Comparison

Keepfully vs Debts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Keepfully

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Highlights
  • Track money and objects lent/borrowed
  • Organize by person with overview
  • Automatic loan reminders
  • Archive of returned loans
  • iCloud Sync and Siri support
  • Widgets and Shortcuts integration
Features
Read full description

Keepfully is a simple, powerful app designed to help you keep track of everything you lend or borrow – whether it’s money, books, tools, or just about anything else. Instead of relying on memory or scattered notes, Keepfully gives you a clear overview of your personal loans, helping you stay organized and avoid awkward moments. TRACK MONEY AND OBJECTS Keep track of money and objects you’ve lent to or borrowed from friends, family, or colleagues. Keepfully supports multiple currencies and lets you optionally add a location to each loan – perfect for remembering the context later. PERSONS OVERVIEW See exactly who owes what with the Persons tab, which lists all your saved people along with their loans. Mark favorites for quicker access and display them directly in the iPad’s sidebar. AUTOMATIC REMINDERS Never forget an open loan again. Enable automatic reminders to receive a notification after a customizable amount of time from the loan’s creation date. ARCHIVE The archive stores all returned loans, offering peace of mind and easy reference. Can’t remember if you paid your friend back that $50 from the other night? Just check the archive. SYSTEM INTEGRATION Keepfully is deeply integrated with Apple’s ecosystem. Enjoy seamless iCloud Sync, Widgets, Siri support, and full Shortcuts integration to streamline your experience across devices. PRO FEATURES • Unlimited Loans (2 active loans are free) • Track Object Loans • Reminder Notifications • Customizable Quick Entries (The Pro features require an additional in app purchase.)

About

Debts

This app helps you track all your loans and debts in one place. It offers a user-friendly interface with flexible settings, allowing you to manage contacts, set payment reminders, and view balances across multiple currencies. Record partial repayments and keep a detailed payment history.

Highlights
  • Manage all loans and debts
  • User-friendly interface
  • Contact management
  • Payment reminders via SMS/Email
  • Multi-currency support
  • Record partial repayments
  • Payment history tracking
Features
Read full description

Debts — all your loans and borrowings in one place A simple and intuitive app to manage your debts and loans. • Friendly and easy-to-use interface • Flexible settings for your needs Contacts • Select people from your contact list or add them manually Reminders • Send payment reminders via SMS or Email directly from the app • Call your debtor with a single tap Balance • View total balance for each currency Notifications • Set up custom reminders for repayment • Choose exact date and time of notification Currencies • Supports multiple currencies • Create, edit, and set a default currency Payments • Record partial repayments • Keep track of all payment history Full version Debts is free for up to 2 debts. The full version unlocks unlimited debts: choose a monthly or yearly subscription, or buy it once and keep it forever. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account. You can manage or cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appbysnap.tilda.ws/privacypolice

Screenshots

Keepfully4 screens
Debts4 screens

Verdict

The call

The clearest difference is rating: Debts at 5.0 against Keepfully's 3.9. Keepfully's advantage is ratings volume (30 vs 2) and update cadence (every 3 months vs every 6 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Keepfully sells 1 one-off in-app purchase and Debts sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Debts holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Keepfully has 30 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 50% of Keepfully's written reviews are positive against 44% of Debts's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Keepfully ships an update every 3 months, Debts every 6 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard5 real differences · 5 level
Keepfully versus Debts: the parameters behind the verdict, then further details
ParameterKeepfullyDebts
PriceFreeFree
Rating3.9 (30 ratings)5.0 (2 ratings) — better
Positive reviews50.0% of reviews — better44.4% of reviews
Number of ratings30 — better2
Update frequencyEvery 3 months — betterEvery 6 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, Apple Watch, Vision Pro — betteriPhone, iPad
Requires iOS18.4 — better26.0
Further details — not scored
Size15 MB3 MB
Age rating4+4+
DeveloperAlexander KaessnerAlexander Senin

Customer experience

Keepfully

All ratings30 ratings
Positive66.7%
Neutral10.0%
Negative23.3%
Written reviews12 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Debts

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive44.4%
Neutral11.1%
Negative44.4%

In-app purchases

1 purchases

Keepfully

One-time1
  • Keepfully Pro$2.99
5 purchases

Debts

Subscriptions2
  • Monthly$0.991 Month
  • Yearly$8.991 Year
One-time3
  • Tip developer$0.99
  • Full version$19.99
  • Full version — lifetime$19.99

Questions

Is Keepfully free?
Keepfully is free to download, with in-app purchases available.
Is Debts free?
Debts is free to download, with in-app purchases available.
Which has better reviews, Keepfully or Debts?
Debts is rated higher. Keepfully averages 3.9 out of 5 from 30 ratings, while Debts averages 5.0 from 2 ratings.
Do Keepfully or Debts have ads?
Neither Keepfully nor Debts shows ads.
Which is updated more often, Keepfully or Debts?
Keepfully ships an update every 3 months, and Debts every 6 months. Most recently, Keepfully was updated on October 24, 2026 and Debts on October 26, 2026.

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