NJ E vs iTTMM
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NJ E
Access real-time stock market data, including index quotes, top gainers and losers, and intraday charts. Create personalized watchlists and monitor your holdings and margins. This app is designed for investors and traders.
- Real-time index quotes
- Top gainers and losers
- Intraday charts
- Customizable watchlists
- Holding and margin checks
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• Fetch real time quotes of all indices • Check out the day’s top gainers and losers • View intra day charts • Create your own watch-list Member name: NJ India Invest Private Limited SEBI Registration Code: INZ000213137 Member Code: BSE: 3291, NSE: 13605 Registered Exchange/s name: BSE Limited, National Stock Exchange of India Ltd. Exchange approved Segments & Type of Member: BSE: - Cash: Trading cum Self-Clearing Member - New Debt Segment: Trading cum Self-Clearing Member - Wholesale Debt Segment: Trading Member NSE: - Cash: Trading cum Self-Clearing Member - New Debt Segment: Trading cum Self-Clearing Member• Check holding & margin
iTTMM
Effortlessly manage shared expenses with AI-powered insights and real-time synchronization. Track, split, and settle debts among friends, for trips, or with roommates without the stress of messy spreadsheets.
- AI-powered financial insights
- Real-time expense tracking
- Effortless debt settlement
- Group expense management
- Live balance updates
- Built-in group chat
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iTTMM — Split Smarter. Live Better. No confusion. No stress. Just clarity. The next-generation expense app powered by AI, real-time sync, and social finance. Stop chasing payments. Stop messy spreadsheets. iTTMM makes splitting, tracking, and settling money effortless — whether it’s friends, trips, or roommates. WHY iTTMM? Because managing shared money shouldn’t be stressful. Track every expense instantly Know exactly who owes what Settle debts in seconds Get AI-powered financial insights SMART EXPENSE TRACKING Split any expense your way: * Equal split * Exact amounts * Percentage-based * Shares-based Add participants dynamically and watch balances update in real time. GROUPS MADE SIMPLE Perfect for: * Trips * Roommates * Friends Features: * Shared expense ledger * Live balances * Built-in group chat * Instant updates across all devices SMART SETTLEMENT ENGINE No more confusion. iTTMM automatically: * Calculates who owes whom * Minimizes the number of payments One tap to: * Settle Up * Settle All REAL-TIME DASHBOARD Stay in control with: * Total spent * Total owed / owing * Net balance Everything updates instantly — no refresh needed. INSIGHTS & ANALYTICS Understand your money better: * Weekly & monthly reports * Spending trends * Category breakdowns Get insights like: * You’re spending more this month * You owe Alex — settle now AI FINANCE BRAIN Your built-in financial assistant: * Predictive spending insights * Smart reminders * Behavioral analysis iTTMM doesn’t just track money — it helps you improve how you use it. SOCIAL + REAL-TIME EXPERIENCE * Group chat with reactions & replies * Seen indicators & typing status * Live presence (who’s active, editing, viewing) Money finally feels collaborative. INSTANT QR CONNECTIONS * Add friends instantly * Join groups in seconds * Share your profile with a scan FLEXIBLE PLANS * FREE — essentials * PRO — advanced features * MAX — AI + full power (no ads) Upgrade anytime as your needs grow. BUILT FOR TRUST * Secure authentication * Real-time cloud sync * Reliable data across devices PERFECT FOR * Friends splitting bills * Travel groups * Couples * Roommates * Anyone managing shared money READY TO SIMPLIFY MONEY? Download iTTMM and experience the future of shared finance. Privacy Policy: https://www.iamishaan.com/privacy-policy Terms & Conditions: https://www.iamishaan.com/terms-condition Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: iTTMM at 100% against NJ E's 15%. iTTMM also leads on rating (5.0 vs 3.0) and update cadence (every 8 days vs every 5 weeks). NJ E's advantage is in-app purchases (none vs 4) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iTTMM sells 4 in-app purchases, starting at $1.99 per month. NJ E asks for nothing beyond the download.
iTTMM holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews point the same way: 15% of NJ E's written reviews are positive against 100% of iTTMM's.
NJ E ships an update every 5 weeks, iTTMM every 8 days. The most recent releases landed on October 15, 2026 and October 20, 2026 respectively.
| Parameter | NJ E | iTTMM |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 15.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 2 |
| Update frequency | Every 5 weeks | Every 8 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 79 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | NJ Technologies | Jainil Pandya |
Customer experience
NJ E
iTTMM
In-app purchases
NJ E
No in-app purchases
iTTMM
- iTTMM Pro Monthly$1.991 Month
- iTTMM Max Monthly$4.991 Month
- iTTMM Pro Yearly$9.991 Year
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- iTTMM Max Yearly$29.991 Year
