QNB Egypt E vs Sarafni

QNB Egypt E-Wallet...your smart mobile payment application Explore QNB Egypt E-Wallet that offers you a variety of payment services to cope with the quick pace of your life as it allows you to pay your bills, purchases and transfer money directly through your mobile in a convenient, fast and secure way Features: • Load your E-Wallet with ease through different channels such as your QNB Accounts, Debit Card, or by visiting any of retailers that are scattered across the governates or through any ATM that displays Meeza digital logo • Top up your mobile phone • Pay your different bills including telecom, internet, utility and traffic fees through a wide range of services • Pay subscriptions, insurance premium, tickets and more • Transfer money between Mobile Wallet holders in Egypt • Withdraw money from your E-Wallet by visiting any of retailers that are scattered across the governates or through any ATM that displays Meeza digital logo • Conduct your purchases from merchants displaying QR with Meeza digital logo Flexibility: • Track your E-Wallet balance, transactions history and generate E-Wallet statement • Know main services fees from the pricing list on the application • Create “Favorite list” of your most frequently paid bills to which you can make all payments in just one click or a list of preferred numbers (other Mobile Wallet holders) in addition to a list of favorite merchants and agents • Submit feedback & complaints concerning your transactions • Know the nearest “Fawry” agents and locate their location on map • Know if your mobile number is subscribed in any wallet from check wallet availability which exists on the application How to register QNB Egypt E-Wallet mobile application? • Apply for the service for free by filling in the application at any of QNB branches, Internet banking service or from “Fawry plus” branches • Download QNB Egypt E-Wallet on your mobile • Sign up by entering your data and activation code (received by SMS on your mobile) • Create your m-PIN • Load your E-Wallet and start enjoying the service

SARAFNI — KNOW WHERE YOUR MONEY GOES. Ever reached the end of the month and wondered where all your money went? Sarafni helps you track your expenses, plan your budget, understand your spending habits, and build a healthier financial future. Whether you’re trying to save more, spend smarter, or simply understand your finances, Sarafni gives you the tools to take control. YOUR MONEY. YOUR BUDGET. YOUR CONTROL. TRACK EVERY EXPENSE Stay on top of your finances without complicated spreadsheets. • Record your daily expenses in seconds. • Track your income and spending. • Organize transactions into categories. • Keep your financial activity in one place. • Understand how much you’re spending and where. No bank account connection required. BUILD A BUDGET THAT WORKS FOR YOU Your budget should fit your lifestyle, not the other way around. With Sarafni, you can: • Create personalized budget categories. • Add or remove budget buckets. • Adjust percentages to match your priorities. • Allocate money toward savings and financial goals. • Change your budget whenever your needs change. SEE WHERE YOUR MONEY GOES Understanding your spending is the first step toward improving it. Sarafni transforms your financial activity into clear, easy-to-understand insights. • Visualize spending with simple charts. • See how your money is distributed across categories. • Identify spending patterns. • Review your financial activity. • Make more informed decisions about your money. DOUBLE TAP. LOG EXPENSES IN SECONDS. Logging expenses shouldn’t interrupt your day. With Sarafni’s optional iPhone Back Tap shortcut, you can quickly open expense logging by double-tapping the back of your phone. Double tap, type the amount, and log your expense. One-time setup required. Instructions are available inside the app. ONE APP. MULTIPLE CURRENCIES. Manage your finances in your preferred currency. Whether you’re living abroad, traveling, or managing money in different currencies, Sarafni helps you stay organized. REMINDERS THAT KEEP YOU CONSISTENT Building better financial habits starts with consistency. Set reminders to record your expenses and stay aware of your spending. A few seconds each day can make a meaningful difference. BUILD BETTER FINANCIAL HABITS Sarafni helps you: • Become more aware of your spending. • Identify unnecessary expenses. • Plan your money more intentionally. • Develop consistent saving habits. • Work toward your financial goals. WHY SARAFNI? Because you deserve to know where your money goes. Sarafni combines expense tracking, customizable budgeting, and financial insights in one simple app. No complicated spreadsheets. No confusing financial jargon. Just a clearer picture of your money. START YOUR FINANCIAL JOURNEY TODAY. Track your spending. Plan your goals. Build better habits. Take control of your money. Sarafni — Know Where Your Money Goes.