Comparison

VIAC vs Caveo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VIAC

Invest in financial products like investment plans, pillar 3a, and vested benefits with a cost-effective and flexible app. Offers expert support and customizable investment strategies, along with options for life insurance and mortgage benefits.

Highlights
  • Cost-effective investing with low entry barriers
  • Simple and intuitive app interface
  • Expert support via phone, chat, or email
  • Flexible investment strategy customization
  • Life insurance options (VIAC Life)
  • Exclusive mortgage benefits
Read full description

The best financial products in one app VIAC - Your securities solution for investment plans, pillar 3a and vested benefits Discover a simple and cost-effective way to invest with VIAC. Our app offers maximum flexibility and expert support to help you achieve your financial goals. Why invest with VIAC? • Cost-effective with low entry barriers: Invest from as little as CHF 1 - with no minimum deposit, minimum fee or minimum term. • Simple and clean app: Intuitive handling and clear structure for a seamless user experience. • Expert support: Our team is available by phone, chat or email to answer all your questions. • Maximum flexibility: Customize your investment strategy - from interest-bearing accounts to 99% equities, broadly diversified with passive, index-based instruments. Adjust your strategy at any time - at no extra cost. VIAC Life Protect your future: with VIAC Life Basic you receive up to 25% in addition to your savings as a 3a or VB customer in the event of disability or death. With VIAC Life Plus, you can add additional coverage directly in the app. VIAC Mortgage Benefit from exclusive and fair mortgages with top interest rates as a VIAC customer. Download the VIAC app now and benefit!

About

Caveo

This app serves as a digital companion for financial security and well-being, offering tools for insurance and pension queries. It provides a personal financial overview, tailored advice from a pension robo-advisor, and a knowledge center for financial education.

Highlights
  • Personal financial overview
  • Pension robo-advisor advice
  • Digital pension planning
  • Knowledge center
  • Secure and user-friendly interface
Features
Read full description

Caveo App: Your Digital Compass for Financial Security and Well-being Discover the future of financial planning with the Caveo App – your personal companion for insurance and pension queries, directly from Switzerland. Whether you're a novice or an experienced financial planner, the Caveo App offers you intuitive tools, tailored solutions, and the innovative service of a pension robo-advisor, all designed to meet your individual needs. Features and Benefits: • Personal Financial Overview: Keep track of your finances, insurance, and pension plans all in one place. • Tailored Advice by Pension Robo-Advisor: Leverage the advanced technology of our robo-advisor for personalized, data-driven pension recommendations that automatically adjust to your life circumstances and goals. • Digital Pension Planning: Create a comprehensive pension plan with just a few clicks, continuously optimized by our robo-advisor. • Knowledge Center: Enhance your financial education with access to an extensive library of articles, tutorials, and webinars. • Secure and Easy to Use: Enjoy a user-friendly interface with the highest security standards to protect your data. With the Caveo App and our pension robo-advisor, you lay the foundation for your financial well-being. Be inspired by innovative solutions that utilize machine learning and artificial intelligence to take control of your financial future. Download the Caveo App now and experience how simple, efficient, and intelligent financial planning can be.

Screenshots

VIAC4 screens
Caveo4 screens

Verdict

The call

The clearest difference is review sentiment: Caveo at 100% against VIAC's 50%. Caveo also leads on rating (5.0 vs 4.2) and update cadence (every 3 weeks vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Caveo holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 5 respectively. Written reviews point the same way: 50% of VIAC's written reviews are positive against 100% of Caveo's.

UpkeepUpdate frequency

VIAC ships an update every 6 weeks, Caveo every 3 weeks. The most recent releases landed on July 4, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
VIAC versus Caveo: the parameters behind the verdict, then further details
ParameterVIACCaveo
PriceFreeFree
Rating4.2 (5 ratings)5.0 (5 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings55
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size78 MB62 MB
Age rating4+4+
DeveloperWIR Bank GenossenschaftCaveo AG

Customer experience

VIAC

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Caveo

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

VIAC

No in-app purchases

None

Caveo

No in-app purchases

Questions

Is VIAC free?
VIAC is free to download, with no in-app purchases.
Is Caveo free?
Caveo is free to download, with no in-app purchases.
Which has better reviews, VIAC or Caveo?
Caveo is rated higher. VIAC averages 4.2 out of 5 from 5 ratings, while Caveo averages 5.0 from 5 ratings.
Do VIAC or Caveo have ads?
Neither VIAC nor Caveo shows ads.
Which is updated more often, VIAC or Caveo?
VIAC ships an update every 6 weeks, and Caveo every 3 weeks. Most recently, VIAC was updated on July 4, 2026 and Caveo on September 10, 2026.

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