Comparison

VIAC vs Frizio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VIAC

Invest in financial products like investment plans, pillar 3a, and vested benefits with a cost-effective and flexible app. Offers expert support and customizable investment strategies, along with options for life insurance and mortgage benefits.

Highlights
  • Cost-effective investing with low entry barriers
  • Simple and intuitive app interface
  • Expert support via phone, chat, or email
  • Flexible investment strategy customization
  • Life insurance options (VIAC Life)
  • Exclusive mortgage benefits
Features
Read full description

The best financial products in one app VIAC - Your securities solution for investment plans, pillar 3a and vested benefits Discover a simple and cost-effective way to invest with VIAC. Our app offers maximum flexibility and expert support to help you achieve your financial goals. Why invest with VIAC? • Cost-effective with low entry barriers: Invest from as little as CHF 1 - with no minimum deposit, minimum fee or minimum term. • Simple and clean app: Intuitive handling and clear structure for a seamless user experience. • Expert support: Our team is available by phone, chat or email to answer all your questions. • Maximum flexibility: Customize your investment strategy - from interest-bearing accounts to 99% equities, broadly diversified with passive, index-based instruments. Adjust your strategy at any time - at no extra cost. VIAC Life Protect your future: with VIAC Life Basic you receive up to 25% in addition to your savings as a 3a or VB customer in the event of disability or death. With VIAC Life Plus, you can add additional coverage directly in the app. VIAC Mortgage Benefit from exclusive and fair mortgages with top interest rates as a VIAC customer. Download the VIAC app now and benefit!

About

Frizio

Manage all your subscriptions and contracts in one place. Get timely reminders for cancellation deadlines and track your spending with clear overviews. Securely store contract details and export them when needed.

Highlights
  • Capture contracts via typing, photo, or AI scan
  • Receive timely cancellation deadline reminders
  • Track ongoing costs by category
  • View monthly and yearly spending totals
  • Export contracts as CSV or PDF
  • Sync data across Apple devices
Features
Read full description

Frizio keeps track of everything that usually gets lost in your contract chaos: cancellation deadlines, ongoing costs, and who's actually charging you for what. No cancellation-letter service, no subscription, no data sharing with third parties – Frizio is deliberately lean and does one thing really well: remind you in time, before a contract renews itself automatically. CAPTURE CONTRACTS YOUR WAY • Type it in manually • Photo scan with automatic edge detection • AI scan: amount, date and provider are suggested from the photo and confirmed by you Save original documents, invoices or photos directly with each contract – everything in one place. NEVER MISS A DEADLINE AGAIN Frizio reminds you in time before the cancellation deadline – even if your contract has auto-renewed over several periods because you hadn't checked in a while. COSTS AT A GLANCE Monthly and yearly totals, broken down by category (streaming, insurance, fitness, telecom and more) – as a chart and a list of your most expensive contracts. 170+ KNOWN PROVIDERS Netflix, Spotify, Vodafone, Deutsche Telekom, Allianz and many more banks, insurers and streaming services are already built in and shown automatically with their logo or a brand badge. EXPORT WHENEVER YOU NEED IT Export all your contracts as CSV or PDF – for your own records or your accountant. PRIVACY FIRST Frizio doesn't send your contract data to anyone. No ad trackers, no analytics services, no logo lookups over the internet. Everything stays on your device (optionally synced via iCloud between your own devices). FOR IPHONE, IPAD AND MAC One app, all your Apple devices. START FOR FREE Your first 6 contracts are completely free. After that, a one-time purchase (no subscription!) unlocks unlimited contracts.

Screenshots

VIAC4 screens
Frizio4 screens

Verdict

The call

The clearest difference is review sentiment: Frizio at 100% against VIAC's 50%. Frizio also leads on update cadence (every 2 days vs monthly). VIAC's advantage is in-app purchases (none vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Frizio sells 1 one-off in-app purchase. VIAC asks for nothing beyond the download.

UpkeepUpdate frequency

VIAC ships an update monthly, Frizio every 2 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
VIAC versus Frizio: the parameters behind the verdict, then further details
ParameterVIACFrizio
PriceFreeFree
Rating4.2 (5 ratings) — better—
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings5 — better—
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size70 MB6 MB
Age rating4+4+
DeveloperWIR Bank GenossenschaftCarsten Schaal

Customer experience

VIAC

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Frizio

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

VIAC

No in-app purchases

1 purchases

Frizio

One-time1
  • Frizio Pro$4.99

Questions

Is VIAC free?
VIAC is free to download, with no in-app purchases.
Is Frizio free?
Frizio is free to download, with in-app purchases available.
Do VIAC or Frizio have ads?
Neither VIAC nor Frizio shows ads.
Which is updated more often, VIAC or Frizio?
VIAC ships an update monthly, and Frizio every 2 days. Most recently, VIAC was updated on November 2, 2026 and Frizio on October 31, 2026.

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