Savy vs Lukas
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Savy
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Cuántas veces nos pasa que vamos a una tienda y recordamos vagamente el precio del mismo producto en otra tienda... Con Savy ya no nos volverá a pasar. Apunta los precios y las cantidades para calcular el precio por unidad, Kg, metro o litro. También sirve como lista de la compra deslizando el producto hacia la izquierda. Si una tienda tiene un precio más caro pero te gusta más, puedes marcarla como favorita. A todos nos gusta lo simple así que no hay publicidad ni registro. Tampoco tenemos datos personales ni de uso de la aplicación.
Lukas
Effortlessly track your expenses with AI-powered voice and photo entry. Enjoy radical privacy with a local-first architecture, offline functionality, and no tracking. Set budgets, savings goals, and manage multiple currencies with an award-winning design.
- AI-powered expense entry (voice, photo, natural language)
- 100% offline functionality
- No tracking or data selling
- Smart budgeting with warnings
- Savings goals tracking
- Multi-currency support
- Award-winning design with Dark Mode
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The world's easiest and most private expense tracker. Lukas removes the friction from managing your personal finances. Forget tedious forms and take control of your money with a tool built for speed and absolute privacy. NEW: AI-POWERED ENTRY We know logging every small expense can be exhausting. That's why we've built AI right in to do it for you. Just use your voice to dictate transactions, snap a photo of your receipts, or type in natural language like you're chatting. SmartSpend automatically detects the category, date, and amount, organizing everything in seconds. RADICAL PRIVACY (LOCAL-FIRST ARCHITECTURE) Unlike other finance apps, your data belongs to you — and only you. 100% Offline: Use every feature of the app with no internet connection required. Your data never leaves your device unless you decide otherwise. No Tracking: We don't sell your information to third parties, and we don't profile your behavior. Optional Sync: You choose whether to turn on the cloud to keep your data across multiple devices, or keep everything locally encrypted. Guest Mode: Start using the app right away — no account creation required, no email collected. POWER UP YOUR FINANCES Smart Budgets: Set monthly spending limits per category and get early warnings before you go over budget. Savings Goals: Set clear financial targets and watch your progress month by month. Multi-Currency Support: Perfect for travelers and digital nomads. Manage expenses in 50+ currencies with up-to-date exchange rates. Award-Winning Design: Enjoy a clean, intuitive interface with a true Dark Mode that's easy on your eyes and your battery. Data Export: Download your full history any time to analyze it in other tools. Download SmartSpend today and discover the peace of mind of knowing exactly where your money goes — without sacrificing your privacy. Terms of Use: https://smartspend.jotatech.org/terms-of-service Privacy Policy: https://smartspend.jotatech.org/privacy-policy
Screenshots
Verdict
The clearest difference is in-app purchases: Savy at none against Lukas's 3. Savy also leads on ads (none vs shown) and iOS requirement (10.0 vs 15.0). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Lukas sells 3 in-app purchases, starting at $2.99 per month. Savy asks for nothing beyond the download.
Savy ships an update every 10 days, Lukas every 9 days. The most recent releases landed on October 14, 2026 and October 28, 2026 respectively.
| Parameter | Savy | Lukas |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 10 days | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 10.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 36 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Beecubu S.C.P. | Jhossept Kevin Garay Rodriguez |
In-app purchases
Savy
No in-app purchases
Lukas
- SmartSpend Pro Mensual$2.991 Month
- SmartSpend Pro Anual$19.991 Year
- SmartSpend Pro de por vida$89.99









