Comparison

핀크 (Finnq) vs iM캐피탈

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

핀크 (Finnq)

Manage your finances and assets with this smart financial application. It offers various authentication methods for secure access and provides customer support channels for assistance.

Highlights
  • Asset management
  • Mobile authentication
  • Customer support
  • Friend invitations
  • ID card verification
Features
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Smart financial app, HanaFinnq. It can manage your assets! ● Instructions for use - In case of poor access to 3G/LTE/Wifi, there may be restrictions on use and data charges may be levied according to the plan. - It may be restricted if normal USIM is not fitted. ● Guidance on authority and purpose of use (Only request the required permissions) - SMS: Mobile phone authentication, sending text messages - Phone: ARS certification, video call authentication, customer center and partner telephone dialing - Address book: invite friends to contacts stored on the device - Camera: ID card for personal identification, such as opening a non-face-to-face account - Device/photos/media : Loading various images from the server, 1:1 questions - Fingerprint authentication: User authentication in services such as login, and account connection ● Customer Center and Channel Finnq Customer Center: 1566-4949 (excluding 9 a.m. to 6 p.m. / weekends and holidays) Kakao Plus Friends: Kakao Talk >Find Friends > Search for Finnq 40, Namdaemun-ro 9-gil, Jung-gu, Seoul, Republic of Korea. Finnq

About

iM캐피탈

Access various loan products, from personal credit to secured and auto loans, with a 1-minute credit limit inquiry that doesn't affect your credit score. Manage your loans, check asset values, and apply for new loans seamlessly.

Highlights
  • 1-minute credit limit inquiry
  • Personal, secured, and auto loan products
  • Loan management and payment tracking
  • Real estate and vehicle market value checks
  • Non-face-to-face loan application
  • Customizable home screen
Features
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개인 신용대출부터 담보, 자동차 구매자금 대출까지 신용 평점 영향없는 1분 한도조회로 다양한 상품을 iM캐피탈 앱에서 경험해보세요. ■ 자주쓰는 메뉴와 서비스를 간편하게 확인하는 '홈' • 기본 홈/쉬운 홈 선택으로 내게 맞는 다양한 홈 화면 제공 • 복잡한 서류제출 없는 비대면으로 한도조회 후 대출 신청까지 한번에 ■ iM캐피탈의 주요 상품 및 서비스를 둘러볼 수 있는 '상품' • 내가 관심있는 개인·담보·자동차·기업대출 등 모든 상품 확인 • 대출계산기로 계획적으로 대출 신청 가능 ■ 나의 대출 상품을 간편하게 관리하는 '마이' • 이용중이거나 신청중인 대출 상품의 납입, 청구, 연체내역 한눈에 확인 • 리스나 렌탈중인 차량에 관한 간편한 관리 ■ 새로워진 대출 관련 스마트한 서비스 • 기존 고객이라면 우대금리 등의 추가대출 혜택 제공 • 부동산, 차량 시세조회로 나의 자산 확인 [앱 접근 권한 안내] • 전화(필수) : 본인 인증 및 상담 연결을 위한 휴대폰 정보 사용 • 저장 공간(필수) : 공동 인증서 보관 및 보안 매체 접근 • 카메라(선택) : 신분증 촬영 • 사진 라이브러리(선택) : 이미지 업로드 - 위 항목은 접근 권한에 동의하지 않아도 iM캐피탈 서비스를 이용할 수 있으나, 일부 기능 사용에 제한이 있을 수 있습니다. - 설정 > 애플리케이션 > iM캐피탈 > 권한 메뉴에서도 설정하실 수 있습니다. [주의사항] 이동 통신망(3G/LTE/5G)으로 서비스 이용 시 가입된 데이터 요금제에 따라 추가 비용이 발생할 수 있으니 주의하시기 바랍니다. 기타 서비스 이용 안내 및 문의 사항은 ‘1566-0050’(평일 오전 9시 ~ 오후 6시)를 통해 문의하여 주시기 바랍니다.

Screenshots

핀크 (Finnq)4 screens
iM캐피탈4 screens

Verdict

The call

The clearest difference is review sentiment: 핀크 (Finnq) at 86% against iM캐피탈's 47%. 핀크 (Finnq) also leads on update cadence (fortnightly vs every 3 months). iM캐피탈's advantage is ads (none vs shown) and iOS requirement (11.0 vs 15.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

핀크 (Finnq) ships an update fortnightly, iM캐피탈 every 3 months. The most recent releases landed on October 1, 2026 and June 1, 2026 respectively.

Scorecard4 real differences · 6 level
핀크 (Finnq) versus iM캐피탈: the parameters behind the verdict, then further details
Parameter핀크 (Finnq)iM캐피탈
PriceFreeFree
Rating4.9 (27 ratings) — better—
Positive reviews85.7% of reviews — better46.7% of reviews
Number of ratings27 — better—
Update frequencyFortnightly — betterEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.011.0 — better
Further details — not scored
Size162 MB83 MB
Age rating4+4+
DeveloperFinnq inc.iM Capital Co., Ltd.

Customer experience

핀크 (Finnq)

All ratings27 ratings
Positive96.3%
Neutral3.7%
Negative0.0%
Written reviews56 reviews
Positive85.7%
Neutral5.4%
Negative8.9%

iM캐피탈

Written reviews15 reviews
Positive46.7%
Neutral0.0%
Negative53.3%

In-app purchases

None

핀크 (Finnq)

No in-app purchases

None

iM캐피탈

No in-app purchases

Questions

Is 핀크 (Finnq) free?
핀크 (Finnq) is free to download, with no in-app purchases.
Is iM캐피탈 free?
iM캐피탈 is free to download, with no in-app purchases.
Do 핀크 (Finnq) or iM캐피탈 have ads?
핀크 (Finnq) shows ads; iM캐피탈 does not.
Which is updated more often, 핀크 (Finnq) or iM캐피탈?
핀크 (Finnq) ships an update fortnightly, and iM캐피탈 every 3 months. Most recently, 핀크 (Finnq) was updated on October 1, 2026 and iM캐피탈 on June 1, 2026.

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