Comparison

Bitcoin.com vs Payee

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bitcoin.com

This app is a self-custodial crypto wallet that allows users to buy, sell, send, receive, and swap various cryptocurrencies. It offers full control over assets, supports multiple blockchains, and enables interaction with decentralized finance applications.

Highlights
  • Self-custodial crypto wallet
  • Non-custodial DeFi wallet
  • Multichain and cross-chain compatible
  • Secure and fast access
  • Cloud backup or manual seed phrases
  • Custom network fees
  • Multisig wallets for teams
Features
Currently charting
Read full description

The Bitcoin.com Wallet: Your Self-Custody Bitcoin & Crypto DeFi Wallet The most secure, easy-to-use multichain crypto wallet that gives you full control of your assets. Buy, sell, send, receive, and swap major cryptocurrencies: Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Avalanche (AVAX), Polygon (MATIC), BNB Smart Chain (BNB), ZANO, fUSD, and select ERC-20 tokens. Pay with credit card, Google Pay and more. Supports stablecoins like USDT, USDC, DAI, fUSD, and more. Key Features: SELF-CUSTODIAL CRYPTO WALLET You control your private keys and assets — not even Bitcoin.com can access them. No custodians, no lock-ins, no third-party risk. Move your crypto to any wallet at any time – no questions asked! NON-CUSTODIAL DEFI WALLET Connect to DApps on Ethereum, Avalanche, Polygon, and BNB Smart Chain using WalletConnect. Access decentralized finance: earn yield, provide liquidity, lend, borrow, and interact with DAOs and NFT marketplaces. MULTICHAIN & CROSS-CHAIN COMPATIBLE Manage assets across multiple blockchains in one app. Easily swap between chains and track your multichain portfolio. SECURE & FAST ACCESS Protect your wallet with fingerprint, Face ID, or PIN. Ideal for everyday payments and long-term storage. CLOUD BACKUP OR MANUAL SEED PHRASES Back up wallets to the cloud with a single master password. Prefer manual control? Secure your seed phrases however you like. CUSTOM NETWORK FEES Set your own gas fees. Pay more for speed, or save when time isn’t urgent. Works with Bitcoin, Ethereum, and all supported chains. LOW-FEE BLOCKCHAINS FOR DEFI & PAYMENTS Use low-cost chains like Bitcoin Cash, Polygon, and BNB Smart Chain for peer-to-peer payments, trading, and smart contracts without high fees. ZANO & fUSD SUPPORT Send, receive, hold, and manage ZANO — the native token of the privacy-focused Zano blockchain. Use tokens like fUSD (a private stablecoin) for uncensorable, anonymous payments. Zano uses ring signatures, stealth addresses, and encrypted memos by default. Ideal for private DeFi and off-the-grid commerce. ETHEREUM SUPPORT Buy, sell, swap, and manage ETH and ERC-20 tokens. Interact with Ethereum DeFi, NFT platforms, and DApps like Uniswap, Aave, and OpenSea. AVALANCHE SUPPORT Buy, sell, and manage AVAX and Avalanche tokens. Access fast DeFi protocols, NFT games, and low-cost transactions. POLYGON SUPPORT Buy, sell, and manage MATIC. Use Polygon for DeFi, GameFi, and NFT trading with near-zero gas fees. BNB SMART CHAIN SUPPORT Buy, sell, and manage BNB and BEP-20 tokens. Trade on PancakeSwap, explore DeFi yield farms, and mint NFTs. MULTISIG WALLETS FOR TEAMS & FAMILIES Create multi-signature wallets for shared access. Ideal for DAOs, family savings, business treasuries, and joint accounts. LIVE WIDGETS Add real-time crypto price widgets to your home screen. Monitor BTC, ETH, BCH, and more. MARKETS VIEW Track live prices, market caps, and volume of top cryptocurrencies including Solana, DOGE, SHIB, XRP, and more. NOTES & LABELS Add memos to transactions for bookkeeping, reminders, or shared records. SOCIAL SENDING Send Bitcoin Cash crypto via Telegram, WhatsApp, Messenger, SMS, or email — even to people without a wallet. They claim with a click. DISCOVER CRYPTO TOOLS Find merchants who accept crypto, buy gift cards, explore blockchain games, test DApps, or discover Web3 features — all from the app. LOCAL FIAT DISPLAY Show crypto balances in your native currency: USD, EUR, GBP, JPY, INR, NGN, PHP, AUD, and more. AUDITED & TRUSTED Independently audited by Kudelski Security. Your keys and data are safe. No known vulnerabilities. TRUSTED BY MILLIONS Join 70M+ wallet users and take control of your crypto life. Whether you’re into Bitcoin, DeFi, NFTs, stablecoins, or privacy tokens like ZANO — this is your all-in-one Web3 wallet.

About

Payee

Read full description

Payeeは保険受取人に向けたアプリです。 あなたが受取人である保険をすべてまとめて見える化します。 その保険には、あなた自身が加入したものとあなた以外が加入したものがあります。 多くの方が使っている保険証券ファイルとは違って、まとめて登録した情報をあなたの家族(相続人)と保険担当者に共有しておくことができます。

Screenshots

Bitcoin.com4 screens
Payee3 screens

Verdict

The call

The clearest difference is update cadence: Bitcoin.com at weekly against Payee's every 6 weeks. Bitcoin.com also leads on chart position (#208 vs unranked). Payee's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bitcoin.com ships an update weekly, Payee every 6 weeks. The most recent releases landed on October 19, 2026 and October 11, 2026 respectively.

Scorecard3 real differences · 8 level
Bitcoin.com versus Payee: the parameters behind the verdict, then further details
ParameterBitcoin.comPayee
PriceFreeFree
Rating4.7 (46K ratings) — better—
Positive reviews61.5% of reviews—
Number of ratings46K — better—
Update frequencyWeekly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
Best chart rank#208 — better—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size315 MB54 MB
Age rating4+4+
DeveloperBitcoin.comConnpayto Inc.

Bugs and requests

Bitcoin.com

Reported bugs

4 issues
  • Wallet balances not updating correctly
  • Transactions getting stuck or delayed
  • Login/authentication issues
  • Compatibility problems with newer devices

Requested features

5 requests
  • Add support for more cryptocurrencies
  • Improve customer support and response times
  • Provide more transparency around fees and charges
  • Implement better security measures to prevent hacking
  • Allow users to easily switch between BTC and BCH wallets

Payee

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bitcoin.com

No in-app purchases

None

Payee

No in-app purchases

Questions

Is Bitcoin.com free?
Bitcoin.com is free to download, with no in-app purchases.
Is Payee free?
Payee is free to download, with no in-app purchases.
Do Bitcoin.com or Payee have ads?
Neither Bitcoin.com nor Payee shows ads.
Which is updated more often, Bitcoin.com or Payee?
Bitcoin.com ships an update weekly, and Payee every 6 weeks. Most recently, Bitcoin.com was updated on October 19, 2026 and Payee on October 11, 2026.

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