Comparison

Folio vs act/on

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Folio

Securely store and organize all your essential cards and documents in one digital wallet. Scan IDs, passports, gift cards, loyalty cards, and travel passes for instant access anytime, anywhere. Features include automatic organization, expiry alerts, and secure cloud backup.

Highlights
  • Scan and store IDs, passports, and licenses
  • Organize gift, loyalty, and membership cards
  • Manage travel tickets and bookings
  • Secure cloud backup and restore
  • Expiry alerts for documents
  • Encrypted storage for privacy
Features
Read full description

Scan, store, and organize all your cards and documents in one secure digital wallet. Folio is a smart wallet app that helps you keep your IDs, passport, driver's license, gift cards, loyalty cards, rewards cards, and travel passes safely in one place. Access your essentials anytime, anywhere. STORE ALL YOUR CARDS IN ONE WALLET Folio works as a card organizer and card storage app, helping you find what you need in seconds. Replace bulky wallets and scattered apps with one card wallet: - Credit and debit cards - Gift cards and balances - Loyalty cards and rewards cards - Membership and store cards SMART ID & PASSPORT SCANNER Scan once and quickly copy and paste details when filling forms. Use Folio’s built-in scanner to securely store: - Passport - Driver's license - National and personal IDs SMART TRAVEL ORGANIZER Planning a trip just got easier. Folio now includes a powerful travel organizer that lets you upload your flight tickets, boarding passes, train tickets, hotel bookings, and entrance passes by uploading a PDF, an image, or simply forwarding a confirmation email. Your travel pass, itinerary, and documents are automatically organized into a clean, searchable timeline. Whether you’re managing a vacation calendar or a business trip schedule, Folio keeps every ticket and confirmation securely stored inside your virtual wallet. BACK UP IMPORTANT DOCUMENTS Protect your most important information from loss, theft, or device damage. Create an account to securely back up and restore your documents on another device whenever needed. ONE SCAN, INSTANT ACCESS Scan cards and documents with your phone and instantly access them anytime. No more searching through emails, photos, or multiple apps. SECURE BY DESIGN Your privacy comes first. Every card and document is individually encrypted. Only you can decrypt and view your data (not even Folio). We use top-tier, industry-standard, multi-layer AES 256-bit encryption and are SOC 2 certified. NEVER MISS A RENEWAL Set expiry alerts for your passport, driver's license, or ID and get notified before they expire. ACCESS WHEREVER YOU GO Whether you’re traveling with family or living on the move, keep your documents with you. Access medical insurance, birth certificates, and important records anytime, anywhere. CARRY LESS. DO MORE. Folio is your everyday wallet app and card app, designed to help you live lighter and stay organized. Keep everything that matters in one secure virtual wallet, and always within reach.

About

act/on

A minimalist application designed to help you organize all your lists in one place. Track your goals, manage your tasks, and celebrate your achievements with a clean interface.

Highlights
  • Minimalist design
  • Organize all lists
  • Track progress
  • Celebrate achievements
  • Cross-device sync
Features
Read full description

A minimal list app for everything you want to track. Organize your life and celebrate progress.

Screenshots

Folio4 screens
act/on4 screens

Verdict

The call

The clearest difference is review sentiment: act/on at 100% against Folio's 64%. act/on also leads on ads (none vs shown) and rating (5.0 vs 4.7). Folio's advantage is in-app purchases (none vs 2) and ratings volume (6.9K vs 3). On price, update cadence, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. act/on sells 2 in-app purchases, starting at $0.99 per month. Folio asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

act/on holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Folio has 6.9K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 64% of Folio's written reviews are positive against 100% of act/on's.

UpkeepUpdate frequency

Folio ships an update every 8 days, act/on every 2 weeks. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Folio versus act/on: the parameters behind the verdict, then further details
ParameterFolioact/on
PriceFreeFree
Rating4.7 (6.9K ratings)5.0 (3 ratings) — better
Positive reviews63.6% of reviews100.0% of reviews — better
Number of ratings6.9K — better3
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS15.0 — better17.0
Further details — not scored
Size228 MB47 MB
Age rating4+4+
DeveloperFolio Technologies LimitedSaint Oracle

Customer experience

Folio

All ratings6,406 ratings
Positive93.2%
Neutral2.5%
Negative4.3%
Written reviews516 reviews
Positive63.6%
Neutral7.0%
Negative29.5%

act/on

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Folio

Reported bugs

4 issues
  • App freezes or crashes when adding cards
  • Photo capture not working as expected
  • Inability to log in or access account
  • Syncing issues between devices

Requested features

5 requests
  • Add ability to manually edit/rearrange cards
  • Expand category options beyond just 'Other'
  • Improve backup and restore functionality
  • Add support for more ID/document types
  • Integrate with Apple Wallet or other platforms

act/on

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Folio

No in-app purchases

2 purchases

act/on

Subscriptions2
  • Sync Monthly14 Days trial$0.991 Month
  • Sync Yearly14 Days trial$8.991 Year

Questions

Is Folio free?
Folio is free to download, with no in-app purchases.
Is act/on free?
act/on is free to download, with in-app purchases available.
Which has better reviews, Folio or act/on?
act/on is rated higher. Folio averages 4.7 out of 5 from 6.9K ratings, while act/on averages 5.0 from 3 ratings.
Do Folio or act/on have ads?
Folio shows ads; act/on does not.
Which is updated more often, Folio or act/on?
Folio ships an update every 8 days, and act/on every 2 weeks. Most recently, Folio was updated on November 2, 2026 and act/on on October 24, 2026.

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