Banesco PA vs UniToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Banesco PA
Manage your banking needs conveniently and securely from your mobile device. Access all your financial products, check balances, make transfers, pay bills, and more. Enjoy the ease of having your bank in your hands with quick and secure login options.
- Biometric login (fingerprint/facial recognition)
- Account and card balance/transaction inquiries
- Transfers between accounts and to third parties
- Bill payments and service recharges
- Send/request money via wally
- View and redeem loyalty points
- Temporarily block cards
- Request bank references
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Simplifica tu vida bancaria con la app de Banesco Panamá. Accede desde tu celular a todos tus productos a través de una aplicación segura y muy fácil de usar. Si todavía no la tienes,no esperes más y descárgala. Afíliate hoy y disfruta del beneficio de tener el banco en tus manos. Desde BanescoMóvil puedes: · Usar tu huella o reconocimiento facial para ingresar de forma rápida y segura · Consultar el saldo y movimientos de tus cuentas y tarjetas. Así como visualizar tus préstamos y certificados a plazo · Realizar transferencias entre tus cuentas y a terceros · Pagar Tarjetas de créditos y préstamos · Pagar servicios y realizar recargas de Metro, Metrobús, celular, Panapass y muchos más · Enviar y pedir dinero a través de wally , así como pagar en comercios afiliados · Visualizar y canjear en línea tus puntos · Bloquear temporalmente tus tarjetas · Solicitar referencias bancarias · Consultar estados de cuenta · Chatear por WhatsApp con Dani
UniToken
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UniToken es una aplicación de uso exclusivo para los clientes de Unibank Panamá, el mismo genera códigos de autenticación que permite aprobar todas las transacciones que se realicen a través de nuestras plataformas digitales. Para mayor información visite nuestra página web www.unibank.com.pa
Screenshots
Verdict
The clearest difference is update cadence: Banesco PA at every 2 weeks against UniToken's every 5 weeks. UniToken's advantage is iOS requirement (9.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Banesco PA ships an update every 2 weeks, UniToken every 5 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | Banesco PA | UniToken |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (14 ratings) — better | — |
| Positive reviews | 22.2% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Every 2 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 306 MB | 2 MB |
| Age rating | 17+ | 4+ |
| Developer | Banesco | Unibank, S.A. |
Bugs and requests
Banesco PA
Reported bugs
28 issues- Cannot configure token in the app due to biometric validation not recognizing face
- App does not open
- My Wally card disappeared and cannot recharge
- Cannot enter, says there is a change in Face ID and does not allow login by password
- Cannot log in with FaceID, workaround required
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- Session expires and gets stuck loading when trying to log in
- New version 6.0.3 does not open
- App is obsolete
- Says we need to update the app but there is no update
- App is not updated in time
- App not configured for newer iPhones
- Does not allow adding credit and debit cards to Apple Wallet
- Does not download on iPhone
- App does not open with iPhone 12
- Error in the app with iPhone 12, says communication error
- App not working for Banesco Panama on new iPhone update
- Communication error message when trying to open the app
- Does not open on iPhone 13
- Server not opening after iPhone update to iOS 15.4.1
- Does not work with iPhone
- Problem opening the App with updated iPhone software (iOS 15.4)
- App not working since updating iPhone to iOS 15.4
- Cannot open the app since updating to iOS 15 with iPhone 12 Pro Max
- Application has not worked on iPhone for approximately 1 month
- Cannot enter, says username and password are incorrect
- Face ID was not available but is no longer
- Wally platform does not recognize address book for transfers
- Option to log in with FaceID (or TouchID) disappears after a while, requiring reinstallation
Requested features
5 requests- Add quick recharge option for Wally
- Redesign the app for better user experience
- Allow adding cards to Apple Wallet
- Expand the portfolio of products available in the app
- Improve WhatsApp support to handle more than predetermined questions
UniToken
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Banesco PA
No in-app purchases
UniToken
No in-app purchases
