Comparison

Keepfully vs Ktema

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Keepfully

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Highlights
  • Track money and objects lent/borrowed
  • Organize by person with overview
  • Automatic loan reminders
  • Archive of returned loans
  • iCloud Sync and Siri support
  • Widgets and Shortcuts integration
Features
Read full description

Keepfully is a simple, powerful app designed to help you keep track of everything you lend or borrow – whether it’s money, books, tools, or just about anything else. Instead of relying on memory or scattered notes, Keepfully gives you a clear overview of your personal loans, helping you stay organized and avoid awkward moments. TRACK MONEY AND OBJECTS Keep track of money and objects you’ve lent to or borrowed from friends, family, or colleagues. Keepfully supports multiple currencies and lets you optionally add a location to each loan – perfect for remembering the context later. PERSONS OVERVIEW See exactly who owes what with the Persons tab, which lists all your saved people along with their loans. Mark favorites for quicker access and display them directly in the iPad’s sidebar. AUTOMATIC REMINDERS Never forget an open loan again. Enable automatic reminders to receive a notification after a customizable amount of time from the loan’s creation date. ARCHIVE The archive stores all returned loans, offering peace of mind and easy reference. Can’t remember if you paid your friend back that $50 from the other night? Just check the archive. SYSTEM INTEGRATION Keepfully is deeply integrated with Apple’s ecosystem. Enjoy seamless iCloud Sync, Widgets, Siri support, and full Shortcuts integration to streamline your experience across devices. PRO FEATURES • Unlimited Loans (2 active loans are free) • Track Object Loans • Reminder Notifications • Customizable Quick Entries (The Pro features require an additional in app purchase.)

About

Ktema

Features
Read full description

Keep track of money and items you lend or borrow. Record partial payments, set reminders, and see what is still outstanding. Your records stay on your device; no account or cloud sync is required Ktema is a private, offline-first app for keeping track of things you gave to someone or currently have from someone. Track money, books, documents, electronics, household items, and anything else that matters. Set reminders, record partial payments, and quickly see what is overdue or coming up next. Features: • Track both Given and Received records • Choose Money or Item for each record • Add reminder dates for follow-up • Record partial payments and payment history • Reuse people across records • Search, filter, and sort your records • Keep everything stored locally on your device Ktema does not require an account, does not depend on cloud sync for your records, and is designed to stay simple and private.

Screenshots

Keepfully4 screens
Ktema4 screens

Verdict

The call

The clearest difference is in-app purchases: Ktema at none against Keepfully's 1. Ktema also leads on update cadence (every 6 weeks vs every 3 months) and iOS requirement (15.0 vs 18.4). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Keepfully sells 1 one-off in-app purchase. Ktema asks for nothing beyond the download.

UpkeepUpdate frequency

Keepfully ships an update every 3 months, Ktema every 6 weeks. The most recent releases landed on October 16, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
Keepfully versus Ktema: the parameters behind the verdict, then further details
ParameterKeepfullyKtema
PriceFreeFree
Rating3.9 (30 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings30 — better—
Update frequencyEvery 3 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Apple Watch, Vision Pro — betteriPhone, iPad, iPod
Requires iOS18.415.0 — better
Further details — not scored
Size15 MB23 MB
Age rating4+4+
DeveloperAlexander KaessnerBhumik Dhrangadhriya

In-app purchases

1 purchases

Keepfully

One-time1
  • Keepfully Pro$2.99
None

Ktema

No in-app purchases

Questions

Is Keepfully free?
Keepfully is free to download, with in-app purchases available.
Is Ktema free?
Ktema is free to download, with no in-app purchases.
Do Keepfully or Ktema have ads?
Neither Keepfully nor Ktema shows ads.
Which is updated more often, Keepfully or Ktema?
Keepfully ships an update every 3 months, and Ktema every 6 weeks. Most recently, Keepfully was updated on October 16, 2026 and Ktema on October 21, 2026.

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