Subscription Manager vs CreditMaxer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subscription Manager
Easily track recurring expenses, receive bill payment reminders, and gain insights into your spending habits. Organize subscriptions by category and view costs over various timeframes. Widgets and Siri shortcuts offer quick access to upcoming bills.
- Track recurring expenses
- Bill payment reminders
- Understand spending habits
- Organize by category
- Home screen widgets
- Siri shortcuts
Read full descriptionHide full description
Subscription Manager makes it easy to track your recurring expenses, get bill reminders, and understand exactly how much you’re spending—weekly, monthly, or yearly. Smart Reminders Never forget a due date again. Get timely notifications (opt-in only) before a subscription is due. Know What You Owe See your total, remaining, or average subscription costs across any time frame. Supports multiple currencies and auto-calculates expenses for you. Organize with Categories Group subscriptions by category (e.g., entertainment, fitness, cloud) to see where your money goes. Flexible Subscription Tracking Add detailed info like name, purpose, amount, billing cycle, currency, due dates, and notes (like cancel dates or trial periods). You can even archive subscriptions temporarily. Home Screen Widgets & Siri Shortcuts Check your upcoming bills or remaining budget at a glance—or just ask Siri. Customize Your Experience Sort and filter your subscriptions into categories, change the app icon or theme, and more. Built for Privacy Only the data necessary to support features like notifications is collected to enable those features. (opt-in only) ---------------- Note: Subscription Manager helps you track subscriptions, but does not modify or manage them. To start, cancel, or pause a subscription, contact the original service provider directly. ---------------- Subscription Info: Payment will be charged to your iTunes account at confirmation of purchase. Your subscription will auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store Account Settings. Any unused portion of a free trial will be forfeited upon purchase.
CreditMaxer
Manage all your credit cards and loans in one app. Get payment reminders, learn about credit building, and find new cards or loans based on your financial data. Features include score simulation and AI-powered insights.
- Track all credit cards and loans
- Payment and statement reminders
- Credit score simulator
- Card and loan comparison
- Credit building education
- AI-powered financial insights
Read full descriptionHide full description
CreditMaxer puts your whole credit life in one app. Track every card and loan balance in one place, get reminded before anything is due, learn how credit really works, and find your next card or loan by the math instead of the marketing. EVERYTHING IN ONE PLACE • All your credit cards and loans on one screen: balances, limits, utilization, APRs, and due dates. • Link accounts through Plaid or add them by hand. • A home screen that leads with your score and a short list of moves: what to pay, how much, and by when. NEVER MISS A DATE • Reminders before a payment is due and before a statement closes. • A credit calendar with every due date and closing date on it, for cards and loans alike. BUILD YOUR SCORE WITH EASY HABITS • See utilization per card and across all of them, the way scoring models read it. • The AZEO planner (All Zero Except One) picks the card that should report a balance, works out the amount, and tells you when to pay the rest. • Know when each card is eligible for a credit limit increase and how that issuer prefers to be asked. • A score simulator shows how a move might change your score before you make it. FIND YOUR NEXT CARD • Browse more than 2,000 credit cards with their rewards, fees, welcome offers, and benefits. • Enter your real spending to see which card would earn you the most and which reward categories you are missing. • Balance transfer calculator, airport lounge map, and business cards included. FIND THE RIGHT LOAN • Compare published rates for auto, personal, and mortgage loans, each with the date it was last verified. • See which lenders let you prequalify with a soft pull, so you can rate shop without touching your score. • Browse credit unions you can join. LEARN HOW CREDIT WORKS • A five-minute crash course on scores, reports, and the habits that matter. • A step-by-step guide for building credit from scratch. • How to pull and read your credit reports. • An optional AI assistant and monthly advisory report that answer your questions using your own numbers. Both stay off until you turn them on. PRIVATE BY DESIGN • Bank connections are read-only. CreditMaxer never sees your bank login and cannot move money. • No advertising or analytics trackers. Your data is never sold. • Two-factor authentication on every account, optional Face ID lock, and account deletion right in the app. CreditMaxer is an educational tool. It is not a lender, a credit bureau, or a credit repair service, it does not pull your credit report, and nothing in it is financial advice or a guarantee of any score change. Some lender links are sponsored and are labeled where they appear. Sponsorship never affects rankings. Privacy policy: https://www.creditmaxer.ai/privacy Terms of service: https://www.creditmaxer.ai/terms
Screenshots
Verdict
The clearest difference is rating: CreditMaxer at 5.0 against Subscription Manager's 4.5. CreditMaxer also leads on in-app purchases (none vs 10) and update cadence (every 3 days vs every 2 weeks). Subscription Manager's advantage is ratings volume (1.7K vs 1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscription Manager sells 10 in-app purchases, starting at $0.99 per month. CreditMaxer asks for nothing beyond the download.
CreditMaxer holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Subscription Manager has 1.7K ratings behind it against 1, so its average is the more settled of the two.
Subscription Manager ships an update every 2 weeks, CreditMaxer every 3 days. The most recent releases landed on November 6, 2026 and October 29, 2026 respectively.
| Parameter | Subscription Manager | CreditMaxer |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (1.7K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 51.9% of reviews | — |
| Number of ratings | 1.7K — better | 1 |
| Update frequency | Every 2 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 26 MB | 43 MB |
| Age rating | 4+ | 17+ |
| Developer | Kango Studios LLC | Calvin Hetes |
Bugs and requests
Subscription Manager
Reported bugs
3 issues- Subscriptions disappearing after updates
- Unlock screen issues (Face ID loop)
- Inconsistent app behavior (e.g., icon customization)
Requested features
5 requests- Custom billing cycle options
- Ability to mark subscriptions as paid
- Improved notification system
- Sync across devices
- More language support (e.g., Spanish, Russian)
CreditMaxer
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Subscription Manager
- Subscription Ultra - Monthly$0.991 Month
- Subscription Ultra - Yearly$9.991 Year
- Pro - Yearly$9.991 Year
- Nice Tip - Nice$0.99
- Old Unlimited Subscriptions$2.99
- Subscription Tip - Kind$2.99
Show 4 moreShow fewer
- Unlimited Subscriptions$4.99
- Subscription Tip - Generous$4.99
- Subscription Tip - Amazing$9.99
- Subscription Pro - Large$29.99
CreditMaxer
No in-app purchases
Questions
Is Subscription Manager free?
Is CreditMaxer free?
Which has better reviews, Subscription Manager or CreditMaxer?
Do Subscription Manager or CreditMaxer have ads?
Which is updated more often, Subscription Manager or CreditMaxer?
Other comparisons















