VOW vs Elders Finance

VOW's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: • 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts • View the balances of accounts you choose without needing to log in • Real time balances and transaction records for each of your supported Mortgage VOW accounts • Find nearby rediATMs • Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app • Easily retrieve account information • Added security with real time notifications whenever a transaction is processed • Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind • Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the VOW app, please contact us on 1300 730 050 The app requests the following permissions: • Push notifications: Receive push notifications for transactions and activity on your account. • Location services: Find nearby ATMs

Enjoy a simple, clean and easy to use new banking experience designed to save you time. - View your account balances and transactions - Transfer money between your accounts - Make payments to external payees - Pay your bills with BPAY® - Temporarily lock your Elder debit card - Cancel and reorder lost or stolen cards - Setup nicknames for your accounts - Turn on card transaction notifications to be alerted each time your card is used - Set a Savings Goal on one of your accounts to keep track of how far away you are from that special purchase. - Choose your app login (PIN, Pattern, Password, TouchID or FaceID) - Improved Accessibility Important: Elders Rural Services Australia Limited ABN 72 004 045 121 Australian Financial Services Licence 237757 has entered an arrangement to distribute banking products issued by Auswide Bank, a division of MyState Bank Limited ABN 89 067 729 195 Australian Financial Services Licence 240896 You need to be registered for Elders Online Banking and SMS Secure to access our Mobile Banking app. Transfers and Payments are subject to restrictions on individual account types, cleared funds being available or a daily transfer limit. Terms and conditions apply. For more information visit auswidebank.com.au. ® Registered to BPAY Pty Ltd (ABN 69 079 137 518) We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.