STICPAY vs Luxon Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
STICPAY
This digital wallet facilitates fast and affordable international money transfers and payments. It supports 29 currencies, 19 languages, and over 190 countries, with instant client-to-client transfers at a 1% fee. The service also offers easy fiat-to-crypto exchange and robust security features.
- Global money transfers
- Fiat to crypto exchange
- 29 national currencies supported
- Advanced security features
- Multiple deposit/withdrawal methods
- In-app QR code scanning
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Transfer and receive money faster and easier with STICPAY, the international digital wallet. With STICPAY, you can make payments online, transfer money to friends and family, and you can send and exchange cryptocurrencies. Sign up for your free e-wallet account now! Why choose STICPAY? Fast and cheap global transfers - 29 national currencies - 19 languages - over 190 countries - Instant client to client transfers with a 1% fee - Fast and cheap local bank wire transfers in many Asian countries We keep your money safe - Advanced anti-fraud and security features - Strict KYC and AML checks - 2 Factor Authentication Convenient and Easy - Easy Fiat to Crypto exchange and vice versa - In-app QR code scan - Cashback service Numerous payment methods to deposit and withdraw funds - Visa - MasterCard - UnionPay China - Local and international bank transfers Ready to transfer money with STICPAY? Create an account now!
Luxon Pay
A secure digital wallet for instant global payments and currency exchange. Send and receive money fee-free across multiple currencies, with bank-grade security and 24/7 multilingual support.
- Instant global payments
- Multi-currency wallet
- Fee-free peer-to-peer transfers
- Real-time exchange rates
- Bank-grade security
- 24/7 multilingual support
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Move money, confidently. Luxon Pay is a secure, multi-currency digital wallet built for instant global payments, currency exchange, and fee-free peer-to-peer transfers. Free Instant Transfers Send and receive money instantly with other Luxon Pay users anywhere in the world, across a range of currencies. No fees. No delays. Top Up Your Way Add funds to your Luxon Pay wallet quickly and easily via a range of deposit methods available in your region. 38+ Currencies, One Wallet Hold, transfer, and exchange a full range of currencies including GBP, EUR, and USD. Manage everything in one place with real-time exchange rates. Bank-Grade Security Advanced encryption and Strong Customer Authentication (SCA) protect every transaction, every time. 24/7 Multilingual Support Our support team is available around the clock. Live chat for all account holders, plus dedicated VIP managers for premium users. Limits may apply for withdrawals, deposits and currency exchange.
Screenshots
Verdict
The clearest difference is rating: STICPAY at 3.9 against Luxon Pay's 3.0. STICPAY also leads on review sentiment (61% vs 20%) and ratings volume (29 vs 2). Luxon Pay's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STICPAY holds the better App Store score, 3.9 against 3.0. That said, the two scores are not equally well evidenced: STICPAY has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 61% of STICPAY's written reviews are positive against 20% of Luxon Pay's.
STICPAY ships an update fortnightly, Luxon Pay every 2 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | STICPAY | Luxon Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (29 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 61.1% of reviews — better | 20.0% of reviews |
| Number of ratings | 29 — better | 2 |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 50 MB | 120 MB |
| Age rating | 4+ | 4+ |
| Developer | STIC FINANCIAL LTD. | Luxon Payments Ltd |
Customer experience
STICPAY
Luxon Pay
In-app purchases
STICPAY
No in-app purchases
Luxon Pay
No in-app purchases
