FPT Pay vs SACOMBANK PAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FPT Pay
This payment application offers a free, convenient, and fast way to manage your finances. It ensures secure transactions and allows easy top-ups and withdrawals from various banks. Enjoy a seamless shopping experience with consumer protection policies.
- Free payment methods
- Convenient and fast transactions
- Secure payment standards
- Easy wallet top-up and withdrawal
- Safe online shopping on Sendo.vn
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FPT Pay là ứng dụng thanh toán hàng đầu Việt Nam. Tại FPT Pay người dùng được sử dụng phương thức thanh toán hoàn toàn MIỄN PHÍ, TIỆN LỢI, NHANH CHÓNG và đạt tiêu chuẩn về AN TOÀN BẢO MẬT. Lợi Ích Khi Thanh Toán Qua FPT Pay + Thanh toán hoàn toàn MIỄN PHÍ. + TIẾT KIỆM thời gian và chi phí của người dùng. + DỄ DÀNG thanh toán mọi lúc mọi nơi. + AN TOÀN khi mua sắm trực tuyến trên Sendo.vn Tính Năng Nổi Bật Trên Senpay + Nạp tiền vào Ví và rút tiền CỰC DỄ từ tất cả các ngân hàng trong nước và quốc tế. + Mua sắm dễ dàng, an toàn và được hưởng nhiều chính sách bảo vệ người tiêu dùng trên Sendo. Bạn còn chờ gì nữa? TẢI NGAY ứng dụng để HƯỞNG ƯU ĐÃI HẤP DẪN chỉ có trên Senpay!! ---------------------------------------------------------------------- Mọi góp ý xin vui lòng gởi về https://help.senpay.vn/hc/vi/requests/new Chúng tôi hân hạnh được lắng nghe và phục vụ bạn!
SACOMBANK PAY
Manage your finances with a modern, secure, and convenient app. Enjoy free transactions, easy bill payments, and quick access to banking services like savings and loans. Update your personal information securely and redeem loyalty points for rewards.
- Free 24/7 transactions
- Biometric and Smart OTP security
- QR code and Apple Pay integration
- Account balance and statement viewing
- Open savings, apply for loans
- Update personal information
- Bill payments and top-ups
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Welcome to SACOMBANK PAY – the modern and ultra-convenient financial management app that makes your life easier and more enjoyable! With a friendly and customized design, you will love the secure transaction space tailored just for you! Key Highlights: - Enjoy free transactions 24/7, fast and free with a limit of up to 50 billion VND/day! - Absolute Security! Biometric technology and Smart OTP keep your transactions safe. - Exciting Payments! Scan domestic and international QR codes, or integrate your card to Apple Pay in a flash! - Easy Financial Management! Check your balance, view statements and fund deposit alert sharing with up to 5 current accounts. - Convenient Banking Services! Open savings, apply for Loans with disbursement in just 5 minutes, and quickly open current accounts and get your cards issued! - Flexible personal information updates! Update your details using a chip-based ID card/national ID or via a VNeID electronic identification account. - Diverse Payment Ecosystem! Pay bills, top up, book tickets… all in one fabulous app! - Redeem SACOMBANK Sapphire points for even more exciting incentives! Then what are you waiting for? Download or update the app now, complete your online authentication and start your amazing journey right away!
Screenshots
Verdict
FPT Pay and SACOMBANK PAY both sit at 3.3 stars, but that hides the real split: 41% of SACOMBANK PAY's written reviews are positive against 5% of FPT Pay's. SACOMBANK PAY also leads on ratings volume (302 vs 6). FPT Pay's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.3 for FPT Pay against 3.5 for SACOMBANK PAY. That said, the two scores are not equally well evidenced: SACOMBANK PAY has 302 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 5% of FPT Pay's written reviews are positive against 41% of SACOMBANK PAY's.
FPT Pay ships an update every 5 weeks, SACOMBANK PAY every 2 months. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | FPT Pay | SACOMBANK PAY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (6 ratings) | 3.5 (302 ratings) — better |
| Positive reviews | 5.5% of reviews | 41.5% of reviews — better |
| Number of ratings | 6 | 302 — better |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 139 MB | 272 MB |
| Age rating | 4+ | 4+ |
| Developer | SEN DO TECHNOLOGY JOINT STOCK COMPANY | SAIGON TREASURE COMMERCIAL JOINT STOCK BANK |
Customer experience
FPT Pay
SACOMBANK PAY
Bugs and requests
FPT Pay
Not enough reviews yet to summarise bugs or requests.
SACOMBANK PAY
Reported bugs
5 issues- Login issues and account access problems
- Unreliable fund transfers and balance updates
- Compatibility issues with newer devices
- Frequent app crashes and freezes
- Inaccurate transaction records
Requested features
5 requests- Improved transaction history and notifications
- Biometric authentication options
- Customizable app settings
- Enhanced security measures
- Seamless integration with other financial services
In-app purchases
FPT Pay
No in-app purchases
SACOMBANK PAY
No in-app purchases
