My Card Wallet vs ACESS Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Card Wallet
Securely store your credit and debit card details with robust encryption. Access your information quickly via PIN or biometric authentication, with no developer access to your data.
- Strong encryption
- Local data storage
- PIN/Touch ID access
- Card information storage
- Simple interface
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My Card Wallet is a secure app for storing bank cards and confidential information. Keep your card details on your device and create encrypted Capsules to prepare important information for someone you trust while staying in control of when it becomes accessible. BANK CARDS ALWAYS WITHIN REACH Add your bank, credit, and debit cards to Wallet and keep their details together in one secure place. • Store card numbers, expiration dates, and notes • Add cards by scanning them or entering details manually • Quickly find the card you need and copy its details • Keep your data only on your device or sync it via iCloud • Protect the app with a PIN, Touch ID, or Face ID Wallet is not a payment service and does not process banking transactions. CAPSULE — SECURE TRANSFER OF CONFIDENTIAL INFORMATION Some information should not simply be sent through a messenger, email, or stored in an ordinary file. But sometimes you need to prepare it in advance for someone you trust. Capsule lets you create encrypted storage for confidential information and provide the recipient with a QR code or link for future access. A Capsule can contain: • confidential notes and instructions • backup codes and two-factor authentication codes • account recovery information • bank account and financial service information • safe codes and information about important documents • crypto wallet recovery information and seed phrases • documents and other important files • work logins and passwords Sharing it now may be too early. Never sharing it may be too risky. Capsule was created for exactly these situations. MULTIPLE LAYERS OF CRYPTOGRAPHIC PROTECTION Capsule's architecture is designed so that the data required to open it is never kept in one place. Its cryptographic protection includes: • an invitation key contained in the QR code or link • key material generated on the owner's device • additional user-generated entropy • personal security questions The owner also determines the conditions and timing of access. Cryptographic keys are generated on the user's device, and the contents are encrypted before being sent to the server. The server stores only encrypted data and the service information required for Capsule to function. The invitation key is not stored on the server together with the Capsule. Therefore, even if someone obtained copies of encrypted Capsules from the server, that alone would not give them access to their contents. A server breach does not mean a Capsule breach. Wallet's developers cannot access the contents of your Capsules and do not possess all the data required to decrypt them. SHARE NOW — ALLOW ACCESS LATER — STAY IN CONTROL You determine the conditions for accessing your Capsule. Set a date before which it cannot be opened and choose a waiting period after an access request. When someone attempts to open the Capsule, you receive a notification and can approve or reject the request. If you do not respond within the period you set, the recipient can continue the opening process only after passing the protection you configured. You can edit or delete a Capsule, change its access conditions, and reissue its QR code. Once a new QR code is issued, previous links stop working. CURRENCY CONVERTER Wallet also includes a multi-currency converter. Point your camera at a price, and AI will convert it into your selected currency. Keep what you need today. Prepare what someone may need tomorrow. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Service Terms: https://capsule.highglossy.com/legal/terms-of-use Privacy Policy: https://capsule.highglossy.com/legal/privacy-policy
ACESS Mobile
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ESTE APLICATIVO É DE USO EXCLUSIVO PARA EMPRESAS E PESSOAS ASSOCIADAS DA ACE SÃO SEBASTIÃO. Este aplicativo foi desenvolvido para facilitar, de maneira rápida e eficiente, o acesso às consultas do Serviço Central de Proteção ao Crédito (Boa Vista SCPC). Informando seu código de associado e senha, você tem acesso às ferramentas necessárias para tomar decisões precisas na hora de consultar e conceder crédito. Além das consultas mais habituais, e o score de crédito, também estão disponíveis neste aplicativo as consultas das famílias Acerta e Define. Entre em contato com a entidade comercial de sua região e verifique a disponibilidade.
Screenshots
Verdict
The clearest difference is in-app purchases: ACESS Mobile at none against My Card Wallet's 9. ACESS Mobile also leads on device support (3 vs 1). My Card Wallet's advantage is update cadence (monthly vs every 30 months). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Card Wallet sells 9 in-app purchases, starting at $1.99 per month. ACESS Mobile asks for nothing beyond the download.
My Card Wallet ships an update monthly, ACESS Mobile every 30 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | My Card Wallet | ACESS Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (139 ratings) — better | — |
| Positive reviews | 57.1% of reviews | — |
| Number of ratings | 139 — better | — |
| Update frequency | Monthly — better | Every 30 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 116 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Highglossy FZE | Sophus Tecnologia |
Bugs and requests
My Card Wallet
Reported bugs
7 issues- Data lost after update
- App crashes after launch
- Cannot add certain card types (Verve, Belarusian)
- Error adding some cards
- Deletes entire file when swiping too fast
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- Copies spaces incorrectly
- Doesn't accept Apple Card
Requested features
8 requests- Add cards to Apple Wallet
- Dark mode
- Assign colors to cards
- Widget support
- Manual card add feature
Show 3 moreShow fewer
- Wallet view
- Add bank phone numbers
- Printout feature
ACESS Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My Card Wallet
- Capsule Basic Monthly1 Month trial$1.991 Month
- Capsule Plus Monthly$4.991 Month
- Capsule Max Monthly$9.991 Month
Show 3 moreShow fewer
- Capsule Basic Annual1 Month trial$14.991 Year
- Capsule Plus Annual$49.991 Year
- Capsule Max Annual$99.991 Year
- 1 cup$0.99
- 2 cups$1.99
- 3 cups$2.99
ACESS Mobile
No in-app purchases
Questions
Is My Card Wallet free?
Is ACESS Mobile free?
Do My Card Wallet or ACESS Mobile have ads?
Which is updated more often, My Card Wallet or ACESS Mobile?
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