VIAC vs Caveo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VIAC
Invest in financial products like investment plans, pillar 3a, and vested benefits with a cost-effective and flexible app. Offers expert support and customizable investment strategies, along with options for life insurance and mortgage benefits.
- Cost-effective investing with low entry barriers
- Simple and intuitive app interface
- Expert support via phone, chat, or email
- Flexible investment strategy customization
- Life insurance options (VIAC Life)
- Exclusive mortgage benefits
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The best financial products in one app VIAC - Your securities solution for investment plans, pillar 3a and vested benefits Discover a simple and cost-effective way to invest with VIAC. Our app offers maximum flexibility and expert support to help you achieve your financial goals. Why invest with VIAC? • Cost-effective with low entry barriers: Invest from as little as CHF 1 - with no minimum deposit, minimum fee or minimum term. • Simple and clean app: Intuitive handling and clear structure for a seamless user experience. • Expert support: Our team is available by phone, chat or email to answer all your questions. • Maximum flexibility: Customize your investment strategy - from interest-bearing accounts to 99% equities, broadly diversified with passive, index-based instruments. Adjust your strategy at any time - at no extra cost. VIAC Life Protect your future: with VIAC Life Basic you receive up to 25% in addition to your savings as a 3a or VB customer in the event of disability or death. With VIAC Life Plus, you can add additional coverage directly in the app. VIAC Mortgage Benefit from exclusive and fair mortgages with top interest rates as a VIAC customer. Download the VIAC app now and benefit!
Caveo
This app serves as a digital companion for financial security and well-being, offering tools for insurance and pension queries. It provides a personal financial overview, tailored advice from a pension robo-advisor, and a knowledge center for financial education.
- Personal financial overview
- Pension robo-advisor advice
- Digital pension planning
- Knowledge center
- Secure and user-friendly interface
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Caveo App: Your Digital Compass for Financial Security and Well-being Discover the future of financial planning with the Caveo App – your personal companion for insurance and pension queries, directly from Switzerland. Whether you're a novice or an experienced financial planner, the Caveo App offers you intuitive tools, tailored solutions, and the innovative service of a pension robo-advisor, all designed to meet your individual needs. Features and Benefits: • Personal Financial Overview: Keep track of your finances, insurance, and pension plans all in one place. • Tailored Advice by Pension Robo-Advisor: Leverage the advanced technology of our robo-advisor for personalized, data-driven pension recommendations that automatically adjust to your life circumstances and goals. • Digital Pension Planning: Create a comprehensive pension plan with just a few clicks, continuously optimized by our robo-advisor. • Knowledge Center: Enhance your financial education with access to an extensive library of articles, tutorials, and webinars. • Secure and Easy to Use: Enjoy a user-friendly interface with the highest security standards to protect your data. With the Caveo App and our pension robo-advisor, you lay the foundation for your financial well-being. Be inspired by innovative solutions that utilize machine learning and artificial intelligence to take control of your financial future. Download the Caveo App now and experience how simple, efficient, and intelligent financial planning can be.
Screenshots
Verdict
The clearest difference is review sentiment: Caveo at 100% against VIAC's 50%. Caveo also leads on rating (5.0 vs 4.2) and update cadence (every 3 weeks vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Caveo holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 5 respectively. Written reviews point the same way: 50% of VIAC's written reviews are positive against 100% of Caveo's.
VIAC ships an update every 6 weeks, Caveo every 3 weeks. The most recent releases landed on July 4, 2026 and September 10, 2026 respectively.
| Parameter | VIAC | Caveo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 5 | 5 |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 78 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | WIR Bank Genossenschaft | Caveo AG |
Customer experience
VIAC
Caveo
In-app purchases
VIAC
No in-app purchases
Caveo
No in-app purchases









