Bill Karma vs Budgets

Bill Karma is your full-service smart money app for budget planning. You can manage your budget, subscription bills, and discover savings all in one app. -- See Your Monthly Spending -- Track your spending organized in useful categories to see where you can save. Saving for that next vacation has never been easier! -- Find And Cancel Unwanted Subscriptions -- We let you know where your money is going. Signed up for a subscription you no longer use but they keep charging you? We got your back! -- Improve Your Credit Score -- See all your credit cards in one place to stay on top of balances, due dates, annual APR, etc. We also let you know if APR on a card has changed! -- Learn About Cards That Match Your Needs -- We use sophisticated technologies based on artificial intelligence algorithms to source cards that match your lifestyle. -- We use bank-level 256-bit encryption -- We have made strong investments in making sure your data is safe with us. Your trust is us is our promise to you. Your bank login credentials never hit our servers and are never stored. We use industry leader Quovo for data aggregation used by the likes of Envestnet, Betterment and other major wealth management firms. Your privacy is most important to us. We will never share your data with third-parties. Please reach out to us at privacy@getbillkarma.com if you have any questions.

Your money is moving. See where it’s going and what you could do differently. Budgets brings your spending, bills, and monthly plan together so you can make everyday money decisions with a clearer picture. Understand what’s already spoken for, find spending you could adjust, and make room for what matters to you. START WITH YOUR REAL LIFE Connect your bank and credit card accounts to build a starting plan from your income and spending. Review the suggestions and make them yours. You have something real to work from, instead of a blank budget. SEE WHERE YOUR MONEY GOES Bring transactions together, organize them into categories, and see how your spending compares with your plan. From groceries to dining out, get a clearer view of the choices adding up throughout the month. FIND ROOM FOR WHAT MATTERS Look at your everyday spending and recurring charges to decide what you want to keep and what you could change. Put those choices into a plan that reflects your priorities whether that’s a future trip, a savings cushion, or more room for everyday life. KEEP UPCOMING BILLS IN VIEW With enough account history, Budgets can identify recurring paychecks, bills, and subscriptions. See expected charges alongside your spending so they’re part of the picture when you plan. KEEP YOUR PLAN CURRENT Connected accounts bring in new transactions as they become available. Review your activity and adjust your plan as life changes. Prefer to start manually? Add custom accounts and build your own budget. Connected accounts are read-only. Budgets never moves your money. You decide what changes. Spend well. Save what matters.