BCGE Twint vs Valiant Twint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCGE Twint
Easily send, request, and receive money directly from your bank account. Securely pay in participating stores and online shops, and manage loyalty cards with special offers. Transactions are fast, practical, and free of additional fees.
- Send, request, and receive money
- Secure in-store and online payments
- View transaction history
- Manage loyalty cards and offers
- Direct bank account debit/credit
Read full descriptionHide full description
BCGE TWINT allows you to send and receive money quickly and easily directly from your BCGE account. You can also pay securely in participating stores with the TWINT logo and at online shops. Functionalities : - Send, request and receive money directly from your BCGE account - Pay in participating stores and at online shops - View details of past transactions - Receive many special offers and include your loyalty cards directly into your BCGE TWINT app Advantages : - Fast, sending and requesting money only takes a few seconds - Practical, your account is debited or credited directly. No more cash needed - Secure, you register with your BCGE Netbanking access and you log in with a PIN you chose. - Attractive, your loyalty cards are already on the app and your discounts will always be at hand - Free, there are no additional fees on transactions Pay in shops: Depending on the option chosen by the store, you will have the possibility to pay by clicking on “Pay” on your BCGE TWINT or by scanning the QR code of the shopkeeper. For your online shopping, you can enter their digital code of five numbers and finalise your purchases. More information on : https://www.bcge.ch/en/twint Read our general terms and conditions: https://www.bcge.ch/en/twint-utilisation
Valiant Twint
This app allows for cashless payments online and in-store, settling parking fees, and real-time money transfers. Transactions are directly debited from a linked account, eliminating the need for pre-loading funds. It offers secure donations and digital voucher purchases.
- Cashless payments online and in-store
- Pay parking fees via smartphone
- Real-time money transfers
- Secure donations
- Purchase digital vouchers and credit
- Biometric app access
Read full descriptionHide full description
Valiant TWINT – Einfach bargeldlos bezahlen. Bezahlen Sie im Onlineshop und an der Kasse, begleichen Sie Parkgebühren direkt mit dem Smartphone, überweisen Sie Geld in Echtzeit und vieles mehr. Dank der Kontoanbindung werden Transaktionen dem verknüpften Valiant Konto direkt belastet – ohne vorgängiges Aufladen von Guthaben. Ganz schön einfach! Vorteile von TWINT Mit Valiant TWINT profitieren Sie von folgenden Vorteilen und Funktionen: Bequemes Bezahlen mit dem Smartphone • An der Kasse via Zahlterminal oder TWINT QR-Code • Im Onlineshop via Smartphone, Computer und Tablet • In Apps (z.B. SBB) • An Automaten (z.B. Selecta) Unkompliziertes Bezahlen der Parkgebühren • An der Parkuhr via QR-Code • In der App via Standortbestimmung Schnelles Senden, Empfangen und Anfordern von Geld • Per App Geld an Familie, Freunde und Bekannte senden sowie Geld empfangen • Per App offene Geldbeträge bei Familie, Freunden und Bekannten anfordern Sicheres Spenden für wohltätige Zwecke • Auf der Website der gewünschten Spendenorganisation • In der App bei den hinterlegten Spendenorganisationen Einfaches Kaufen von digitalen Gutscheinen und Guthaben • In der App bei den hinterlegten Anbietern (Gutscheine) • In der App bei den hinterlegten Stores (Guthaben) Sichere Nutzung • Einhaltung nationaler Sicherheitsstandards, Datenschutzrichtlinien und Datenschutzgesetze • Speicherung der Daten in der Schweiz • Zugang zur App mittels selbstgewählten PIN-Code oder Fingerabdruck oder Face-ID • Sperrung des TWINT Accounts bei Verlust des Smartphones via TWINT Support Kostenloser Download und einfache Registrierung Jetzt Valiant TWINT herunterladen und einfach bargeldlos bezahlen: • App kostenlos herunterladen • Schweizer Mobilnummer in der App hinterlegen • Ihr Valiant Konto mit der App verknüpfen Feedback und Support Haben Sie Fragen oder Anregungen zur App? Kontaktieren Sie uns direkt und wir helfen Ihnen gern weiter: • Kundencenter: 031 320 91 11 • Website: https://www.valiant.ch/de/privatkunden/services-twint Datenschutzerklärung: https://www.valiant.ch/privatkunden/services-twint-nutzungsbedinungen.
Screenshots
Verdict
The clearest difference is ads: BCGE Twint at none against Valiant Twint's shown. BCGE Twint also leads on monetization model (free vs ad-supported) and ratings volume (141 vs 15). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for BCGE Twint against 4.9 for Valiant Twint. That said, the two scores are not equally well evidenced: BCGE Twint has 141 ratings behind it against 15, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 2, 2026 and October 17, 2026 respectively.
| Parameter | BCGE Twint | Valiant Twint |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (141 ratings) | 4.9 (15 ratings) |
| Number of ratings | 141 — better | 15 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 58 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Cantonale de Geneve | Valiant Holding AG |
Customer experience
BCGE Twint
Valiant Twint
In-app purchases
BCGE Twint
No in-app purchases
Valiant Twint
No in-app purchases
