Comparison

ZANACO Mobile vs Patumba

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZANACO Mobile

Manage your bank accounts on the go with this mobile banking app. Perform balance inquiries, view mini statements, transfer funds, purchase airtime, and pay bills for various services. It also includes a branch locator and currency converter.

Highlights
  • Balance enquiry
  • Mini statement
  • Fund transfers
  • Airtime purchase
  • Bill payments
  • Branch and ATM locator
  • Currency converter
Read full description

Download this free Mobile Banking Application and access the following services: - Balance Enquiry - Mini Statement - Transfer to any valid mobile number registered on any of the existing networks - Transfer to other Banks - Airtime purchase on all the existing networks - Purchase ZESCO tokens - Pay for your DSTV & GOTV and get connected instantly - Bill Payments for UNZA, CBU, Zambia Open University, Lusaka Water, Nkana Water, Lukanga Water, Mulonga Water, & Kafubu Water, - Branch and ATM Locator The app also has a Currency Converter to make your cross currency transactions easy.

About

Patumba

This finance app simplifies saving and investing for various life goals, from emergencies to retirement. It offers flexible starting amounts, inclusive payment options, and intuitive progress tracking to empower users to grow their wealth effortlessly.

Highlights
  • Flexible saving options
  • Inclusive payment methods
  • Goal setting and tracking
  • Intuitive user interface
  • Round-up savings
  • 24/7 in-app support
Features
Read full description

Patumba makes saving and investing simple, accessible, and impactful. Whether you’re planning for a rainy day, securing your child’s education, or preparing for retirement, the app is designed to grow with you. Here’s why so many choose Patumba: It’s flexible: Start small with as little as K1 or invest more as your goals evolve. It’s inclusive: Everyone can join, thanks to mobile money and card payment options. It’s empowering: Track your progress, set goals, and celebrate milestones—all within the app. It’s simple: The intuitive design makes saving and investing effortless for everyone. Patumba builds on the convenience of familiar mobile services, delivering even more through the app: Get Started: Download the app, sign up in minutes, and explore your options. Top Up Your Wallet: Deposit funds using mobile money or card, making it accessible to all users. Choose Your Plan: Whether it’s short-term savings or goal-specific plans like education or retirement, Patumba has something for everyone. Track Your Growth: Watch your savings and investments flourish with real-time updates and easy-to-read dashboards. Features Round-Up Savings: Automatically save your spare change and grow your wealth effortlessly. Customizable Goals: Set financial targets that align with your dreams, and let Patumba keep you on track. Multi-Channel Support: Need help? Access our 24/7 in-app customer support or engage with us on social media.

Screenshots

ZANACO Mobile4 screens
Patumba3 screens

Verdict

The call

The clearest difference is review sentiment: Patumba at 100% against ZANACO Mobile's 25%. Patumba also leads on rating (4.4 vs 2.0) and update cadence (every 11 days vs every 4 weeks). ZANACO Mobile's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Patumba holds the better App Store score, 4.4 against 2.0. That said, the two scores are not equally well evidenced: Patumba has 63 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 25% of ZANACO Mobile's written reviews are positive against 100% of Patumba's.

UpkeepUpdate frequency

ZANACO Mobile ships an update every 4 weeks, Patumba every 11 days. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
ZANACO Mobile versus Patumba: the parameters behind the verdict, then further details
ParameterZANACO MobilePatumba
PriceFreeFree
Rating2.0 (7 ratings)4.4 (63 ratings) — better
Positive reviews25.0% of reviews100.0% of reviews — better
Number of ratings763 — better
Update frequencyEvery 4 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size53 MB100 MB
Age rating4+4+
DeveloperZambia National Commercial Bank PLCHobbiton Technologies Limited

Customer experience

ZANACO Mobile

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews12 reviews
Positive25.0%
Neutral16.7%
Negative58.3%

Patumba

All ratings61 ratings
Positive85.2%
Neutral1.6%
Negative13.1%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ZANACO Mobile

No in-app purchases

None

Patumba

No in-app purchases

Questions

Is ZANACO Mobile free?
ZANACO Mobile is free to download, with no in-app purchases.
Is Patumba free?
Patumba is free to download, with no in-app purchases.
Which has better reviews, ZANACO Mobile or Patumba?
Patumba is rated higher. ZANACO Mobile averages 2.0 out of 5 from 7 ratings, while Patumba averages 4.4 from 63 ratings.
Do ZANACO Mobile or Patumba have ads?
Neither ZANACO Mobile nor Patumba shows ads.
Which is updated more often, ZANACO Mobile or Patumba?
ZANACO Mobile ships an update every 4 weeks, and Patumba every 11 days. Most recently, ZANACO Mobile was updated on October 24, 2026 and Patumba on October 27, 2026.

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