Enterprise Spend Platform vs Y Retirement
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Enterprise Spend Platform
Manage your business expenses on the go with this platform. Easily view accounts, balances, and credit limits. Capture receipt photos, link them to expenses, and submit them for approval from your mobile device.
- View accounts and balances
- Capture receipt photos
- Link receipts to expenses
- Code and submit expenses
- Approve card expenses
- Track receipts with image library
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Get expense management at your fingertips by using the Enterprise Spend Platform (ESP) app to view expenses - anytime, anywhere. All Enterprise Spend Platform App users may select the new account listing screen from the user menu of a mobile device. From this screen, users may view their accounts or the accounts mapped or delegated to them, view available balance, and credit limit. If you are utilizing coding and approval functionality, now you can access ESP’s powerful Expense Management functionality from your mobile device. From the ability to take photos of your receipts using your device to providing approvals for card expenses, it’s easy for users and managers to complete their expense tasks on the go. Simply download now and create your mobile PIN to enjoy using mobile Expense Management for ESP. Expense Management: + Take photos of your receipts using your device + Link receipts to expenses + Keep track of receipts using the image library + View card expenses + Code and submit expenses + Approve expenses + Banking-grade, globally recognized security levels
Y Retirement
Access your retirement account information, including balances and earned interest, and view benefit statements. Estimate future retirement income by adjusting age and contributions. Offers micro-learning resources and secure login options.
- Review account balances and interest earned
- View and download Annual Benefit Statements
- Estimate future retirement income
- Access personal information
- Utilize micro-learning resources
- Secure multi-factor and biometric login
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The YMCA Retirement Fund mobile app provides an interactive digital experience that is designed to complement other forms of interactions such as the benefit statement, IVR and traditional web. The mobile app provides easy and intuitive digital access to Retirement Fund resources, including account information and micro-learning. The app features are: · Review account balances, including interest earned month to date, for both the 401(a) Retirement Plan and 403(b) Savings Plan accounts · View/download Annual Benefit Statements · An abridged version of the Lifetime Income Tracker, with ability to adjust retirement age and 403(b) plan contributions to create estimates of future income in retirement · Review personal information · Learning resources including video FAQs For added security, this app uses multi-factor authentication and biometrics login options. The YMCA Retirement Fund will never sell your personal data.
Screenshots
Verdict
The clearest difference is ratings volume: Enterprise Spend Platform at 879 against Y Retirement's 15. Enterprise Spend Platform also leads on review sentiment (13% vs 0%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Enterprise Spend Platform against 4.7 for Y Retirement. That said, the two scores are not equally well evidenced: Enterprise Spend Platform has 879 ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 13% of Enterprise Spend Platform's written reviews are positive against 0% of Y Retirement's.
Enterprise Spend Platform ships an update every 3 months, Y Retirement every 2 months. The most recent releases landed on September 22, 2026 and September 13, 2026 respectively.
| Parameter | Enterprise Spend Platform | Y Retirement |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (879 ratings) | 4.7 (15 ratings) — better |
| Positive reviews | 12.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 879 — better | 15 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.7.11 | 15.6 — better |
| Further details — not scored | ||
| Size | 179 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Truist Financial Corporation | YMCA Retirement Fund (inc) |
Customer experience
Enterprise Spend Platform
Y Retirement
In-app purchases
Enterprise Spend Platform
No in-app purchases
Y Retirement
No in-app purchases
Questions
Is Enterprise Spend Platform free?
Is Y Retirement free?
Which has better reviews, Enterprise Spend Platform or Y Retirement?
Do Enterprise Spend Platform or Y Retirement have ads?
Which is updated more often, Enterprise Spend Platform or Y Retirement?
Other comparisons
