My Card Wallet vs Piggy Pause
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Card Wallet
Securely store your credit and debit card details with robust encryption. Access your information quickly via PIN or biometric authentication, with no developer access to your data.
- Strong encryption
- Local data storage
- PIN/Touch ID access
- Card information storage
- Simple interface
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My Card Wallet is a secure app for storing bank cards and confidential information. Keep your card details on your device and create encrypted Capsules to prepare important information for someone you trust while staying in control of when it becomes accessible. BANK CARDS ALWAYS WITHIN REACH Add your bank, credit, and debit cards to Wallet and keep their details together in one secure place. • Store card numbers, expiration dates, and notes • Add cards by scanning them or entering details manually • Quickly find the card you need and copy its details • Keep your data only on your device or sync it via iCloud • Protect the app with a PIN, Touch ID, or Face ID Wallet is not a payment service and does not process banking transactions. CAPSULE — SECURE TRANSFER OF CONFIDENTIAL INFORMATION Some information should not simply be sent through a messenger, email, or stored in an ordinary file. But sometimes you need to prepare it in advance for someone you trust. Capsule lets you create encrypted storage for confidential information and provide the recipient with a QR code or link for future access. A Capsule can contain: • confidential notes and instructions • backup codes and two-factor authentication codes • account recovery information • bank account and financial service information • safe codes and information about important documents • crypto wallet recovery information and seed phrases • documents and other important files • work logins and passwords Sharing it now may be too early. Never sharing it may be too risky. Capsule was created for exactly these situations. MULTIPLE LAYERS OF CRYPTOGRAPHIC PROTECTION Capsule's architecture is designed so that the data required to open it is never kept in one place. Its cryptographic protection includes: • an invitation key contained in the QR code or link • key material generated on the owner's device • additional user-generated entropy • personal security questions The owner also determines the conditions and timing of access. Cryptographic keys are generated on the user's device, and the contents are encrypted before being sent to the server. The server stores only encrypted data and the service information required for Capsule to function. The invitation key is not stored on the server together with the Capsule. Therefore, even if someone obtained copies of encrypted Capsules from the server, that alone would not give them access to their contents. A server breach does not mean a Capsule breach. Wallet's developers cannot access the contents of your Capsules and do not possess all the data required to decrypt them. SHARE NOW — ALLOW ACCESS LATER — STAY IN CONTROL You determine the conditions for accessing your Capsule. Set a date before which it cannot be opened and choose a waiting period after an access request. When someone attempts to open the Capsule, you receive a notification and can approve or reject the request. If you do not respond within the period you set, the recipient can continue the opening process only after passing the protection you configured. You can edit or delete a Capsule, change its access conditions, and reissue its QR code. Once a new QR code is issued, previous links stop working. CURRENCY CONVERTER Wallet also includes a multi-currency converter. Point your camera at a price, and AI will convert it into your selected currency. Keep what you need today. Prepare what someone may need tomorrow. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Service Terms: https://capsule.highglossy.com/legal/terms-of-use Privacy Policy: https://capsule.highglossy.com/legal/privacy-policy
Piggy Pause
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Meet Piggy Pause - the cutest way to stop impulse shopping. When you feel the urge to buy something you don't need, open Piggy Pause. A friendly little pig helps you slow down, breathe, and remember what you're really saving for - so you keep more of your own money. WHAT YOU CAN DO - Tap the pig when you're tempted - it gently talks you out of it with rotating, encouraging messages - Breathe for 20 seconds with a calming animation before you decide - Log what you resisted - your savings grow toward real goals (a trip, a car, anything) - Set multiple goals and watch each one fill up - Choose your currency and your own pause message - See your weekly recap - pauses won and money kept WHY IT WORKS Piggy Pause adds a small, kind moment of friction between you and "buy." That pause is enough to break the impulse - and every time you resist, the money you didn't spend stays yours. Piggy Pause doesn't give you money or rewards. It simply helps you spend less and save more, on purpose. - Works in 11 languages - Private by design - your data stays on your device - No account, no ads Start saving with a little pig on your side.
Screenshots
Verdict
The clearest difference is in-app purchases: Piggy Pause at none against My Card Wallet's 9. Piggy Pause also leads on update cadence (every 4 days vs monthly) and device support (3 vs 1). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Card Wallet sells 9 in-app purchases, starting at $1.99 per month. Piggy Pause asks for nothing beyond the download.
My Card Wallet ships an update monthly, Piggy Pause every 4 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.
| Parameter | My Card Wallet | Piggy Pause |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (139 ratings) — better | — |
| Positive reviews | 57.1% of reviews | — |
| Number of ratings | 139 — better | — |
| Update frequency | Monthly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 116 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Highglossy FZE | OPTIFY, LIMITED LIABILITY COMPANY |
Bugs and requests
My Card Wallet
Reported bugs
7 issues- Data lost after update
- App crashes after launch
- Cannot add certain card types (Verve, Belarusian)
- Error adding some cards
- Deletes entire file when swiping too fast
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- Copies spaces incorrectly
- Doesn't accept Apple Card
Requested features
8 requests- Add cards to Apple Wallet
- Dark mode
- Assign colors to cards
- Widget support
- Manual card add feature
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- Wallet view
- Add bank phone numbers
- Printout feature
Piggy Pause
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My Card Wallet
- Capsule Basic Monthly1 Month trial$1.991 Month
- Capsule Plus Monthly$4.991 Month
- Capsule Max Monthly$9.991 Month
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- Capsule Basic Annual1 Month trial$14.991 Year
- Capsule Plus Annual$49.991 Year
- Capsule Max Annual$99.991 Year
- 1 cup$0.99
- 2 cups$1.99
- 3 cups$2.99
Piggy Pause
No in-app purchases
Questions
Is My Card Wallet free?
Is Piggy Pause free?
Do My Card Wallet or Piggy Pause have ads?
Which is updated more often, My Card Wallet or Piggy Pause?
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