BCGE Twint vs SECANDA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCGE Twint
Easily send, request, and receive money directly from your bank account. Securely pay in participating stores and online shops, and manage loyalty cards with special offers. Transactions are fast, practical, and free of additional fees.
- Send, request, and receive money
- Secure in-store and online payments
- View transaction history
- Manage loyalty cards and offers
- Direct bank account debit/credit
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BCGE TWINT allows you to send and receive money quickly and easily directly from your BCGE account. You can also pay securely in participating stores with the TWINT logo and at online shops. Functionalities : - Send, request and receive money directly from your BCGE account - Pay in participating stores and at online shops - View details of past transactions - Receive many special offers and include your loyalty cards directly into your BCGE TWINT app Advantages : - Fast, sending and requesting money only takes a few seconds - Practical, your account is debited or credited directly. No more cash needed - Secure, you register with your BCGE Netbanking access and you log in with a PIN you chose. - Attractive, your loyalty cards are already on the app and your discounts will always be at hand - Free, there are no additional fees on transactions Pay in shops: Depending on the option chosen by the store, you will have the possibility to pay by clicking on “Pay” on your BCGE TWINT or by scanning the QR code of the shopkeeper. For your online shopping, you can enter their digital code of five numbers and finalise your purchases. More information on : https://www.bcge.ch/en/twint Read our general terms and conditions: https://www.bcge.ch/en/twint-utilisation
SECANDA
Manage your digital identity and payments securely with this all-in-one wallet. Instantly check balances, transfer funds, and track expenses on the go, all while enjoying robust data protection and easy top-ups from various payment methods.
- Digital identity management
- Contactless payments
- Real-time fund transfers
- Expense tracking
- Easy top-ups
- Family spending control
- Enhanced security
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SECANDA – Your All-in-One Digital ID & Wallet Simplify your life with SECANDA! Our secure, user-friendly app is designed to handle all your digital identification and payment needs with just one tap. Instantly check balances, transfer funds, and manage finances on the go—while enjoying total peace of mind. MAIN FEATURES - SECANDA ID: Protect your digital identity with secure access and robust authentication. - SECANDA PAY: Pay anytime, anywhere with lightning-fast transactions—no hassle, no stress. - Easy Top-Ups: Add funds from multiple payment methods (Visa, Mastercard, Twint, and more) anytime. - Real-Time Transfers: Send and receive money in seconds via email or QR code, perfect for friends and family. - Expense Tracking: Stay on top of your finances with clear insights and transaction overviews. - Quick Onboarding: Set up your account in minutes for seamless, immediate access to all features. - Reclaim Funds Anytime: Withdraw or retrieve your money easily whenever you need it. - Family Control: Manage and monitor your children’s spending, ensuring their funds are always safe. - Enhanced Security: Benefit from industry-leading encryption and robust data protection at every tap. ABOUT US For more than 30 years, SECANDA has specialized in cutting-edge RFID technology, delivering innovative identification and payment solutions across diverse sectors—industry, education, and healthcare. From secure ID management and contactless payments to advanced access control, our mission is to simplify your everyday tasks while maintaining the highest levels of security and reliability. Experience the future of digital identification and secure payments—download the SECANDA App today!
Screenshots
Verdict
The clearest difference is update cadence: SECANDA at every 3 weeks against BCGE Twint's every 3 months. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for BCGE Twint against 5.0 for SECANDA. Both are backed by a comparable volume of ratings — 134 and 45 respectively.
BCGE Twint ships an update every 3 months, SECANDA every 3 weeks. Both last shipped on September 15, 2026.
| Parameter | BCGE Twint | SECANDA |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (134 ratings) | 5.0 (45 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 134 — better | 45 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 57 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Cantonale de Geneve | IntraKey technologies AG |
Customer experience
BCGE Twint
SECANDA
In-app purchases
BCGE Twint
No in-app purchases
SECANDA
No in-app purchases









