BCGE Twint vs TESO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCGE Twint
Easily send, request, and receive money directly from your bank account. Securely pay in participating stores and online shops, and manage loyalty cards with special offers. Transactions are fast, practical, and free of additional fees.
- Send, request, and receive money
- Secure in-store and online payments
- View transaction history
- Manage loyalty cards and offers
- Direct bank account debit/credit
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BCGE TWINT allows you to send and receive money quickly and easily directly from your BCGE account. You can also pay securely in participating stores with the TWINT logo and at online shops. Functionalities : - Send, request and receive money directly from your BCGE account - Pay in participating stores and at online shops - View details of past transactions - Receive many special offers and include your loyalty cards directly into your BCGE TWINT app Advantages : - Fast, sending and requesting money only takes a few seconds - Practical, your account is debited or credited directly. No more cash needed - Secure, you register with your BCGE Netbanking access and you log in with a PIN you chose. - Attractive, your loyalty cards are already on the app and your discounts will always be at hand - Free, there are no additional fees on transactions Pay in shops: Depending on the option chosen by the store, you will have the possibility to pay by clicking on “Pay” on your BCGE TWINT or by scanning the QR code of the shopkeeper. For your online shopping, you can enter their digital code of five numbers and finalise your purchases. More information on : https://www.bcge.ch/en/twint Read our general terms and conditions: https://www.bcge.ch/en/twint-utilisation
TESO
Transfer money internationally with zero fees and transparent exchange rates. Manage transactions from your smartphone and set up rate alerts for optimal transfers. Secure and reliable financial services for cross-border workers.
- Zero transfer fees
- Transparent exchange rates
- Real-time rate alerts
- Manage transactions on smartphone
- Secure money transfers
- Dedicated premium support
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TESO est le spécialiste des services financiers pour les frontaliers. Vous êtes frontalier Suisse et vous percevez votre salaire en franc suisse ? Avec TESO transférez simplement votre argent depuis votre smartphone au meilleur taux en moins de 24h. Rapide, économique, transparent et sécurisé : - Zéro frais de transfert - Zéro commission de change fixe, nos cours sont nets - Zéro mauvaises surprises, le taux affiché sur l’application est le taux de change définitif que vous obtiendrez lors de la réception du virement sur votre compte bancaire - Zéro déplacement, vous gérez et suivez la transaction depuis votre smartphone ou tablette numérique. - Zéro engagement, une fois votre compte créé vous n’êtes pas obligé de faire des opérations, vous êtes libre de choisir la fréquence et le montant de vos opérations - Zéro souci, un support premium dédié pour vous accompagner. TESO vous permet de paramétrer des alertes pour être averti du taux de change auquel vous souhaitez transférer votre argent. L’application vous permet de consulter le taux CHF/EUR sans même être connecté avec un compte. Une application de transfert d’argent rapide, économique, transparent et sécurisé. Nous disposons de 6 agences en Suisse. N’hésitez pas à venir nous rencontrer ! Nos équipes se feront un plaisir de vous renseigner et vous aider. Un service client à votre écoute et disposé à vous assister : - contact@teso.swiss - 022 860 90 02 Sécurité des informations et de votre argent : nous nous appuyons sur les dernières technologies en matière de cybersécurité et nous assurons ainsi la sécurité de vos informations et de votre argent. TESO est une marque de la société BNC CHANGE, qui dispose de plus de 20 ans d’expérience dans le Change et le Transfert d’Argent en Suisse.
Screenshots
Verdict
The clearest difference is ads: BCGE Twint at none against TESO's shown. BCGE Twint also leads on monetization model (free vs ad-supported). TESO's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.0). On price, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCGE Twint ships an update every 2 months, TESO every 4 months. The most recent releases landed on October 26, 2026 and October 6, 2026 respectively.
| Parameter | BCGE Twint | TESO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (141 ratings) — better | — |
| Positive reviews | — | 75.0% of reviews |
| Number of ratings | 141 — better | — |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 59 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Cantonale de Geneve | BNC Change (Suisse) AG |
Customer experience
BCGE Twint
TESO
In-app purchases
BCGE Twint
No in-app purchases
TESO
No in-app purchases









