VOW vs WhyLeaveTown

VOW's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: • 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts • View the balances of accounts you choose without needing to log in • Real time balances and transaction records for each of your supported Mortgage VOW accounts • Find nearby rediATMs • Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app • Easily retrieve account information • Added security with real time notifications whenever a transaction is processed • Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind • Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the VOW app, please contact us on 1300 730 050 The app requests the following permissions: • Push notifications: Receive push notifications for transactions and activity on your account. • Location services: Find nearby ATMs

The Why Leave Town App is designed to enable local shoppers to accept Why Leave Town Digital Gift Cards. Within the app shoppers can redeem multiple gift cards and then move them to their Apple Wallet so that they can then spend the value of the card at local participating businesses. The app also allows card holders to check the balance remaining on their card, the expiry date and keep track of recent transaction history.