Comparison

Folio vs Mobile Card Reader Utility

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Folio

Securely store and organize all your essential cards and documents in one digital wallet. Scan IDs, passports, gift cards, loyalty cards, and travel passes for instant access anytime, anywhere. Features include automatic organization, expiry alerts, and secure cloud backup.

Highlights
  • Scan and store IDs, passports, and licenses
  • Organize gift, loyalty, and membership cards
  • Manage travel tickets and bookings
  • Secure cloud backup and restore
  • Expiry alerts for documents
  • Encrypted storage for privacy
Features
Read full description

Scan, store, and organize all your cards and documents in one secure digital wallet. Folio is a smart wallet app that helps you keep your IDs, passport, driver's license, gift cards, loyalty cards, rewards cards, and travel passes safely in one place. Access your essentials anytime, anywhere. STORE ALL YOUR CARDS IN ONE WALLET Folio works as a card organizer and card storage app, helping you find what you need in seconds. Replace bulky wallets and scattered apps with one card wallet: - Credit and debit cards - Gift cards and balances - Loyalty cards and rewards cards - Membership and store cards SMART ID & PASSPORT SCANNER Scan once and quickly copy and paste details when filling forms. Use Folio’s built-in scanner to securely store: - Passport - Driver's license - National and personal IDs SMART TRAVEL ORGANIZER Planning a trip just got easier. Folio now includes a powerful travel organizer that lets you upload your flight tickets, boarding passes, train tickets, hotel bookings, and entrance passes by uploading a PDF, an image, or simply forwarding a confirmation email. Your travel pass, itinerary, and documents are automatically organized into a clean, searchable timeline. Whether you’re managing a vacation calendar or a business trip schedule, Folio keeps every ticket and confirmation securely stored inside your virtual wallet. BACK UP IMPORTANT DOCUMENTS Protect your most important information from loss, theft, or device damage. Create an account to securely back up and restore your documents on another device whenever needed. ONE SCAN, INSTANT ACCESS Scan cards and documents with your phone and instantly access them anytime. No more searching through emails, photos, or multiple apps. SECURE BY DESIGN Your privacy comes first. Every card and document is individually encrypted. Only you can decrypt and view your data (not even Folio). We use top-tier, industry-standard, multi-layer AES 256-bit encryption and are SOC 2 certified. NEVER MISS A RENEWAL Set expiry alerts for your passport, driver's license, or ID and get notified before they expire. ACCESS WHEREVER YOU GO Whether you’re traveling with family or living on the move, keep your documents with you. Access medical insurance, birth certificates, and important records anytime, anywhere. CARRY LESS. DO MORE. Folio is your everyday wallet app and card app, designed to help you live lighter and stay organized. Keep everything that matters in one secure virtual wallet, and always within reach.

About

Mobile Card Reader Utility

Features
Read full description

The ACS Mobile Card Reader Utility is an application that demonstrates the usage of Access Control for ACS Secure Bluetooth® NFC Readers. To fully access the application's features, you need to connect an ACS Bluetooth® NFC Reader and use it with a smart card. The supported smart card reader is the ACR1555U-A1 Secure Bluetooth® NFC Reader, and the supported smart card for read and write operations are the ACOS3 and MIFARE 1K card. Features - Smart Card Reader / Writer (ACOS3 and MIFARE 1K) - location based attendance System demo - NFC emulation (NFC Type 2 Tage and FeliCa) - NDEF Write Data Tools (Text, URL, Map, SMS, Email and Phone) - Support APDU tools - Device Information

Screenshots

Folio4 screens
Mobile Card Reader Utility4 screens

Verdict

The call

The clearest difference is ads: Mobile Card Reader Utility at none against Folio's shown. Folio's advantage is update cadence (every 8 days vs every 2 months) and iOS requirement (15.0 vs 17.2). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Folio ships an update every 8 days, Mobile Card Reader Utility every 2 months. The most recent releases landed on November 5, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
Folio versus Mobile Card Reader Utility: the parameters behind the verdict, then further details
ParameterFolioMobile Card Reader Utility
PriceFreeFree
Rating4.7 (6.9K ratings) — better—
Positive reviews63.6% of reviews—
Number of ratings6.9K — better—
Update frequencyEvery 8 days — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.2
Further details — not scored
Size228 MB2 MB
Age rating4+4+
DeveloperFolio Technologies LimitedAdvanced Card Systems Ltd.

Bugs and requests

Folio

Reported bugs

4 issues
  • App freezes or crashes when adding cards
  • Photo capture not working as expected
  • Inability to log in or access account
  • Syncing issues between devices

Requested features

5 requests
  • Add ability to manually edit/rearrange cards
  • Expand category options beyond just 'Other'
  • Improve backup and restore functionality
  • Add support for more ID/document types
  • Integrate with Apple Wallet or other platforms

Mobile Card Reader Utility

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Folio

No in-app purchases

None

Mobile Card Reader Utility

No in-app purchases

Questions

Is Folio free?
Folio is free to download, with no in-app purchases.
Is Mobile Card Reader Utility free?
Mobile Card Reader Utility is free to download, with no in-app purchases.
Do Folio or Mobile Card Reader Utility have ads?
Folio shows ads; Mobile Card Reader Utility does not.
Which is updated more often, Folio or Mobile Card Reader Utility?
Folio ships an update every 8 days, and Mobile Card Reader Utility every 2 months. Most recently, Folio was updated on November 5, 2026 and Mobile Card Reader Utility on November 4, 2026.

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