Comparison

Simple Spender vs DJ Finance

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Simple Spender

Easily track your income and expenses with just a few taps. This app automatically generates insightful charts and graphs to visualize your financial habits. Manage budgets, recurring transactions, and multiple currencies with a user-friendly interface.

Highlights
  • Automatic charts and graphs
  • Monthly budget management
  • Repeating transaction support
  • Multiple currency support
  • Customizable categories
  • Passcode data protection
  • Multiple themes
Features
Read full description

You just need a few taps to save your income, expenses. And we will generate multiple charts and graphs automatically. Features: - Simple, fast and clean - Simple reporting with graphs and charts - Flexible Time Periods for report - User friendly UI design Functions: - Monthly Budget - Support Repeating Transaction - Multiple Currencies - Customized Categories - Different type of Chart and Graph - Protect your data with Passcode - Multiple Themes

About

DJ Finance

Features
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The data is safely secured at the user's device and iCloud only. - Lock Screen Widget -- Quick launch -- Transaction booking without unlocking the phone -- Scan invoice QR Code [Taiwan only] -- Mobile phone carrier barcode [Taiwan Only] - Today View -- Transaction mode for quickly managing daily income and expense -- Investment mode for updating current asset market value, profit and loss -- Refreshes share price every 5-10 sec to present up-to-date assets market value - Calendar View -- Bill due reminder -- Book and trace repetitive transactions -- Quick query for or copy transactions by date - Transaction -- Map function supports recording transaction location -- Camera and photo album function facilitates credential management -- Attach files for reference from File.app - Balance View -- Quick view of asset annual growth and assets-liability of the year -- Link dividend income category with stock assets to have full view of asset value -- Supports grouping different currency accounts by a main bank account - Budget View -- Various periodic budget and actual income/expense charts -- On-screen calculator for analysis - iCloud and Files -- Data backup in the device and iCloud -- Export CSV report and backup files by email -- Import batch of transactions from CSV (From banks or other devices) - Reports and Charts -- Customized filtering function supplemented by on-screen calculator for analysis -- Multiple filtering profiles for customized reports based on different selected conditions -Tax Analysis Tool -- Simplify your preparation for tax reporting -AI Search Tool -- Support your asset portfolio data research - Stock Intrinsic Value Simulator [Taiwan Only] - Mobile phone invoice carrier - Scan invoice QR Code - Automatic invoice award notification

Screenshots

Simple Spender4 screens
DJ Finance4 screens

Verdict

The call

The clearest difference is ads: DJ Finance at none against Simple Spender's shown. Simple Spender's advantage is iOS requirement (11.0 vs 15.5). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Simple Spender sells 1 one-off in-app purchase and DJ Finance sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Simple Spender ships an update monthly, DJ Finance every 4 weeks. Both last shipped on October 27, 2026.

Scorecard2 real differences ยท 6 level
Simple Spender versus DJ Finance: the parameters behind the verdict, then further details
ParameterSimple SpenderDJ Finance
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyMonthlyEvery 4 weeks โ€” better
AdsYesNo โ€” better
In-app purchasesYesYes
MonetizationFree with in-app purchasesโ€”
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS11.0 โ€” better15.5
Further details โ€” not scored
Size137 MB108 MB
Age rating4+17+
DeveloperKwok Chun HinChia-Wei CHEN

In-app purchases

1 purchases

Simple Spender

One-time1
  • Premium$0.99
1 purchases

DJ Finance

One-time1
  • Unlimited Transactions$4.99

Questions

Is Simple Spender free?
Simple Spender is free to download, with in-app purchases available.
Is DJ Finance free?
DJ Finance is free to download, with in-app purchases available.
Do Simple Spender or DJ Finance have ads?
Simple Spender shows ads; DJ Finance does not.
Which is updated more often, Simple Spender or DJ Finance?
Simple Spender ships an update monthly, and DJ Finance every 4 weeks. Most recently, Simple Spender was updated on October 27, 2026 and DJ Finance on October 27, 2026.

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