Keepfully vs Lucra

Keepfully is a simple, powerful app designed to help you keep track of everything you lend or borrow – whether it’s money, books, tools, or just about anything else. Instead of relying on memory or scattered notes, Keepfully gives you a clear overview of your personal loans, helping you stay organized and avoid awkward moments. TRACK MONEY AND OBJECTS Keep track of money and objects you’ve lent to or borrowed from friends, family, or colleagues. Keepfully supports multiple currencies and lets you optionally add a location to each loan – perfect for remembering the context later. PERSONS OVERVIEW See exactly who owes what with the Persons tab, which lists all your saved people along with their loans. Mark favorites for quicker access and display them directly in the iPad’s sidebar. AUTOMATIC REMINDERS Never forget an open loan again. Enable automatic reminders to receive a notification after a customizable amount of time from the loan’s creation date. ARCHIVE The archive stores all returned loans, offering peace of mind and easy reference. Can’t remember if you paid your friend back that $50 from the other night? Just check the archive. SYSTEM INTEGRATION Keepfully is deeply integrated with Apple’s ecosystem. Enjoy seamless iCloud Sync, Widgets, Siri support, and full Shortcuts integration to streamline your experience across devices. PRO FEATURES • Unlimited Loans (2 active loans are free) • Track Object Loans • Reminder Notifications • Customizable Quick Entries (The Pro features require an additional in app purchase.)

Track subscriptions, bills, and all your recurring money in one place. Lucra is the all-in-one subscription tracker and bill organizer that shows your financial life in real time — second by second — without ever asking for your bank password. Why Lucra Most finance apps demand your bank login. Other subscription trackers are iOS-only or charge their own monthly subscription. Lucra stores everything locally on your device, and the Pro upgrade is a one-time purchase — not another recurring bill. Subscription & Bill Tracking Track every subscription: streaming, apps, gym, SaaS, anything recurring. Organize bills: rent, mortgage, utilities, insurance, phone. Get renewal reminders before free trials end and bills renew. See annual spending totals so you know exactly what subscriptions cost. Identify unused subscriptions immediately with built-in cancellation guides for popular services. Real-Time Money Tracking Ever wonder how much you earn per second? Lucra calculates it live: per-second, per-minute, per-hour income and expense rates. Watch your subscriptions and bills accumulate in real time. See exactly how much you have earned or spent until now today. Complete Financial Dashboard Track income from salary, freelance, side hustles, and investments. Monitor daily spending, shopping, dining, and transportation. Set savings goals with real-time projections. View monthly and yearly net summaries with income vs expense breakdown in visual charts. Privacy by Design No bank account linking ever. All data stored locally on your device. No personal data collection or third-party analytics. Works offline. Six Languages English, Spanish, German, French, Italian, Portuguese. Lucra Pro: One-Time Purchase Free: up to 5 balances with all core features. Pro: unlimited balances — one payment, forever. No subscription to track subscriptions.