AEON THAI MOBILE vs ACU PAY

• The one-stop app from AEON allows you to easily manage your credit cards, personal loans, auto loans, and insurance, anytime, anywhere. • Check your remaining credit limit and reward points in real-time. No more worries about lost bills or forgotten payments, as we consolidate your bills allowing you to pay multiple bills in one click via PAYNOW. Pay instantly and your credit limit is immediately restored. Plus, view your E-Statement conveniently and eco-friendly. • Need to withdraw cash –No need for card simply use the Cashing feature to withdraw cash at participating ATMs or transfer your credit limit from your credit card or Your Cash loan to PromptPay instantly. • Plan your own finances: Manage installment payments more easily with Happy Plan, allowing you to split any purchase into installments and design your own payment plan. • Discover numerous promotions and special privileges from Card Highlight and E-Coupon. "Use when necessary and pay back full amount on time to avoid 16% interest rate per year" "Borrow only as much as necessary and within your repayment capacity. Interest rates are 15.99% - 24% per annum for personal loans, 22% - 25% per annum for cash cards, 5.20% - 15% per annum for used car hire purchase loans, an effective interest rate of 22.42% - 23% per annum for motorcycle hire purchase loans, and 8.94% - 23% per annum for big bike hire purchase loans." AEON Personal Loan: YourCash Card, MAX LIMIT Cash Card, AEON One Loan, and AEON Happy Loan. Terms and conditions are as prescribed by the Company. Example of installment payment calculation based on assumptions for an AEON One Loan (installment loan). of 100,000 Baht: Interest rate 15.99% per annum, total interest over the contract 45,620 Baht, monthly installment 2,427 Baht, repayment period 60 months. "Borrow when necessary and within your mean 15.99%–24% interest rate per year for One Loan, 22%-25% per year for cash advance cards. AEON Auto Loan: Hire purchase for used cars, motorcycles, big bikes, and Auto Quick Cash services. Repayment period up to 72 - 84 installments. No guarantor required. Example of installment payment calculation based on assumptions for a used car loan of 100,000 Baht Repayment example based on a hypothetical calculation for a used car loan of 100,000 Baht: Interest rate 5.20% per annum, monthly installment 1,822 Baht, repayment period 72 months. "Borrow when necessary and within your means 15.99% - 24% interest rate per year for One Loan, 22%-25% per year for cash advance cards., 22.42%-23% per year for motorcycle hire purchase loan, 8.94% - 23% per year for big bike hire purchase loan, 5.20%- 15% per year for use car hire purchase loan, and an effective interest rate of 14.34%-24% per year for Auto Quick Cash "

1.Make your instant e-payment CONVENIENT & SAFE! Your life is easier with ACU PAY 2.Redeem various types of coupons in Coupon Square! Get exclusive offers from our participating merchants 3.Invite Your Friends to Use ACU PAY! You and your friend will get 100 ACU Dollars 4.Win 1 Million ACU Dollars! The more you spend with ACU PAY, the more chances to enter the Lucky Draw 5.Register the CARE FOR YOU Programme ACU PAY spreads joy and bliss to everyone From your first morning coffee to your weekend brunch with friends, ACU PAY has got all you need! Fulfilling the lifestyle of all walks of life, ACU PAY brings you all the never-ending perks and latest offers in town. ACU PAY is EASY, CONVENIENT and SAFE in just a few taps, there’s no need to use cash anymore. Let’s jump on the bandwagon of a cashless society, Start Using Now! With ACU PAY, users can make instant e-payment to physical and online merchants of chained coffee shops, laundry outlets, convenient stores, supermarkets, restaurants, eCommerce platforms, etc. Besides, users can earn points on purchases within the app to redeem various types of coupons including discount coupon, give away, buy 1 get 1 free, and participate the WOW lucky draw to win 1 MILLION ACU Dollars and valuable gifts. Many more…Invite your friends to download the app to earn ACU Dollars or join our CARE FOR YOU programme to get a complimentary food pack to Make your GREAT DAY with ACU PAY. Important Notes This App is designed for use in Thailand. The products and services represented within this App are intended for Thailand users. This App is provided by ACU PAY (Thailand) Company Limited (ACU PAY THAI) for the use of users of ACU PAY THAI. Please do not download this App if you are not a user of ACU PAY THAI. The ACU PAY (Thailand) Company Limited is regulated and authorized to carry out e-payment activities in Thailand only. If you are outside of Thailand, we may not be authorized to offer or provide you with the products and services available through this App in the country / region / territory you are situated or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction or country / region / territory where the distribution, download or use of this material is restricted and would not be permitted by law or regulation. If you are under 18, please consult your parents or guardians before you give us any information about yourself.