Comparison

VOW vs MyFinanceTracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

VOW

Features
Read full description

VOW's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: โ€ข 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts โ€ข View the balances of accounts you choose without needing to log in โ€ข Real time balances and transaction records for each of your supported Mortgage VOW accounts โ€ข Find nearby rediATMs โ€ข Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app โ€ข Easily retrieve account information โ€ข Added security with real time notifications whenever a transaction is processed โ€ข Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind โ€ข Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the VOW app, please contact us on 1300 730 050 The app requests the following permissions: โ€ข Push notifications: Receive push notifications for transactions and activity on your account. โ€ข Location services: Find nearby ATMs

About

MyFinanceTracker

Manage your income and expenses with this personal finance tool. It offers net income predictions, cash flow management, and easy weekly planning templates to help you stay on top of your money and achieve your financial goals.

Highlights
  • Net income predictions
  • Cash flow management
  • Weekly planning templates
  • Income and expense tracking
  • Customizable overview
Features
Read full description

Take control of your personal finances with MyFinanceTracker, the ultimate tool for managing your income, expenses, and cash flow with ease. Designed to simplify financial tracking, this app offers three powerful functionalities: Net Income Predictions: Plan your financial week with precision by creating predicted income and expense entries for each day. MyFinanceTracker calculates your weekly net income based on your inputs, allowing you to edit predictions to improve accuracy. As transactions are completed, mark them off to update your net income without losing sight of the bigger picture. Cash Flow Management: Never lose track of who owes you money or what you owe to others. MyFinanceTracker provides a clear and customizable overview of your cash flow, ensuring you always know where your finances stand. Template Weeks for Easy Planning: Save time with preconfigured weekly templates for your net income predictions. Reset your finances each week with just a tap, keeping your planning consistent and hassle-free. With MyFinanceTracker, youโ€™ll have all the tools you need to stay on top of your finances, make informed decisions, and achieve your financial goals. Download now and take the first step toward smarter money management!

Screenshots

VOW3 screens
MyFinanceTracker4 screens

Verdict

The call

The clearest difference is update cadence: MyFinanceTracker at every 5 days against VOW's every 3 months. VOW's advantage is iOS requirement (12.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VOW ships an update every 3 months, MyFinanceTracker every 5 days. The most recent releases landed on September 8, 2026 and June 1, 2026 respectively.

Scorecard2 real differences ยท 6 level
VOW versus MyFinanceTracker: the parameters behind the verdict, then further details
ParameterVOWMyFinanceTracker
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 3 monthsEvery 5 days โ€” better
AdsNoNo
In-app purchasesNoNo
Monetizationโ€”Free
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS12.0 โ€” better18.0
Further details โ€” not scored
Size143 MB1 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedMatthew Kai Yung Chew

In-app purchases

None

VOW

No in-app purchases

None

MyFinanceTracker

No in-app purchases

Questions

Is VOW free?
VOW is free to download, with no in-app purchases.
Is MyFinanceTracker free?
MyFinanceTracker is free to download, with no in-app purchases.
Do VOW or MyFinanceTracker have ads?
Neither VOW nor MyFinanceTracker shows ads.
Which is updated more often, VOW or MyFinanceTracker?
VOW ships an update every 3 months, and MyFinanceTracker every 5 days. Most recently, VOW was updated on September 8, 2026 and MyFinanceTracker on June 1, 2026.

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