accounts, categorize expenditures, discover new ways to save money, load current and historical exchange rates, manage your finances on different devices, automatically categorize your transactions, create recurring income and expenses, import from external data sources such as CSV-files and analyze your current and future finances! MoneyStats is more than just a money app! Features: - Manage transactions and bank accounts - Bank connection for your payment accounts (only in selected countries) - Create budgets and track your expenses and income - Categorize your transactions - Your finances in charts and graphs - Financial forecasts & reviews - Manage different currencies - Get current and historical exchange rates - Set savings goals for your small and big investments - Discover ways to save money - Create account statements and other useful reports - Synchronization for all your devices - Share your data with family and friends - Easy-to-use, intuitive navigation, tags for your categories and more - Import and export data sources, such as CSV, QIF and TXT files - Many cool designs (incl. Dark Mode for all iOS 13 devices) - Your financial data is well-secured and your privacy is paramount Here are some sample questions you will be able to answer with MoneyStats: - How much income was generated last month? - What are my monthly gas costs? - What is my annual profit? - When will I be able to buy my own home? - How much money can I spend on clothes this month? - What is the current exchange rate of a specific currency? - What was my highest electricity bill? - In which quarter did I make the biggest profit? - What percentage do I spend on food? - What is my average insurance cost? Data protection: Your privacy is very important to me! I do not ask you for any personal information. And you don't need to register in order to use this app. By default, your data is only stored on your devices, giving you complete control of all your sensitive information. For additional protection, you can setup access locks which prevents unauthorized users from accessing your financial data. You can find further details in my privacy policy: https://ttdeveloped.com/en/apps-2/moneystats/privacy-policy/ and the terms of use here: https://ttdeveloped.com/en/apps-2/moneystats/terms-of-use/. Download and try for free: All essential functions of this app are free! With MoneyStats Pro you can create unlimited transactions without ads and unlock many more features for a one-time fee! Other in-app purchases such as data synchronization, exchange rates or reports can be purchased additionally. As an optional subscription model, we now also offer bank connection for your payment accounts (only available in selected countries). This feature allows you to connect your bank directly to the app and automatically import your latest transactions. Support: I've tried to make MoneyStats as intuitive and helpful as possible and I continue to make improvements and add new features. I look forward to all feedback, suggestions and questions and I will respond to your email as soon as possible. With your help, MoneyStats will be even more awesome!
Debt Payoff Tracker
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Zero - Know Your Debt-Free Date. Zero is the debt payoff app built around one number that actually matters: the day you make your last payment. Every balance, every repayment, every interest charge - tracked with precision so you can see exactly where every dollar goes and exactly how fast you can reach freedom. CHOOSE YOUR STRATEGY - Debt Snowball: Pay off your smallest balance first. Build momentum. Feel wins compound. - Debt Avalanche: Attack the highest-interest debt first. Pay less interest overall. - Compare both side-by-side: see which strategy saves more in interest and time. - Switch strategies anytime without losing your data. UNDERSTAND WHERE EVERY DOLLAR GOES - See every balance you owe - credit cards, auto loans, personal debts, and more - Track monthly interest charges and total interest cost per debt - Watch your principal balance shrink with every repayment - Know how your income and expenses affect your debt payoff pace - What-If Calculator: how much do you save by adding $100 or $500 per month? WATCH YOUR PROGRESS - Total debt countdown with a live payoff date projection - Milestone celebrations at 25%, 50%, 75%, and the moment you reach zero - Days-to-freedom countdown (Premium) - Full repayment history (Premium) AI DEBT COACH (PREMIUM) Ask your AI coach anything about your debts, your repayment options, or your path to financial freedom. - "Should I switch from Snowball to Avalanche?" - "What if I repay an extra $300 this month?" - "How do I free up income to accelerate my payoff?" Powered by advanced AI. 30 questions per day. ZERO PRO FEATURES - Unlimited debts (free tier: up to 5) - Full repayment history - Interest vs. principal monthly breakdown - Payoff timeline visualization - Days-to-freedom countdown - AI Debt Coach (30 queries/day) - Export to CSV - Shareable progress cards - Custom app icons FREE TIER INCLUDES - Up to 5 debts tracked - Snowball and Avalanche strategies with side-by-side comparison - Payment logging with milestone celebrations - Payoff date projection - What-If Calculator Zero Pro is available as a monthly ($4.99/month) or yearly ($39.99/year) subscription. A 50% introductory offer may be available for new subscribers. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: MoneyStats at every 10 days against Debt Payoff Tracker's every 3 months. MoneyStats also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyStats sells 11 in-app purchases, starting at $2.99 per month and Debt Payoff Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
MoneyStats ships an update every 10 days, Debt Payoff Tracker every 3 months. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.
| Parameter | MoneyStats | Debt Payoff Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1K ratings) — better | — |
| Positive reviews | 86.7% of reviews | — |
| Number of ratings | 1K — better | — |
| Update frequency | Every 10 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 18 |
| Further details — not scored | ||
| Size | 180 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Tom Tennstedt | Karol Jaworski |
Bugs and requests
MoneyStats
Reported bugs
5 issues- Sync option disappears after initial setup
- Transactions not loading on other devices after sync
- Transactions resetting after syncing
- Expense/income entries duplicating amounts
- Inability to link banks in the US
Requested features
9 requests- Allow $0 entry for future payments with unknown amounts
- Add support for iPad multitasking
- Implement split-view option on iPad
- Add ability to group categories and roll them up
- Bring back toggle between current period and month when viewing budgets
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- Implement Apple Watch support
- Add support for loans, mortgages and credit cards
- Implement ability to create budgets based on hashtags (sub-categories)
- Add option to roll over leftover money to the following month
Debt Payoff Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MoneyStats
- Single bank connection7 Days trial$2.991 Month
- Multi bank connection$3.991 Month
- Single bank connection7 Days trial$24.991 Year
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- Multi bank connection$44.991 Year
- MoneyStats Data-Sync$2.99
- MoneyStats Categories$2.99
- MoneyStats Reports$2.99
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- MoneyStats Exchange Rates$2.99
- MoneyStats Pro$4.49
- MoneyStats Special Offer$5.99
- MoneyStats Complete Packe$7.99
Debt Payoff Tracker
- Zero Pro Monthly$4.991 Month
- Zero Pro - First Year Offer1 Year trial$39.991 Year
- Zero Pro Yearly$39.991 Year
Questions
Is MoneyStats free?
Is Debt Payoff Tracker free?
Do MoneyStats or Debt Payoff Tracker have ads?
Which is updated more often, MoneyStats or Debt Payoff Tracker?
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