Comparison

BCGE Twint vs TKB TWINT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCGE Twint

Easily send, request, and receive money directly from your bank account. Securely pay in participating stores and online shops, and manage loyalty cards with special offers. Transactions are fast, practical, and free of additional fees.

Highlights
  • Send, request, and receive money
  • Secure in-store and online payments
  • View transaction history
  • Manage loyalty cards and offers
  • Direct bank account debit/credit
Features
Read full description

BCGE TWINT allows you to send and receive money quickly and easily directly from your BCGE account. You can also pay securely in participating stores with the TWINT logo and at online shops. Functionalities : - Send, request and receive money directly from your BCGE account - Pay in participating stores and at online shops - View details of past transactions - Receive many special offers and include your loyalty cards directly into your BCGE TWINT app Advantages : - Fast, sending and requesting money only takes a few seconds - Practical, your account is debited or credited directly. No more cash needed - Secure, you register with your BCGE Netbanking access and you log in with a PIN you chose. - Attractive, your loyalty cards are already on the app and your discounts will always be at hand - Free, there are no additional fees on transactions Pay in shops: Depending on the option chosen by the store, you will have the possibility to pay by clicking on “Pay” on your BCGE TWINT or by scanning the QR code of the shopkeeper. For your online shopping, you can enter their digital code of five numbers and finalise your purchases. More information on : https://www.bcge.ch/en/twint Read our general terms and conditions: https://www.bcge.ch/en/twint-utilisation

About

TKB TWINT

This app allows for secure and convenient mobile payments at thousands of locations, online shops, and parking meters. It also enables easy money transfers to and from friends, with integrated loyalty programs and customer card storage.

Highlights
  • Contactless mobile payments
  • Online shopping payments
  • Send and receive money
  • Direct bank account transactions
  • Loyalty program integration
  • Customer card storage
Features
Read full description

Mit der kostenlosen TKB TWINT App bezahlen Sie mit Ihrem Mobiltelefon einfach und sicher in tausenden Läden an der Kasse, in Online Shops, Hofläden, beim Parkieren oder an Automaten. Weiter können Sie jederzeit Geld an Freunde senden oder von ihnen empfangen. Profitieren Sie bei Ihren Einkäufen durch Coupons oder Stempelkarten von attraktiven TWINT-Partnerangeboten. Wenn Sie Ihre Kundenkarten hinterlegen, können Sie beim Bezahlen mit TWINT auch deren Vorteile nutzen. Alle Ein- und Ausgänge werden direkt Ihrem Konto gutgeschrieben bzw. belastet. IHRE VORTEILE · Kontaktlos, einfach, sicher und bequem bezahlen · Rasch online einkaufen · Jederzeit Geld senden, empfangen und anfordern · Belastungen der Transaktionen direkt auf dem Bankkonto · Kein Bargeld und keine Kreditkarte nötig · Beim Bezahlen von Vorteilen und Rabatten profitieren · Kundenkarten hinterlegen VORAUSSETZUNGEN FÜR DIE REGISTRIERUNG · TKB Konto (Privatkonto) · Aktiver OLIVIA E-Banking Vertrag, der auf Sie persönlich lautet und eine installierte und aktivierte TKB Mobile Banking App SICHERHEIT · Die TKB TWINT App kann nur mittels Eingabe der 6-stelligen PIN oder der Face ID bzw. Touch ID benutzt werden. · Der Datentransfer entspricht den Sicherheitsstandards der Schweizer Banken und die Daten bleiben in der Schweiz. Bei Fragen wenden Sie sich bitte an unseren Helpdesk 0848 111 448. Weitere Informationen zur TKB TWINT App finden Sie unter www.tkb.ch/twint

Screenshots

BCGE Twint4 screens
TKB TWINT4 screens

Verdict

The call

The clearest difference is ads: BCGE Twint at none against TKB TWINT's shown. BCGE Twint also leads on monetization model (free vs ad-supported) and ratings volume (141 vs 17). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for BCGE Twint against 5.0 for TKB TWINT. That said, the two scores are not equally well evidenced: BCGE Twint has 141 ratings behind it against 17, so its average is the more settled of the two.

UpkeepUpdate frequency

BCGE Twint ships an update every 2 months, TKB TWINT every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
BCGE Twint versus TKB TWINT: the parameters behind the verdict, then further details
ParameterBCGE TwintTKB TWINT
PriceFreeFree
Rating4.9 (141 ratings)5.0 (17 ratings) — better
Positive reviews—25.0% of reviews
Number of ratings141 — better17
Update frequencyEvery 2 months — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size59 MB58 MB
Age rating4+4+
DeveloperBanque Cantonale de GeneveThurgauer Kantonalbank

Customer experience

BCGE Twint

All ratings141 ratings
Positive96.5%
Neutral2.8%
Negative0.7%

TKB TWINT

All ratings17 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews8 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

BCGE Twint

No in-app purchases

None

TKB TWINT

No in-app purchases

Questions

Is BCGE Twint free?
BCGE Twint is free to download, with no in-app purchases.
Is TKB TWINT free?
TKB TWINT is free to download, with no in-app purchases.
Which has better reviews, BCGE Twint or TKB TWINT?
TKB TWINT is rated higher. BCGE Twint averages 4.9 out of 5 from 141 ratings, while TKB TWINT averages 5.0 from 17 ratings.
Do BCGE Twint or TKB TWINT have ads?
TKB TWINT shows ads; BCGE Twint does not.
Which is updated more often, BCGE Twint or TKB TWINT?
BCGE Twint ships an update every 2 months, and TKB TWINT every 3 months. Most recently, BCGE Twint was updated on October 29, 2026 and TKB TWINT on October 24, 2026.

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