VIAC vs CreciPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VIAC
Invest in financial products like investment plans, pillar 3a, and vested benefits with a cost-effective and flexible app. Offers expert support and customizable investment strategies, along with options for life insurance and mortgage benefits.
- Cost-effective investing with low entry barriers
- Simple and intuitive app interface
- Expert support via phone, chat, or email
- Flexible investment strategy customization
- Life insurance options (VIAC Life)
- Exclusive mortgage benefits
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The best financial products in one app VIAC - Your securities solution for investment plans, pillar 3a and vested benefits Discover a simple and cost-effective way to invest with VIAC. Our app offers maximum flexibility and expert support to help you achieve your financial goals. Why invest with VIAC? • Cost-effective with low entry barriers: Invest from as little as CHF 1 - with no minimum deposit, minimum fee or minimum term. • Simple and clean app: Intuitive handling and clear structure for a seamless user experience. • Expert support: Our team is available by phone, chat or email to answer all your questions. • Maximum flexibility: Customize your investment strategy - from interest-bearing accounts to 99% equities, broadly diversified with passive, index-based instruments. Adjust your strategy at any time - at no extra cost. VIAC Life Protect your future: with VIAC Life Basic you receive up to 25% in addition to your savings as a 3a or VB customer in the event of disability or death. With VIAC Life Plus, you can add additional coverage directly in the app. VIAC Mortgage Benefit from exclusive and fair mortgages with top interest rates as a VIAC customer. Download the VIAC app now and benefit!
CreciPay
Access your earned money anytime for payments, savings, or any other use. Manage your finances conveniently and securely.
- Access earned money
- Pay bills
- Save money
- Flexible spending options
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Accesa tu dinero ya trabajado cuando quieras. Paga cuentas, ahorra, o utiliza tu dinero como quieras.
Screenshots
Verdict
The clearest difference is ads: VIAC at none against CreciPay's shown. VIAC also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.2 for VIAC against 4.2 for CreciPay. Both are backed by a comparable volume of ratings — 5 and 10 respectively.
VIAC ships an update every 6 weeks, CreciPay monthly. The most recent releases landed on July 4, 2026 and September 15, 2026 respectively.
| Parameter | VIAC | CreciPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) | 4.2 (10 ratings) |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 5 | 10 — better |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 78 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | WIR Bank Genossenschaft | Creci Technologies LLC |
Customer experience
VIAC
CreciPay
In-app purchases
VIAC
No in-app purchases
CreciPay
No in-app purchases
