Comparison

LOOP.Cargo vs Talky

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LOOP.Cargo

Features
Read full description

With LOOP.Cargo, we’ve created a tool that effectively simplifies workflow for your social media content production. Simply upload any assets to LOOP.Cargo following a shoot and the app gives you access to all of your potential social media content. View, select, and favorite your photos and then your can crop and prepare them for all social media platforms in any needed format directly via the app.

About

Talky

This AI chat client offers extensive control over LLM interactions, supporting various models and features like vision, image generation, and function calling. Customize prompts, edit conversations, and integrate with plugins for enhanced functionality.

Highlights
  • Advanced LLM control
  • Vision and image generation
  • Customizable system prompts
  • Edit conversation history
  • Local storage and iCloud sync
  • Shortcuts integration
  • Built-in and custom plugins
Features
Read full description

Talky is an AI chat client for users who want more control over their conversations with LLMs. It supports OpenAI's GPT series models and DeepSeek models, with features including vision capabilities, image generation, and function calling. You can also connect your own custom models or use third-party LLM service providers. The app offers direct access to these models with full transparency and customization options. ### Key Features ### ** Full Control ** You can adjust system prompts, context length, and temperature settings, and save them as reusable roles. You can also edit conversation history, including modifying AI responses, for flexible experimentation. All requests are sent directly to your chosen model without modifications or downgrading. ** Local Storage + iCloud Sync ** Conversations are stored on your device and synced through your private iCloud account. ** Shortcuts Support ** Use Shortcuts to send messages to specific conversations and get responses. Interact with LLMs from Control Center, Share Sheet, Action Button, or Siri. ** Plugins ** Built-in plugins include web browsing, web search, document content reading, chat notes, and other useful tools. Additionally, Talky supports a Health plugin that can read health data from HealthKit. ** Cross-Platform ** Native apps for iOS, iPadOS, and macOS with seamless sync. ---- ### Free Trial and Subscription ### Talky's basic features are free, with a certain amount of free AI usage to get you started. You can also subscribe to Talky's membership service to access various models, including GPT and DeepSeek models. Auto-renewable subscriptions can be managed in the app's settings. Payment will be charged to your App Store account upon confirmation. To stop the subscription, you need to manually turn off auto-renewal at least 24 hours before the current subscription period ends. Privacy Policy: https://gongzhang.io/app/talky/en/privacy Terms of Use: https://gongzhang.io/app/talky/en/terms

Screenshots

LOOP.Cargo3 screens
Talky4 screens

Verdict

The call

The clearest difference is in-app purchases: LOOP.Cargo at none against Talky's 1. LOOP.Cargo also leads on iOS requirement (15.6 vs 18.0). Talky's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Talky sells 1 in-app purchase, starting at $4.99 per month. LOOP.Cargo asks for nothing beyond the download.

UpkeepUpdate frequency

LOOP.Cargo ships an update every 3 months, Talky every 2 weeks. The most recent releases landed on September 17, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
LOOP.Cargo versus Talky: the parameters behind the verdict, then further details
ParameterLOOP.CargoTalky
PriceFreeFree
Rating—4.1 (10 ratings) — better
Positive reviews—85.7% of reviews
Number of ratings—10 — better
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS15.6 — better18.0
Further details — not scored
Size8 MB73 MB
Age rating4+12+
DeveloperLOOP New Media GmbH弓 张

In-app purchases

None

LOOP.Cargo

No in-app purchases

1 purchases

Talky

Subscriptions1
  • Talky Membership$4.991 Month

Questions

Is LOOP.Cargo free?
LOOP.Cargo is free to download, with no in-app purchases.
Is Talky free?
Talky is free to download, with in-app purchases available.
Do LOOP.Cargo or Talky have ads?
Neither LOOP.Cargo nor Talky shows ads.
Which is updated more often, LOOP.Cargo or Talky?
LOOP.Cargo ships an update every 3 months, and Talky every 2 weeks. Most recently, LOOP.Cargo was updated on September 17, 2026 and Talky on September 8, 2026.

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