Comparison

Savy vs Lukas

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Savy

Features
Read full description

Cuántas veces nos pasa que vamos a una tienda y recordamos vagamente el precio del mismo producto en otra tienda... Con Savy ya no nos volverá a pasar. Apunta los precios y las cantidades para calcular el precio por unidad, Kg, metro o litro. También sirve como lista de la compra deslizando el producto hacia la izquierda. Si una tienda tiene un precio más caro pero te gusta más, puedes marcarla como favorita. A todos nos gusta lo simple así que no hay publicidad ni registro. Tampoco tenemos datos personales ni de uso de la aplicación.

About

Lukas

Effortlessly track your expenses with AI-powered voice and photo entry. Enjoy radical privacy with a local-first architecture, offline functionality, and no tracking. Set budgets, savings goals, and manage multiple currencies with an award-winning design.

Highlights
  • AI-powered expense entry (voice, photo, natural language)
  • 100% offline functionality
  • No tracking or data selling
  • Smart budgeting with warnings
  • Savings goals tracking
  • Multi-currency support
  • Award-winning design with Dark Mode
Features
Read full description

The world's easiest and most private expense tracker. Lukas removes the friction from managing your personal finances. Forget tedious forms and take control of your money with a tool built for speed and absolute privacy. NEW: AI-POWERED ENTRY We know logging every small expense can be exhausting. That's why we've built AI right in to do it for you. Just use your voice to dictate transactions, snap a photo of your receipts, or type in natural language like you're chatting. SmartSpend automatically detects the category, date, and amount, organizing everything in seconds. RADICAL PRIVACY (LOCAL-FIRST ARCHITECTURE) Unlike other finance apps, your data belongs to you — and only you. 100% Offline: Use every feature of the app with no internet connection required. Your data never leaves your device unless you decide otherwise. No Tracking: We don't sell your information to third parties, and we don't profile your behavior. Optional Sync: You choose whether to turn on the cloud to keep your data across multiple devices, or keep everything locally encrypted. Guest Mode: Start using the app right away — no account creation required, no email collected. POWER UP YOUR FINANCES Smart Budgets: Set monthly spending limits per category and get early warnings before you go over budget. Savings Goals: Set clear financial targets and watch your progress month by month. Multi-Currency Support: Perfect for travelers and digital nomads. Manage expenses in 50+ currencies with up-to-date exchange rates. Award-Winning Design: Enjoy a clean, intuitive interface with a true Dark Mode that's easy on your eyes and your battery. Data Export: Download your full history any time to analyze it in other tools. Download SmartSpend today and discover the peace of mind of knowing exactly where your money goes — without sacrificing your privacy. Terms of Use: https://smartspend.jotatech.org/terms-of-service Privacy Policy: https://smartspend.jotatech.org/privacy-policy

Screenshots

Savy3 screens
Lukas4 screens

Verdict

The call

The clearest difference is in-app purchases: Savy at none against Lukas's 3. Savy also leads on ads (none vs shown) and iOS requirement (10.0 vs 15.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lukas sells 3 in-app purchases, starting at $2.99 per month. Savy asks for nothing beyond the download.

UpkeepUpdate frequency

Savy ships an update every 10 days, Lukas every 9 days. The most recent releases landed on October 14, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 6 level
Savy versus Lukas: the parameters behind the verdict, then further details
ParameterSavyLukas
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 10 daysEvery 9 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better15.0
Further details — not scored
Size36 MB25 MB
Age rating4+4+
DeveloperBeecubu S.C.P.Jhossept Kevin Garay Rodriguez

In-app purchases

None

Savy

No in-app purchases

3 purchases

Lukas

Subscriptions2
  • SmartSpend Pro Mensual$2.991 Month
  • SmartSpend Pro Anual$19.991 Year
One-time1
  • SmartSpend Pro de por vida$89.99

Questions

Is Savy free?
Savy is free to download, with no in-app purchases.
Is Lukas free?
Lukas is free to download, with in-app purchases available.
Do Savy or Lukas have ads?
Lukas shows ads; Savy does not.
Which is updated more often, Savy or Lukas?
Savy ships an update every 10 days, and Lukas every 9 days. Most recently, Savy was updated on October 14, 2026 and Lukas on October 28, 2026.

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