Comparison

Keepfully vs money steps

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Keepfully

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Highlights
  • Track money and objects lent/borrowed
  • Organize by person with overview
  • Automatic loan reminders
  • Archive of returned loans
  • iCloud Sync and Siri support
  • Widgets and Shortcuts integration
Features
Read full description

Keepfully is a simple, powerful app designed to help you keep track of everything you lend or borrow – whether it’s money, books, tools, or just about anything else. Instead of relying on memory or scattered notes, Keepfully gives you a clear overview of your personal loans, helping you stay organized and avoid awkward moments. TRACK MONEY AND OBJECTS Keep track of money and objects you’ve lent to or borrowed from friends, family, or colleagues. Keepfully supports multiple currencies and lets you optionally add a location to each loan – perfect for remembering the context later. PERSONS OVERVIEW See exactly who owes what with the Persons tab, which lists all your saved people along with their loans. Mark favorites for quicker access and display them directly in the iPad’s sidebar. AUTOMATIC REMINDERS Never forget an open loan again. Enable automatic reminders to receive a notification after a customizable amount of time from the loan’s creation date. ARCHIVE The archive stores all returned loans, offering peace of mind and easy reference. Can’t remember if you paid your friend back that $50 from the other night? Just check the archive. SYSTEM INTEGRATION Keepfully is deeply integrated with Apple’s ecosystem. Enjoy seamless iCloud Sync, Widgets, Siri support, and full Shortcuts integration to streamline your experience across devices. PRO FEATURES • Unlimited Loans (2 active loans are free) • Track Object Loans • Reminder Notifications • Customizable Quick Entries (The Pro features require an additional in app purchase.)

About

money steps

A straightforward guide to personal finance basics, covering saving, investing, and building confidence. It aims to demystify financial concepts without pressure or overwhelm.

Highlights
  • Saving guidance
  • Investing basics
  • Financial confidence building
  • Step-by-step learning
  • Demystifies money concepts
Features
Read full description

Money Steps is your calm, simple guide to understanding money one step at a time. Most of us were never taught how money works. Money Steps walks you through the basics of saving, investing, and building financial confidence without pressure, confusion, or overwhelm.

Screenshots

Keepfully4 screens
money steps3 screens

Verdict

The call

The clearest difference is review sentiment: money steps at 100% against Keepfully's 50%. money steps also leads on rating (5.0 vs 3.9) and in-app purchases (none vs 1). Keepfully's advantage is price (Free vs $4.99) and ratings volume (30 vs 7). On update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Keepfully is free to download; money steps costs $4.99 up front. Keepfully sells 1 one-off in-app purchase. money steps asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

money steps holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 30 and 7 respectively. Written reviews point the same way: 50% of Keepfully's written reviews are positive against 100% of money steps's.

UpkeepUpdate frequency

Keepfully ships an update every 3 months, money steps every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard8 real differences · 2 level
Keepfully versus money steps: the parameters behind the verdict, then further details
ParameterKeepfullymoney steps
PriceFree — better$4.99
Rating3.9 (30 ratings)5.0 (7 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings30 — better7
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium — betterPaid
DevicesiPhone, iPad, Apple Watch, Vision Pro — betteriPhone, iPod
Requires iOS18.415.1 — better
Further details — not scored
Size15 MB33 MB
Age rating4+4+
DeveloperAlexander Kaessnerrudolph jones

Customer experience

Keepfully

All ratings30 ratings
Positive66.7%
Neutral10.0%
Negative23.3%
Written reviews12 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

money steps

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Keepfully

One-time1
  • Keepfully Pro$2.99
None

money steps

No in-app purchases

Questions

Is Keepfully free?
Keepfully is free to download, with in-app purchases available.
Is money steps free?
money steps costs $4.99, with no in-app purchases.
Which has better reviews, Keepfully or money steps?
money steps is rated higher. Keepfully averages 3.9 out of 5 from 30 ratings, while money steps averages 5.0 from 7 ratings.
Do Keepfully or money steps have ads?
Neither Keepfully nor money steps shows ads.
Which is updated more often, Keepfully or money steps?
Keepfully ships an update every 3 months, and money steps every 2 months. Most recently, Keepfully was updated on November 3, 2026 and money steps on October 30, 2026.

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