ADBL Smart Plus vs Fonepay App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ADBL Smart Plus
Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant online payments. Access account information easily and enjoy user-friendly banking services.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Instant online payments
- Account information access
- Secure 128-bit SSL encryption
Read full descriptionHide full description
ADBL Smart is Agricultural Development Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Agricultural Development Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features ADBL Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Agricultural Development Bank, and you need to subscribe to the Agricultural Development Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. ADBL Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Fonepay App
Manage all your bank accounts and wallets in one secure app for fast, instant payments. Earn rewards with every transaction and discover local offers. Settle bills with friends and family effortlessly.
- Consolidate bank accounts and wallets
- Fast QR and NFC payments
- Split bills and send payment requests
- Earn and redeem Fonepoints rewards
- Discover local offers and deals
- Securely manage finances
Read full descriptionHide full description
Fonepay App – Payments, Points & Pure Joy! Life’s too short for slow payments. With the new Fonepay App, your money moves as fast as you do - whether you’re paying for coffee, splitting dinner, or booking that weekend getaway - and every payment earns you rewards along the way. All Your Money, One App Bank accounts? Wallets? Bring ’em all here and keep your finances in one secure place. Link them once and get instant, anytime access to your money, no app-hopping, no hassle. Pay Like a Pro Scan any QR to pay in a flash, tap your phone with FoneTAG at NFC-enabled spots, or show your own QR to get paid instantly. From coffee runs to big-ticket buys, every payment is smooth, simple, and lightning-fast. Fonepay Circle Hang out, split bills, settle up - or even send a payment request to friends, family, or colleagues. Whether it’s pizza night, trip plans, or rent sharing, Fonepay Circle keeps it cash-free and drama-free. Earn While You Spend Every payment you make turns into Fonepoints. Stack them up and redeem for food, fashion, travel, experiences, and all the little (and big) treats you love - because spending should always come with perks. Hot Offers Near You Turn on location and watch the deals roll in - from dining and shopping to travel and events. Fast. Fun. Rewarding. That’s how money should feel. Download Fonepay App today. Need help? Email: csd@fonepay.com
Screenshots
Verdict
The clearest difference is rating: ADBL Smart Plus at 3.4 against Fonepay App's 2.0. ADBL Smart Plus also leads on review sentiment (40% vs 15%) and iOS requirement (12.4 vs 15.5.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ADBL Smart Plus holds the better App Store score, 3.4 against 2.0. Both are backed by a comparable volume of ratings — 22 and 44 respectively. Written reviews point the same way: 40% of ADBL Smart Plus's written reviews are positive against 15% of Fonepay App's.
ADBL Smart Plus ships an update monthly, Fonepay App every 2 months. The most recent releases landed on August 28, 2026 and July 17, 2026 respectively.
| Parameter | ADBL Smart Plus | Fonepay App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (22 ratings) — better | 2.0 (44 ratings) |
| Positive reviews | 40.0% of reviews — better | 14.7% of reviews |
| Number of ratings | 22 | 44 — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 15.5.0 |
| Further details — not scored | ||
| Size | 173 MB | 65 MB |
| Age rating | 4+ | 4+ |
| Developer | Agricultural Development Bank Ltd. | Fonepay Payment Service Limited |
Customer experience
ADBL Smart Plus
Fonepay App
In-app purchases
ADBL Smart Plus
No in-app purchases
Fonepay App
No in-app purchases
Questions
Is ADBL Smart Plus free?
Is Fonepay App free?
Which has better reviews, ADBL Smart Plus or Fonepay App?
Do ADBL Smart Plus or Fonepay App have ads?
Which is updated more often, ADBL Smart Plus or Fonepay App?
Other comparisons
