Sacombank mSign vs VCB DigiBiz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sacombank mSign
This app provides secure two-factor authentication for banking customers. It offers one-time password generation and transaction approval for enhanced online banking security.
- Two-factor authorization
- One-time-password (OTP) generation
- Transaction approval
- Strong security
- Reliable authorization
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Sacombank mSign Soft Token is an application that provide strong and reliable two-factor authorization for Sacombank eBanking’s customers. The application offers the following services: • One-time-password (OTP) authorization (mCode mode) • Approve your Sacombank ebanking’s transactions (mConnected mode) The application needs activation, activation and user manual document can be found at https://isacombank.com.vn
VCB DigiBiz
This digital banking service allows businesses to manage all their financial transactions conveniently and securely. It offers features like account inquiries, money transfers, bill payments, and budget payments, accessible anytime, anywhere.
- Account information inquiry
- Money transfer (internal/external)
- Scheduled transfers
- Bill payment
- State budget and seaport fee payment
- Secure transaction authentication
- Customizable transaction limits
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VCB DigiBiz – Digital banking for businesses VCB DigiBiz is a digital banking service of Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) with the aim to meet all basic financial transactions and other needs of businesses anytime, anywhere, simply, fast, convenient. VCB DigiBiz has 01 service version on mobile application - VCB DigiBiz application, and 01 service version on web browser at VCB DigiBiz Digital Banking section on Vietcombank's official website: http://www.vietcombank.com.vn VCB DigiBiz allows customers to transact in a simple and flexible way with 02 decentralized models for making and approving orders. Outstanding features of VCB DigiBiz: - Inquiry account information, deposits, loans, card information; - Money transfer/Statement transfer inside/outside Vietcombank/Quick money transfer 24/7; - Schedule future, recurring money transfers - Paying a variety of bills, almost of the payment needs of businesses - Pay the state budget, seaport fees - Convenient and secure transaction authentication through Smart OTP, Hard Token; - Decentralized settings, active and flexible transaction limits; - The utility receives OTT Alert messages right on the application when account fluctuations, card spending, bank information; - And many other attractive digital utilities. In addition, VCB DigiBiz also expects to bring a new and convenient experience to users at the businesses with a modern and superior dark mode application design, and support users to personalize the application easily with a wide selection of wallpapers, avatar settings, favorite functions according to personal preferences. Download VCB Digibank app today to experience 24/7 digital banking and enjoy no transfer fee. Contact us: - Vietcombank branches - Website: https://portal.vietcombank.com.vn/ - Hotline: 1900 545413
Screenshots
Verdict
Sacombank mSign and VCB DigiBiz both sit at 3.5 stars, but that hides the real split: 25% of Sacombank mSign's written reviews are positive against 0% of VCB DigiBiz's. Sacombank mSign also leads on ratings volume (19 vs 5). VCB DigiBiz's advantage is iOS requirement (13.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.5 for Sacombank mSign against 3.4 for VCB DigiBiz. Both are backed by a comparable volume of ratings — 19 and 5 respectively. Written reviews are what separate them: 25% of Sacombank mSign's written reviews are positive against 0% of VCB DigiBiz's.
Sacombank mSign ships an update every 3 months, VCB DigiBiz every 2 months. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.
| Parameter | Sacombank mSign | VCB DigiBiz |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (19 ratings) — better | 3.4 (5 ratings) |
| Positive reviews | 25.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 19 — better | 5 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 20 MB | 173 MB |
| Age rating | 4+ | 4+ |
| Developer | SAIGON TREASURE COMMERCIAL JOINT STOCK BANK | Vietcombank JSC |
Customer experience
Sacombank mSign
VCB DigiBiz
In-app purchases
Sacombank mSign
No in-app purchases
VCB DigiBiz
No in-app purchases
Questions
Is Sacombank mSign free?
Is VCB DigiBiz free?
Which has better reviews, Sacombank mSign or VCB DigiBiz?
Do Sacombank mSign or VCB DigiBiz have ads?
Which is updated more often, Sacombank mSign or VCB DigiBiz?
Other comparisons
