UWP vs RaaMoney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UWP
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This app is available to all members of the UWP collective foundation. With this user-friendly, comprehensive and innovative app, policyholders can access their personal pension data, carry out simulations and obtain information on pension issues at any time and from anywhere. The app is connected live to the UWP management system. Registration / Login: UWP policyholders can register by entering an activation code and other security information and receive a login to access their personalized digital pension fund quickly and easily in the future. Functionalities: • Benefit overview / retirement assets • Buy-in calculator with tax simulation • Home ownership calculator with tax simulation (home ownership promotion / WEF) • Pension check with individual recommendations for action • Up-to-date view of the retirement savings account • Key figures and illustrations on the investment situation • Access to personal documents, e.g. pension certificate • Current Topic Articles • Overview personnel data / profile • Glossary of terms • Article • direct contact to the responsible supervisor
RaaMoney
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Money transfers have become more comfortable and safer with RAA Money. You can transfer money from any corner of the world to another turn. The account is easy to create with the regular and necessary information to ensure safe payment. RAA Money is available in over countries. RAA Money also has a toll-free number to contact a 24/7 customer service, which provides customers with data, answers to questions, and solutions for technical problems. A cheaper, faster way to send money abroad. RAA Money has all the features that can make your online payments quick and easy. Now you can make payments from anytime and anywhere because RAA Money, as a Switzerland-based company, is present in more than 180 countries. And most importantly, we have built a system to say goodbye to exorbitant charges for international transactions. There is only one fair exchange rate - and you get that at Raa Money. We also always show you in advance what your fees will be. Why? Because surcharges on the exchange rate and other hidden fees are unfair - and we want to be fairer than is usual in the financial world. Transfers should be stress-free - regardless of which country the recipient's account is in. Our app and website have therefore been developed with the aim of making it easy for you to manage your money on the go. We have also put together an exceptional team to make sure that your money is safe with us and that everything runs smoothly. We believe transferring money shouldn't take longer than sending an email. An account with us is set up in just a few minutes and most of our transfers reach the recipient on the same day or even within a few seconds.
Screenshots
Verdict
The clearest difference is update cadence: RaaMoney at every 3 weeks against UWP's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UWP ships an update every 4 months, RaaMoney every 3 weeks. The most recent releases landed on October 6, 2026 and October 21, 2026 respectively.
| Parameter | UWP | RaaMoney |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.5 — better | 15.5 |
| Further details — not scored | ||
| Size | 18 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Beratungsgesellschaft für die zweite Säule, Aktiengesellschaft | Raa Express GmbH |
In-app purchases
UWP
No in-app purchases
RaaMoney
No in-app purchases









