Keepfully vs PaySurge
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Keepfully
Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.
- Track money and objects lent/borrowed
- Organize by person with overview
- Automatic loan reminders
- Archive of returned loans
- iCloud Sync and Siri support
- Widgets and Shortcuts integration
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Keepfully is a simple, powerful app designed to help you keep track of everything you lend or borrow – whether it’s money, books, tools, or just about anything else. Instead of relying on memory or scattered notes, Keepfully gives you a clear overview of your personal loans, helping you stay organized and avoid awkward moments. TRACK MONEY AND OBJECTS Keep track of money and objects you’ve lent to or borrowed from friends, family, or colleagues. Keepfully supports multiple currencies and lets you optionally add a location to each loan – perfect for remembering the context later. PERSONS OVERVIEW See exactly who owes what with the Persons tab, which lists all your saved people along with their loans. Mark favorites for quicker access and display them directly in the iPad’s sidebar. AUTOMATIC REMINDERS Never forget an open loan again. Enable automatic reminders to receive a notification after a customizable amount of time from the loan’s creation date. ARCHIVE The archive stores all returned loans, offering peace of mind and easy reference. Can’t remember if you paid your friend back that $50 from the other night? Just check the archive. SYSTEM INTEGRATION Keepfully is deeply integrated with Apple’s ecosystem. Enjoy seamless iCloud Sync, Widgets, Siri support, and full Shortcuts integration to streamline your experience across devices. PRO FEATURES • Unlimited Loans (2 active loans are free) • Track Object Loans • Reminder Notifications • Customizable Quick Entries (The Pro features require an additional in app purchase.)
PaySurge
Access your earned wages before your next payday. Avoid late fees, overdrafts, and missed financial opportunities. Get your money when you need it most.
- Access earned wages early
- Avoid late payment fees
- Prevent overdraft charges
- Seize missed opportunities
- Get money when needed
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Any day can be Payday! Sometimes payday is just too far away. No more late payments, over draft fees, expensive loans or missed opportunities. Get your money when you need it. PaySurge allows you to access your wages prior to your next pay day.
Screenshots
Verdict
The clearest difference is rating: Keepfully at 3.9 against PaySurge's 3.2. Keepfully also leads on device support (4 vs 2). PaySurge's advantage is in-app purchases (none vs 1) and update cadence (every 3 weeks vs every 3 months). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Keepfully sells 1 one-off in-app purchase. PaySurge asks for nothing beyond the download.
Keepfully holds the better App Store score, 3.9 against 3.2. Both are backed by a comparable volume of ratings — 30 and 17 respectively. Written reviews point the same way: 50% of Keepfully's written reviews are positive against 44% of PaySurge's.
Keepfully ships an update every 3 months, PaySurge every 3 weeks. The most recent releases landed on September 24, 2026 and June 1, 2026 respectively.
| Parameter | Keepfully | PaySurge |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (30 ratings) — better | 3.2 (17 ratings) |
| Positive reviews | 50.0% of reviews — better | 44.4% of reviews |
| Number of ratings | 30 — better | 17 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, Apple Watch, Vision Pro — better | iPhone, iPod |
| Requires iOS | 18.4 | 15.6 — better |
| Further details — not scored | ||
| Size | 15 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Alexander Kaessner | Fuzie, LLC |
Customer experience
Keepfully
PaySurge
In-app purchases
Keepfully
- Keepfully Pro$2.99
PaySurge
No in-app purchases









