Click Loans vs Loan Interest Guide

Click's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: • 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts • View the balances of accounts you choose without needing to log in • Real time balances and transaction records for each of your supported Click accounts • Find nearby rediATMs • Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app • Easily retrieve account information • Added security with real time notifications whenever a transaction is processed • Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind • Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Click app, please contact us on 1300 797 783 The app requests the following permissions: • Push notifications: Receive push notifications for transactions and activity on your account. • Location services: Find nearby ATMs

Know the true cost of a loan before you commit. Loan Interest Guide helps you estimate monthly payments, total interest, total repayment, and real APR—including optional fees. Compare repayment methods side by side, save loan plans, and see how rate changes or early payments may affect your total cost. CALCULATE THE FULL COST • Enter the loan amount, term, annual interest rate, and optional fees • See monthly payments, total interest, total repayment, and real APR • Review a month-by-month payment schedule • Include upfront, back-end, or monthly fees in your calculations COMPARE REPAYMENT METHODS Compare four common repayment structures: • Equal Principal Payment • Equal Installment Payment • Interest-Only Loan • Fixed Payment Loan See how each method affects your monthly payment, total interest, and overall repayment. SAVE AND COMPARE LOAN OFFERS Save different loan plans and compare them side by side. Quickly identify which option has the lower estimated total cost. PLAN FOR RATE CHANGES AND EARLY REPAYMENT Premium tools let you: • Simulate changes to your interest rate • Estimate savings from early repayment • Include prepayment fees in your analysis • Explore a repayment strategy based on the details you enter • Use the app without ads CONVERT AND LEARN • Convert between daily, monthly, and annual interest rates • Learn how different repayment methods work • Review formulas, advantages, and disadvantages PRIVATE BY DESIGN Your saved loan details stay on your device. PREMIUM ACCESS Choose a monthly or annual auto-renewable subscription, or unlock lifetime access with a one-time purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your Apple Account settings. Privacy Policy: https://realloans.top/privacy.html Terms of Service: https://realloans.top/terms.html DISCLAIMER Results are estimates provided for informational purposes only. Loan Interest Guide does not provide loans, lending services, financial advice, or guarantees of loan approval. Always confirm rates, fees, and repayment terms with your lender.