BTS Study Buddy vs Rubies Junior
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
BTS Study Buddy
Prepare for your Chartered Insurance Institute (CII) exams with realistic practice tests and detailed feedback. This app simulates exam conditions, offers customized exam selection, and provides instant scoring with explanations to help you identify weak spots and pass with confidence.
- Realistic exam simulation
- Timed practice sessions
- Customized exam selection
- Instant feedback and scoring
- Detailed explanations
- Progress tracking
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Ace Your CII Exams with BTS Study Buddy - Your Ultimate Exam Prep Partner! Looking to conquer your Chartered Insurance Institute (CII) exams? BTS Study Buddy is your go-to tool for focused, effective, and realistic exam practice. Whether you're in Financial Services or Insurance, this cutting-edge study aid is designed to help you succeed. Perfect for advisers, administrators, paraplanners, brokers, underwriters, claims handlers - essentially anyone on a mission to pass their exams! Why Choose BTS Study Buddy? - Real Exam Experience: Designed to replicate the CII exam standard as closely as possible - Digital & Convenient: Accessible anytime, anywhere - Time-Pressure Simulation: Feel the real exam intensity with timed sessions - Challenging Question Styles: Navigate tricky phrasing, double-negatives, and deceptive answer choices - Boost Critical Thinking: Tackle questions with seemingly multiple correct answers - Customised Exam Selection: Choose the exam you need to prepare for - Full-Length Specimen Exams: Get the full exam experience before the big day - Targeted Learning Outcomes: Hone in on the areas you need to improve on - Instant Feedback & Scoring: No need for answer grid, get your results immediately! - Detailed Explanations: Understand what you got right, what went wrong, and why! - Track Your Progress: Identify weak spots and refine your study strategy - Flexible Practice Sessions: Study on your schedule, whenever it suits you The Perfect Companion! BTS Study Buddy is designed to work seamlessly with other BTS and Davies Group study support, including expert study guides, interactive webinars, and hands-on workshops. Together, they create a powerhouse of preparation to ensure you're ready to pass with confidence! Ready to take your study game to the next level? BTS Study Buddy has your back!
Rubies Junior
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Rubies Junior is the newest app from Rubies Digital Bank made specifically for the children (the Juniors) with all the features of the original Rubies Bank app: Savings, Payments (with parental control), Investments, Cards, Money Requests, Planning tools etc. Rubies Junior app provides a platform for children to learn how to manage their own finances, very early in life. Learning these finance management skills is all done under parents' digital supervision. Improving money management skills for kids is the key reason for the Rubies app and it has all the capabilities to help them become financially savvy.
Screenshots
Verdict
The clearest difference is in-app purchases: Rubies Junior at none against BTS Study Buddy's 10. Rubies Junior also leads on iOS requirement (12.0 vs 15.6). On price, update cadence, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. BTS Study Buddy sells 10 one-off in-app purchases. Rubies Junior asks for nothing beyond the download.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on June 21, 2026 and September 19, 2026 respectively.
| Parameter | BTS Study Buddy | Rubies Junior |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 80.0% of reviews | โ |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Monetization | Free with in-app purchases | โ |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 12.0 โ better |
| Further details โ not scored | ||
| Size | 30 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Davies Learning Solutions | RUBIES MICROFINANCE BANK LIMITED |
In-app purchases
BTS Study Buddy
- R01 Exam 21-22 Volume 1 - 3mth$44.99
- R01 Exam 21-22 Volume 2 - 3mth$44.99
- R02 Exam 21-22 Volume 2 - 3mth$44.99
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- R02 Exam 21-22 Volume 1 - 3mth$44.99
- R03 Exam 21-22 Volume 1 - 3mth$44.99
- R03 Exam 21-22 Volume 2 - 3mth$44.99
- R04 Exam 21-22 Volume 1 - 3mth$44.99
- R04 Exam 21-22 Volume 2 - 3mth$44.99
- R05 Exam 21-22 Volume 1 - 3mth$44.99
- R05 Exam 21-22 Volume 2 - 3mth$44.99
Rubies Junior
No in-app purchases






